Jump to content

Recommended Posts

Posted
27 minutes ago, pubic_assistance said:

Did "society" fail them ? We used to have institutions to help...but circumstances surrounding their rights of self-detemination took precedence, and here we are with civil rights intact and more people on the street because of it.

While closing institutions aimed to promote individual rights, the shift didn’t come with adequate support systems. Many are now left without the help they need. We should focus on providing both civil rights and the necessary resources, like mental health care and housing, to support everyone, including the homeless and the LGBTQ+ community.

Posted
55 minutes ago, ApexNomad said:

the shift didn’t come with adequate support systems

I disagree (slightly). Once the system allowed mentally ill people the right to self determination, half-way houses were set up as methods of integrating them back into society.  Consistently they failed to volunteer to remain in a structured and healthy environment. Mentally ill people will more often choose the freedom of the streets.

Posted
16 minutes ago, pubic_assistance said:

I disagree (slightly). Once the system allowed mentally ill people the right to self determination, half-way houses were set up as methods of integrating them back into society.  Consistently they failed to volunteer to remain in a structured and healthy environment. Mentally ill people will more often choose the freedom of the streets.

The deinstitutionalization movement, which began in the 1950s and accelerated after the passage of the Community Mental Health Act in the 60s, aimed to promote individual rights and community integration for people with mental illness. However, while this shift sought to move care from large psychiatric institutions to community-based services, it did not come with sufficient support systems, leading to inadequate resources for those released. Although halfway houses were established to aid in this integration, many individuals chose to remain on the streets, often due to the lack of supportive environments. 

PS. If this is your idea of foreplay, it’s working.

Posted

I used to hire a couple who lived in hotels for a while. The region had a housing shortage so finding a new home wasn't easy. They eventually did find housing through a public social program.

  • 2 weeks later...
Posted
On 10/21/2024 at 10:39 AM, Charlie said:

How does one get a phone without an address for the bill? Does he pay his advertising bill with cash? Something sounds fishy here.

Very easily.

Pre-paid phone bought with cash. Buy service plan card with cash (up to a year at a time). You can get a smartphone for $100 or less and service including data as low as $10-$15 a month. Use lots of public Wifi.

Advertising with a prepaid Visa. Doubt the sites care how often you change the card number as long as it goes through.

Posted
On 10/21/2024 at 10:49 AM, Charlie said:

How do you get a credit card without a home address?

You cannot in the US. The PATRIOT Act prohibits it. You must have a physical address.

Prepaid cards through the processing networks are technically a type of debit card, not a credit card (i.e., issued a revolving line of credit). There are different laws/regulations that govern prepaid cards than those for credit cards.

Regardless, I suspect the sites only require a valid payment method - whether a credit card, a debit card or a prepaid card through a network they accept (e.g., Amex, Visa, MasterCard).

Posted (edited)
On 10/22/2024 at 9:05 AM, ShortCutie7 said:

Really surprised that it could even be possible for a homeless person or recent immigrant to have a credit card- I’m in my 30s, have lived here my whole life, have a full time job and two debit cards, but can’t get approved for a credit card because I don’t have enough credit history!

Banks LOVE new immigrants with no history. Once they get here, they have to pick a bank.  Statistical models show that the one that gets them first keeps them for life like 80% of the time. Banks and cards will extend more than you think to new immigrants because there is a high chance they are acquiring a customer for life... they are hard working and they pay their bills. They will want to buy a house one day or open a business or do any number of things, and they'll return to the institution that gave them that first opportunity every. single. time.  Banks see only dollar signs with immigrants. Make no mistake. 

Edited by ThroatCummer
Posted (edited)
On 11/3/2024 at 9:54 PM, DFdub said:

You cannot in the US. The PATRIOT Act prohibits it. You must have a physical address.

Prepaid cards through the processing networks are technically a type of debit card, not a credit card (i.e., issued a revolving line of credit). There are different laws/regulations that govern prepaid cards than those for credit cards.

Regardless, I suspect the sites only require a valid payment method - whether a credit card, a debit card or a prepaid card through a network they accept (e.g., Amex, Visa, MasterCard).

Not really. General delivery is something that people don't fully understand or realize, but it's actually a thing used by hundreds of thousands daily.  

JOE SMITH

GENERAL DELIVERY

NEW YORK, NY 10018

That's a legit postal address and Mr. Smith can walk into the 10018 post office in midtown on west 38th street and pickup his mail any day of the week.

Except on Sunday. :) 

This goes back to the core values that our country was founded on that, thankfully, we have not lost. You don't need an ID to vote. You don't need a house to get mail. We are a free country. But I digress.... lol 

Edited by ThroatCummer
Posted
On 10/22/2024 at 11:11 AM, pubic_assistance said:

There's a gay couple living next door to me. They like to hook up with other guys. They also told me of a "nice" guy they met who was "technically" homeless. They took pity on him and let him crash on their sofa for several weeks...until they came home one day and the "nice" guy had cleaned them out of all their valuables.

