Income to hire regularly

[Welshman]

2 hours ago, MscleLovr said:

I congratulate you on being thrifty @Welshman. If you’ll permit me an observation, how is it that you spend so little on food? Do you follow quite a strict diet? I’m fit and healthy, but I spend far more on food as I regard good nutrition as very important. 

Two reasons, firstly I am around 80lbs overweight (based on the discredited BMI scale which is the only scale that the British health service use), although that I as was 93lbs overweight before Christmas and secondly, as I suffer / have ASD my diet is restricted anyway (for instance don't mind vegetables if chopped into very small pieces and hidden inside things that vegetable burgers but cannot stand the vegetable myself) 

[pubic_assistance]

On 4/1/2024 at 12:29 AM, Welshman said:

(monthly) Food Bills: $201

🤔Where the hell do YOU live ? In NYC I sometimes spend $200 a DAY

[ShortCutie7]

57 minutes ago, Welshman said:

Two reasons, firstly I am around 80lbs overweight (based on the discredited BMI scale which is the only scale that the British health service use), although that I as was 93lbs overweight before Christmas and secondly, as I suffer / have ASD my diet is restricted anyway (for instance don't mind vegetables if chopped into very small pieces and hidden inside things that vegetable burgers but cannot stand the vegetable myself) 

Congrats on the recent weight loss!  But that’s amazing, $201 a month wouldn’t even get you “dollar pizza” (which is now usually $1.50 for a small slice) in NYC.  

[ShortCutie7]

Just now, pubic_assistance said:

🤔Where the hell do YOU live ? In NYC I sometimes spend $200 a DAY

EXACTLY!!  I won’t go too much into my personal/financial situation, but I provide food (encompassing groceries, takeout, etc) for the equivalent of three people (not including myself) in lieu of paying rent.  The food costs more than rent would.

[Welshman]

4 hours ago, pubic_assistance said:

🤔Where the hell do YOU live ? In NYC I sometimes spend $200 a DAY

Cardigan County, Wales, United Kingdom (between England anf Ireland) where the exchange rate is $1 = 79p

[Welshman]

4 hours ago, ShortCutie7 said:

Congrats on the recent weight loss!  But that’s amazing, $201 a month wouldn’t even get you “dollar pizza” (which is now usually $1.50 for a small slice) in NYC.  

I shall bear that in mind I say, I would like to attend a meeting in the United States next year and therefore may experience a culture shock with regard to prices.

[pubic_assistance]

11 minutes ago, Welshman said:

Cardigan County, Wales, United Kingdom (between England anf Ireland) where the exchange rate is $1 = 79p

Well...not a third world country...so I assume you grow all your own fruits and vegetables and don't eat meat.

[Gary]

I did a casual google search for what percent of income can one allow for entertainment.
 

Up to to 10% of net income for all entertainment came up multiple times.  For a $1000 allotment for entertainment per month, that’s from a net yearly income of $120,000.  I’d be inclined to halve the allotment to $500 per month in order to allow for other entertainment, with the understanding that this hobby is being prioritized.

These calculations at least provide a starting point.

[+ Vegas_Millennial]

I like to follow and recommend the 50/30/20 rule for working folks.  50% of net income goes to needs, 30% of net income goes to wants, and 20% of net income goes to savings/investing.

Right now I spend 25% of my net income on leisure travel (a want), so that only leaves 5% for all other entertainment.

Edited April 2, 2024 by Vegas_Millennial
Changed gross to net

[Welshman]

11 hours ago, pubic_assistance said:

Well...not a third world country...so I assume you grow all your own fruits and vegetables and don't eat meat.

It is true that I do not eat meat (as in put a turkey or chicken on my plate and I will baulk at the idea, but sliced meat in thin slices, not a problem at all), as for growing all my own fruit and veg, hardly.

[uclablueyes]

I have been recently in Europe and boy, money goes a long way here... providers charge 100-150 euros/hour v the usual $300-400 in the US... I now know where I'll be retiring to get some MENtal health treatments in my golden years... 

[+ ApexNomad]

On 4/24/2023 at 9:55 PM, jessmapex said:

I am trying to gauge if at 52 my annual income is enough to hire providers ( $1000 per month or so). Obviously I can't ask fellow forum participants their net worth, but want to ask what percentage of your annual income you spend on hiring providers. As inflation went up I feel like I have been pushed down to a lower income stratum (eg I find decent hotels too expensive now,) and I want to make sure I am not splurging beyond my means. 

A good rule of thumb is to allocate no more than 20-30% of your discretionary income to non-essential expenses. (One could argue that mental health improvements are essential, so there’s that.) At $1000 per month, you’re still within a reasonable range that offers plenty of opportunity for regular indulgence—especially depending on geographic location, where some providers’ rates might allow for longer sessions or even multiple providers at an hourly rate. Ultimately, it’s about balancing enjoyment with financial health.

