It finally happened. Scammed via Zelle

[Daniel84]

Long story short, a client booked a massage with me then upgraded to full service. He sent me the money via zelle but the payment was pending. In all my years of accepting zelle payments, this has never happened to me before. 5 days later the money still hasn't cleared. I contacted my bank and the transaction was canceled by him. 

The guy has most likely blocked me; but he did overshare where he works and what he does. I'm going to let karma deal with him but going forward I only accept zelle from clients I've seen before. 

I hate when providers take advantage of clients and when clients take advantage of providers.

What's crazy to me is after the guy left he sent me a text saying if I ever wanted to use his ass to unload for free. Let me know.. lol ( while he canceled the payment ) 

[marylander1940]

1 minute ago, Daniel84 said:

Long story short, a client booked a massage with me then upgraded to full service. He sent me the money via zelle but the payment was pending. In all my years of accepting zelle payments, this has never happened to me before. 5 days later the money still hasn't cleared. I contacted my bank and the transaction was canceled by him. 

The guy has most likely blocked me; but he did overshare where he works and what he does. I'm going to let karma deal with him but going forward I only accept zelle from clients I've seen before. 

I hate when providers take advantage of clients and when clients take advantage of providers.

What's crazy to me is after the guy left he sent me a text saying if I ever wanted to use his ass to unload for free. Let me know.. lol ( while he canceled the payment ) 

I hope already to report this him on Mr number.

I didn't even know it was possible to cancel a Zelle transaction. I thought it was automatic.

[Daniel84]

9 minutes ago, marylander1940 said:

I hope already to report this him on Mr number.

I didn't even know it was possible to cancel a Zelle transaction. I thought it was automatic.

Me too. If the payment is pending or on hold they can cancel. So apparently the new scam that's going around is when you get the code from your bank. When you send a zelle transfer  you put in the wrong code.  They would put a hold on the transfer and then you can contact your bank and have them cancel it.

I also had a client request money instead of sending the fee. He tried to keep me busy and not check my phone but right before he left I noticed. 

 

[maninsoma]

3 hours ago, Daniel84 said:

Long story short, a client booked a massage with me then upgraded to full service. He sent me the money via zelle but the payment was pending. In all my years of accepting zelle payments, this has never happened to me before. 5 days later the money still hasn't cleared. I contacted my bank and the transaction was canceled by him. 

The guy has most likely blocked me; but he did overshare where he works and what he does. I'm going to let karma deal with him but going forward I only accept zelle from clients I've seen before. 

I hate when providers take advantage of clients and when clients take advantage of providers.

What's crazy to me is after the guy left he sent me a text saying if I ever wanted to use his ass to unload for free. Let me know.. lol ( while he canceled the payment ) 

That's horrible.

Note: I am not suggesting sending any type of threatening communication to his work email, but if you can figure out what it is given you know where he works then I think you'd be within reason to simply send an email to that address that indicates his Zelle payment did not go through and you still expect to be paid "for the work you performed for him."  That might make him concerned enough that he'll turn honest, at least for his transaction with you.  Again, I don't think you should write anything in your email that could be interpreted as a threat to expose him; hopefully he'll just worry about that on his own and then send you the money.

[maninsoma]

Maybe my use of Zelle is different.  I've only ever requested or sent money via Zelle when logged into my account on either my computer or my phone.  Apart from confirming my login credentials, I don't remember seeing any type of code.  When I send money, if the other person is looking at their phone at the same time then they accept the funds immediately and I get a text that the transaction is complete.  I'm pretty sure there's no way to claw back the money after that; I even see a warning before sending money that I should only send money to known parties because there is no way to reverse the transaction once it's complete.

[marylander1940]

36 minutes ago, maninsoma said:

That's horrible.

Note: I am not suggesting sending any type of threatening communication to his work email, but if you can figure out what it is given you know where he works then I think you'd be within reason to simply send an email to that address that indicates his Zelle payment did not go through and you still expect to be paid "for the work you performed for him."  That might make him concerned enough that he'll turn honest, at least for his transaction with you.  Again, I don't think you should write anything in your email that could be interpreted as a threat to expose him; hopefully he'll just worry about that on his own and then send you the money.

My suggestion would be to move on. In this day and age the provider has a lot more to lose. 

@Daniel84 he could download burner apps over and over again and book fake appointments that will make your life a living hell. 

[+ DrownedBoy]

Several times in the past, my bank app's Zelle sent me an SNS as MFA before it would let the transfer go through.

They must have pulled that. It would stay pending then, if they didn't enter the MFA code.

[+ JamesB]

Well I just learned something new, I had no idea that you could cancel a Zelle transaction.