Build up trust, then hit'em.

 

Posted
1 hour ago, ThroatCummer said:

Banks LOVE new immigrants with no history. Once they get here, they have to pick a bank.  Statistical models show that the one that gets them first keeps them for life like 80% of the time. Banks and cards will extend more than you think to new immigrants because there is a high chance they are acquiring a customer for life... they are hard working and they pay their bills. They will want to buy a house one day or open a business or do any number of things, and they'll return to the institution that gave them that first opportunity every. single. time.  Banks see only dollar signs with immigrants. Make no mistake. 

That's part of the cause of the economic crash of 2008. Immigrants technically have new high credit scores, but once they borrow...

Posted
3 hours ago, ThroatCummer said:

Not really. General delivery is something that people don't fully understand or realize, but it's actually a thing used by hundreds of thousands daily.  

JOE SMITH

GENERAL DELIVERY

NEW YORK, NY 10018

That's a legit postal address and Mr. Smith can walk into the 10018 post office in midtown on west 38th street and pickup his mail any day of the week.

Except on Sunday. :) 

This goes back to the core values that our country was founded on that, thankfully, we have not lost. You don't need an ID to vote. You don't need a house to get mail. We are a free country. But I digress.... lol 

General delivery does NOT work for identification requirements when opening a financial account under PATRIOT Act. Banks are required to obtain a physical address of the person (not just a mailing address for the account) under Customer Identification Program requirements. APO are accepted but that would be for military. They could always use the address of next of kin, but would need proof so unlikely not a hurdle for the homeless population in question.

We are a free country. But receiving mail and satisfying identification requirements of the Bank Secrecy Act to combat terrorism are two very different things. A physical address is required to assist with identifying the human, not for sending monthly statements. Put down either your flag or your bald eagle and google it. 🤣

Posted (edited)
27 minutes ago, DFdub said:

General delivery does NOT work for identification requirements when opening a financial account under PATRIOT Act. Banks are required to obtain a physical address of the person (not just a mailing address for the account) under Customer Identification Program requirements. APO are accepted but that would be for military. They could always use the address of next of kin, but would need proof so unlikely not a hurdle for the homeless population in question.

We are a free country. But receiving mail and satisfying identification requirements of the Bank Secrecy Act to combat terrorism are two very different things. A physical address is required to assist with identifying the human, not for sending monthly statements. Put down either your flag or your bald eagle and google it. 🤣

I'm literally the CEO of a financial institution regulated by FinCEN. You're partially correct but there are nuances. We can open accounts for someone with a General Delivery address and it is permitted under the USA PATRIOT Act.  Until March 2006, at least. Title III, which pertained to money laundering did require specific “tracking” of bank customers which would have likely prohibited using a P.O. Box or a GD address as a permanent address on a bank record. However, as long as it's documented as part of your compliance program's CIP requirements, it is allowed. I know the BSA like the back of my hand. 

Edited by ThroatCummer
Posted
On 11/5/2024 at 6:50 PM, ThroatCummer said:

I'm literally the CEO of a financial institution regulated by FinCEN. You're partially correct but there are nuances. We can open accounts for someone with a General Delivery address and it is permitted under the USA PATRIOT Act.  Until March 2006, at least. Title III, which pertained to money laundering did require specific “tracking” of bank customers which would have likely prohibited using a P.O. Box or a GD address as a permanent address on a bank record. However, as long as it's documented as part of your compliance program's CIP requirements, it is allowed. I know the BSA like the back of my hand. 

 

31 CFR 1020.220(a)(2)(i)(A)(3)

(3) Address, which shall be:

(i) For an individual, a residential or business street address;

(ii) For an individual who does not have a residential or business street address, an Army Post Office (APO) or Fleet Post Office (FPO) box number, or the residential or business street address of next of kin or of another contact individual; or

(iii) For a person other than an individual (such as a corporation, partnership, or trust), a principal place of business, local office, or other physical location; and

Posted

I’ve hired at least two providers who were unhoused to some degree and another who lost everything and ended up on the street. I don’t judge them but I have been around the block many times over and know better than to try to do anything more than be supportive and a good client. I am often randomly sending them a couple dollars and I make sure they know that they can use the shower or bath and relax. One of them took my baby wipes so that was the end of that but otherwise as long as you are functioning in life to some reasonable degree and aren’t strung out, unmedicated, unhealthy or otherwise not handling your business, I don’t care if you live on the moon.

admittedly in my experience people who are unhoused but are working towards a better solution will get my support whether they’re fucking me or not. Mine wouldn’t have made it in the door if I didn’t already know that the dick was exceptional hahaha 

  • 4 months later...
Posted

I am constantly astounded how so many of these guys have such financial issues. Either they’re lying about being so god-awful busy with appointments (which bring them income) or they’re lying about being in dire financial straits (assuming they don’t have enough appointments to keep them busy). Which is it? Out the ying-yang busy with work or no two pennies to rub together?