Since this was posted nearly two years ago, how has it been working out?

[Archangel]

On 3/31/2024 at 7:06 PM, ShortCutie7 said:

Ha!  If only some escorts understood how little money people with regular 9-5s take home after taxes, retirement contributions, etc… I know my take-home is in reality a fraction of what sounded like a really nice income a few years ago.  I don’t know if an escort would be turned on or appalled by the fact that if I give him $400, that is half of what I take home in a week!

I affirm this. I’m not saying that escorts shouldn’t be compensated and I’m not saying that escorts are luxury goods, but the naïveté of so many escorts or their entitlement is offputting at times. There really seems to be little concept of what the vast majority of people face financially. Add to that their smack about their time being valuable it simply is offputting. While some escorts are savvy with their finances, it does seem that many of these guys are unable to manage money well. They can bring home – albeit not assured – money well over the average income of someone where they live yet still cry poor. I’ve had many-an escort give me a sob story about money. Either it’s a ploy or he’s running through his cash like water through open hands…

[BonVivant]

On 4/3/2024 at 9:54 AM, uclablueyes said:

I have been recently in Europe and boy, money goes a long way here... providers charge 100-150 euros/hour v the usual $300-400 in the US... I now know where I'll be retiring to get some MENtal health treatments in my golden years... 

indeed. European prices are much more reasonable; but so are their incomes. 

[+ Vegas_Millennial]

I probably spend about 5% of my gross income on MENtal health.  My other major expenses and their percentage of gross income: 

Retirement investing: 35%

Travel: 20%

Income taxes: 15%

Mortgage: 15%

Utilities/Food/Medical/Clothing/Transportation: 10%

MENtal health: 5%

 

[pubic_assistance]

On 1/15/2025 at 1:42 PM, ApexNomad said:

One could argue that mental health improvements are essential, so there’s that.

I think that's a very reasonable argument. Being perpetually frustrated, sexually, could lead to serious depression.

[ShortCutie7]

6 hours ago, pubic_assistance said:

I think that's a very reasonable argument. Being perpetually frustrated, sexually, could lead to serious depression.

Agreed; that’s how I justify spending any money at all (and time browsing here, RM, etc).  Ignoring sexual urges do not make them go away, and the hand doesn’t always do the trick.

[maninsoma]

I would argue that anyone hiring escorts who isn't able to also save money shouldn't be hiring escorts (or should hire less or find escorts whose rates are lower).

I think the argument that at least some escorts over-value themselves makes sense, but isn't that true of nearly everything one can buy/rent?  Where I live I can go to several restaurants I like and get a meal I enjoy for $30 per person (or sometimes less), but if I want to indulge in a fine dining restaurant that cost can easily top $100 per person and can go many multiples beyond that.  Does that mean that the more expensive restaurants are overcharging?  Well, if they have enough customers who perceive what's on offer as worth the cost then the answer is no.  It just means that some people who live near the restaurant -- maybe even the vast majority of people who live near the restaurant -- cannot afford to dine there.  In a different product category, one can go to Best Buy and get a 65" TV for just a few hundred dollars or one can buy a set with better picture quality for $1,500 or more.  I happened to notice on LG's site that they have a new 77" set that costs $60,000 (well, actually, $59,999).  I doubt they sell many of those sets, but for the extremely wealthy they might find that set "worth it" because apparently you can see through it when it's off and also can be used wirelessly (except for power, I assume).  Getting back to escorts, I think the issue is that 25 years ago the studio porn stars were the only ones charging rates near the top of the range in terms of men available to the larger client population (I'm sure there were even pricier guys who were only available to the truly wealthy). It was pretty easy to find guys on sites like Craigslist that charged half that.  Now almost everyone seems to think they should command what would be today's equivalent of the former porn stars' rates, adjusted for inflation, and some guys who are top-tier charge three times as much as what their rates "should be" today adjusted for inflation.  I guess I'm simply trying to say that the inflation in the escort market has been far greater than inflation in a lot of other sectors, so while a middle class income might have afforded someone the ability to hire regularly in 2000 that's no longer the case unless one is willing to spend a greater percentage of his income on this hobby.

[Postiche]

In 2024, I spent about $6K a month. I attribute this to more frequent overnights, at least twice a month. I probably spent half this amount in prior years, when I was working and more busy.

[YoshieBoi]

On 1/23/2025 at 12:31 AM, Postiche said:

In 2024, I spent about $6K a month. I attribute this to more frequent overnights, at least twice a month. I probably spent half this amount in prior years, when I was working and more busy.

how bout this year? you still seeing providers?

[hungry4darkmeat]

So I usually get a room which adds up but I’ve been lucky to find a regular provider who is both affordable and reliable - delivering physical and psychological therapy that helps me make it through life without having a nervous breakdown or jumping in front of a train. Sometimes I opt for a second provider and i do like to have some enhancements so all in id say I spend between 1k&1500 a month and it’s worth every penny