Do you still write checks?

[samhexum]

I think the only one I write anymore is to my accountant for my taxes. But I still keep a manual checkbook register. Last time I needed a new one, I had to go to 3 branches because nobody uses them anymore.

 

 

[Guy Fawkes]

I periodically forget where I keep my checkbook.

[+ Hoover42]

I keep checkbooks for all of my accounts, just in case, but I rarely use them.

 

I was shocked to see someone younger than me write a check at the grocery store the other day.

[+ Pensant]

I occasionally use them for plumbers and electricians and landscaping. Everything else online

[Sensualsmooth]

I think the only one I write anymore is to my accountant for my taxes. But I still keep a manual checkbook register. Last time I needed a new one, I had to go to 3 branches because nobody uses them anymore.

 

 

Yes of course

[spider]

I occasionally use them for plumbers and electricians and landscaping. Everything else online

 

This and checks to charity. Annual check to the tax guy and then a check to the feds or state if I owe something. That's about it. Most of the checks I formerly wrote are now either directly payments from the bank or in some cases they do still send a paper check.

[+ honcho]

Given that credit card companies charge 3% (varyingly), when I make big purchases from my (local) double reed supplier, or when paying for yearly maintenance, I write them a check, even though they say they're quite OK with me paying by credit card, because that way I can give them a little more and help them stay in business. Other infrequent big purchases were the last two times I bought a car (7 years ago and 12 years before that), and made a substantial business loan. I also write checks for my fairly regular music lessons, and to a couple of 501©3 organizations I support.

[caliguy]

I always get a kick out the people (usually old women) in front of me at the grocery store that still write checks. Of course they'll hold up the whole line for like an hour as they write it out and then make sure that they carefully write it down in their little notes.

[mike carey]

I still have cheque books but rarely use them. Using a credit card or bank transfer means that more of the details are in your statement (rather than just 'cheque #15') and I have an unhealthy obsession with the points that I earn from credit card transactions. I am tempted to use cheques when companies have a surcharge for CC transactions even though I have to pay postage to send it in: they charge for using plastic but don't acknowledge that they also bear a [probably greater] cost for banking a paper cheque. All that said, I had to pay the marketing fees for selling a property yesterday and it was over my credit card limit so I used a cheque. The funds have already been deducted from my account.

[JayCeeKy]

I always get a kick out the people (usually old women) in front of me at the grocery store that still write checks. Of course they'll hold up the whole line for like an hour as they write it out and then make sure that they carefully write it down in their little notes.

 

What is even more irritating is that they've been waiting in the checkout line for five minutes and then WAIT until they are rung up before they even whip out their checkbook - when they could have already written out most of the check by the time they get to that point! They can always count on me to utter a not-so-quiet "Oh for God's sake" when they pull this time waster.

[+ PapaTony]

Far fewer checks today. The majority of my payments are made through my bank’s online bill pay service or $CashApp

[Rudynate]

I think the only one I write anymore is to my accountant for my taxes. But I still keep a manual checkbook register. Last time I needed a new one, I had to go to 3 branches because nobody uses them anymore.

 

 

 

 

Now and again. For my business, I don't write a single check, ever. All my recurring bills are automatically paid out of my operating account. I use a debit card for non-recurring bills. I haven't switched yet, but I'm thinking of paying the business expenses with my AMEX, for the Starwood points.

[thickornotatall]

We use Square for most for transactions....I write a check on Friday for the lawn man...

https://squareup.com/

[craigville beach]

We use Square for most for transactions....I write a check on Friday for the lawn man...

https://squareup.com/

 

wouldn't he rather cash?

[craigville beach]

I try to avoid the "big box" stores and shop local. At my local Power Equipment shop, if I am making a large purchase, I always ask if there is any discount for cash, and if there is, I pay cash.

 

Any service provider (plumber, gardener, electrician, handyman) I always ask if they would prefer cash. Most do and most discount for cash.

 

I can't remember when I last wrote a check.

[Lawkid3889]

If I get a red light or parking ticket ( which is every so often for me!) I write a check to pay it. The cities and towns charge a fee both online and in person if you pay with a card and it’s tough for me to get to the town hall during business hours. Or what they call business hours such as 11-3 with an hour for lunch lol

[+ deej]

Now more than ever, actually.

 

I was down to almost never for a while, then I moved. I've written more checks since the move than probably in the previous 10 years combined.

 

MOST of my regular bills are electronically paid. (phone, CATV, utilities, mortgage, etc.) Some don't work out so well (trash) so they get checks. I've currently got some renovations being done to the house so add checks for each contractor passing through.

 

Coincidentally, I've also used more postage stamps in the last year than the previous 10 years.

[thickornotatall]

wouldn't he rather cash?

No....It is a business and he must show income...

[caliguy]

What is even more irritating is that they've been waiting in the checkout line for five minutes and then WAIT until they are rung up before they even whip out their checkbook - when they could have already written out most of the check by the time they get to that point! They can always count on me to utter a not-so-quiet "Oh for God's sake" when they pull this time waster.

Yep. What it's like.

[+ Charlie]

When I am out shopping, I always pay with a credit card, but any bill I pay from home I always pay with a check. If I am paying for something that is tax deductible, like a medical bill or a contribution to an organization, I always write a check, because I find it easier to keep track of them that way. Telephone solicitors often say they would prefer that I use a card, but I tell them that if they want a donation, they will have to send me a letter and I will send them a check. I usually ask a service provider (housecleaner, gardener, barber, etc.) whether they would prefer cash or a check, because I know that sometimes cash is easier for them.

 

I send Daddy a check made out to WinkWinkNodNod LLC. Try it.

[bigvalboy]

Not for personal use anymore, Everything is paid online, however when I opened a new account the other day, I was told that checks are only issued if requested. I didn't, and so none were issued. It hasn't been a problem so far.

 

I do however, occasionally write checks for the HOA that I manage. Most all vendors invoices are sent to the accountant, but every now and again, a vendor will want to be paid COD. For those occasions I will write a check, but it is rare.

Edited June 19, 2018 by bigvalboy

[+ sync]

I write only one check to my landlord, and I'm waiting and hoping I'll be able to do that online in the foreseeable future. Written checks display the account number and the bank's routing number. My having sustained two hackings moved me to my bank's electronic payment system.

[+ purplekow]

I sit down and do my bills once a month. I enjoy taking the time to consider how much of a particular service I am using. I recently noticed my cable bill going up and found that my cousin had ordered some movies while dog sitting. I did not mind the extr cost but I did mention it to him to let me know in the future. I decided to end HBO when going through my bills. If they were paid on line, I would never examine them in the same manner. In fact, one of my regular escorts takes checks. He says that it helps him prove income for other financial dealings.

[Kippy]

I still write checks for my utility bills. More and more payments for other things (car, insurance, credit cards etc...) are done online. The transitional challenge is taking the same attention devoted to check writing and applying it to the online bill paying process.

 

Kipp

[+ Avalon]

I write my landlord a check. Except for two bills all my regular monthly bills automatically deduct from my checking account or credit card. Those two exceptions I could pay by check but they have an automated calling system that I use instead. One however wants a check number I then tear up the check.