[Daniel84]

1 hour ago, JamesB said:

Well I just learned something new, I had no idea that you could cancel a Zelle transaction.

You can only cancel a zelle payment if it's pending or if there's a hold

[PhileasFogg]

17 hours ago, marylander1940 said:

I hope already to report this him on Mr number.

 

I looked up “Mr Number” and I’m trying to figure out how this works in this situation

Edited September 27 by PhileasFogg

[marylander1940]

3 hours ago, PhileasFogg said:

I looked up “Mr Number” and I’m trying to figure out how this works in this situation

@Daniel84 can post the number of this individual online to warn other escorts about him. 

[PhileasFogg]

50 minutes ago, marylander1940 said:

@Daniel84 can post the number of this individual online to warn other escorts about him. 

Got it.   So I downloaded it and I'm playing around with it.   I don't see anything that shows a log of information on people.   I just see the number and the name associated with it.   In fact, one number I tested just said "Personal Line" for the name.

is there more to it that I'm missing?

[marylander1940]

3 minutes ago, PhileasFogg said:

Got it.   So I downloaded it and I'm playing around with it.   I don't see anything that shows a log of information on people.   I just see the number and the name associated with it.   In fact, one number I tested just said "Personal Line" for the name.

is there more to it that I'm missing?

 

Search the number and see if he was reported or not. 

You can also search your own number. Just like most apps it takes time to figure it out its full potential. 

Edited September 27 by marylander1940

[PhileasFogg]

2 minutes ago, marylander1940 said:

Oh, did I misunderstand?   When you said "post the number of this individual online to warn other escorts about him" - did you mean a forum like this?

[PhileasFogg]

Sorry @marylander1940.   I now see that there is a place for user reports

 

[marylander1940]

Just now, PhileasFogg said:

Oh, did I misunderstand?   When you said "post the number of this individual online to warn other escorts about him" - did you mean a forum like this?

No I meant the app Mr Number!

I'll send you by PM this guy's number, search it and you'll see all the reports about him before and after @Daniel84 ran into him. Daddy told me (after I asked him) NOT to post his number in this forum, he's infamous among DC escorts. 

 

 

[D21howie]

On 9/26/2024 at 2:21 PM, DrownedBoy said:

Several times in the past, my bank app's Zelle sent me an SNS as MFA before it would let the transfer go through.

They must have pulled that. It would stay pending then, if they didn't enter the MFA code.

Good morning.  When we do Zelle’s from work our directors will get a text asking is the Zelle legit and a warning to be careful for scams before we process it.  Then we call to see if they have received it 

[kingsley88]

I'm really sorry this happened but thank you for sharing as I, too, learned something new today since all my Zelle payments were always instant. In the future, will you only accept payment by cash or card? Or will you still accept Zelle payments but you have to make sure you see that the transaction was completed (not pending) before the client leaves?

[Daniel84]

16 hours ago, kingsley88 said:

I'm really sorry this happened but thank you for sharing as I, too, learned something new today since all my Zelle payments were always instant. In the future, will you only accept payment by cash or card? Or will you still accept Zelle payments but you have to make sure you see that the transaction was completed (not pending) before the client leaves?

I will continue taking zelle as long as the payment clears. 

[soloyo215]

On 9/26/2024 at 12:11 PM, Daniel84 said:

Long story short, a client booked a massage with me then upgraded to full service. He sent me the money via zelle but the payment was pending. In all my years of accepting zelle payments, this has never happened to me before. 5 days later the money still hasn't cleared. I contacted my bank and the transaction was canceled by him. 

The guy has most likely blocked me; but he did overshare where he works and what he does. I'm going to let karma deal with him but going forward I only accept zelle from clients I've seen before. 

I hate when providers take advantage of clients and when clients take advantage of providers.

What's crazy to me is after the guy left he sent me a text saying if I ever wanted to use his ass to unload for free. Let me know.. lol ( while he canceled the payment ) 

I'm sorry that happened. Scammers are everywhere, but in the information era, people should know that their reputation can go down the drain quickly.

 

[BonVivant]

Sorry this happened. It sucks. I too hate when either party cheats and defrauds the another. 

[+ BenjaminNicholas]

With scammers, I often find that the timeframe of karma is a little too long for my personal taste.

If you can quietly stop him, do it.  You're not just doing it for yourself.

[Simon Suraci]

One of my regular massage clients sends me Zelle payments. Most of the time the transfers are instant. Once in a while it takes hours for the payment to process and for me to receive it. Looks like this client is intentionally scamming you though.

[+ JamesB]

4 hours ago, BenjaminNicholas said:

With scammers, I often find that the timeframe of karma is a little too long for my personal taste.

Helping karma to be more effective and efficient is not a bad thing. 😁