Posted

The handful whom I see regularly have day jobs and use this pursuit as supplemental income. Only one had asked me for money and quickly texted to apologize. I’m sympathetic since I was poor throughout college compared to my preppy fellow students. 

Posted
On 3/21/2025 at 7:20 PM, Archangel said:

I am constantly astounded how so many of these guys have such financial issues. Either they’re lying about being so god-awful busy with appointments (which bring them income) or they’re lying about being in dire financial straits (assuming they don’t have enough appointments to keep them busy). Which is it? Out the ying-yang busy with work or no two pennies to rub together?

My guess is that it’s the former- boys want toys that other boys are playing with, so pretending to be busy makes them more desirable.  Part of me wonders how many clients the typical provider sees per week, and if it’s even feasible for them to make a profit given necessary expenses (like a private/well-located home/studio, medical care/testing, and a gym membership) without other sources of income.

Posted
On 10/22/2024 at 6:57 PM, pubic_assistance said:

I disagree (slightly). Once the system allowed mentally ill people the right to self determination, half-way houses were set up as methods of integrating them back into society.  Consistently they failed to volunteer to remain in a structured and healthy environment. Mentally ill people will more often choose the freedom of the streets.

Agreed! Some people should locked up and treated, leaving them on the streets while feeding them does nothing but prolonging their agony.

Posted
On 3/21/2025 at 4:20 PM, Archangel said:

I am constantly astounded how so many of these guys have such financial issues. Either they’re lying about being so god-awful busy with appointments (which bring them income) or they’re lying about being in dire financial straits (assuming they don’t have enough appointments to keep them busy). Which is it? Out the ying-yang busy with work or no two pennies to rub together?

Some people are just f*** ups and can't handle money! 

In some cases it might be a way to extract more money from a client though.

Posted
46 minutes ago, ShortCutie7 said:

My guess is that it’s the former- boys want toys that other boys are playing with, so pretending to be busy makes them more desirable.  Part of me wonders how many clients the typical provider sees per week, and if it’s even feasible for them to make a profit given necessary expenses (like a private/well-located home/studio, medical care/testing, and a gym membership) without other sources of income.

I concur with all this except “pretending to be busy makes them more desirable.” As soon as a guy tells me he’s busy, I lose a lot of interest. I don’t care that you’re busy; I’m busy too. It’s called work.

Remember that saying? If you want something to get done, ask a busy person to do? Somehow busy projects figure out how to get shit accomplished but people who talk about being busy are unreliable.

Posted
1 hour ago, Archangel said:

I concur with all this except “pretending to be busy makes them more desirable.” As soon as a guy tells me he’s busy, I lose a lot of interest. I don’t care that you’re busy; I’m busy too. It’s called work.

Remember that saying? If you want something to get done, ask a busy person to do? Somehow busy projects figure out how to get shit accomplished but people who talk about being busy are unreliable.

So…I just reread this disaster 😂 I was halfway through a bottle of Johnnie Walker. A bit clearer now, and boy…that’s a doozy! 🤣 

Posted

IMO, no one in this country should experience homelessness. I view this as society's moral bankruptcy. America deserves shame for this problem. I have often thought, if I had major money, I would like to work on solving this problem. I would enjoy creating a safe and respectable safety-net for people who need extra help.

Mental illness is another subject that gets under my skin. In this country, we are not doing enough. A profit-driven health care system will never be the answer.

Posted
3 minutes ago, d.anders said:

IMO, no one in this country should experience homelessness. I view this as society's moral bankruptcy. America deserves shame for this problem. I have often thought, if I had major money, I would like to work on solving this problem. I would enjoy creating a safe and respectable safety-net for people who need extra help.

Mental illness is another subject that gets under my skin. In this country, we are not doing enough. A profit-driven health care system will never be the answer.

I’d be curious to hear your concrete, fail-safe measures. Why don’t you start a thread in The Lounge? I’m sure people would chime in. 

Posted

I might be skeptical if I was told that.  I might also have some hygiene concerns, not just about the person, but a backpack, etc.  

For me, it's not a prudent disclosure for the escort.  There are, potentially, bad actors on either side of these transactions.   Homeless escort seeking some assistance sounds like a script for a TV cop show with a bad outcome for the escort.  

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...