PhileasFogg

The point being - possession and dominion is key. But I acknowledge your prior points that we are dealing in shades of grey that remain undefined…until someone advances a theory of law that definitively prevails…

Personally, I view the defense as a variation of pleading the fifth. “If I give you this code, I might incriminate myself” Alternatively, without a warrant, the government can search my trash can on the street, but not in my driveway. I understand that the way I “view” this doesn’t impact legal theory or precedent, but there’s barely a shade’s difference to this situation at the core. Wiping the phone prior to entry doesn’t seem to be protected based on the article’s description of the stature

Sounds like something traditionally referred to as “a relationship” or “friends with benefits” 😉

He’s a very nice, energetic, and kind hearted young man. I have the sense he’s never met a stranger

[In my best Blanche Devereaux accent] Tha’ cellah’ is well stocked sir Tha’ tastin’s are by invitation only

I don’t think this is completely true based on recent press. One guy in Atlanta has had his visa stuck in renewal hell. So he’s her in a good paying job, on an expired visa, unable to renew his license tags or drivers license….they are creating the loopholes that make detention more justifiable. Hes been here since he was 5

Yes. Twice

Might it be best to remove your prior comments to “clear the ether?”

@Aedo, what’s the latest?

What could go wrong? You’re a saint for Christ’s sake! You’re the patron of a Sicilian city. They won’t arrest you…’cuz ya know a guy! If that doesn’t work, a papal dispensation could work.

I don’t think I’ll take my grandkids to that…🤪

Look for the formerly bald neighbor with unusually kinky blue tinted hair

Do I dare say…you seem like your inexperience could lead to being taken advantage of. I’d encourage you to find a mentor who’s active and well reviewed on one of the advertising platforms and let them guide you - not just in advertising (as @Jamie21 capably did) - but in interface and interaction with clients.

I’m a raving fan…if you need to go to NYC to meet him, do. But I bet he’d welcome a chance to make a trip to ATX

This evening’s planned encounter is with a young man one foot taller than me…I’ll let you know how it goes 😉

You haven’t been to New Orleans, have you 😅🫣😂

To the extent that you had enough reservation to make this post, it sounds like you’ve already answered your own question. If @DMonDude’s indirect approach doesn’t work, I’d just be blunt. “My eye keeps getting drawn to your interesting upper canines, would you humor me and give me your biggest smile?” If he laughs, tell him it’s your unofficial “Interview with a Vampire” audition

https://rentmen.eu/Will_Kiss

I’ll take that. Though if this is a Tennessee Williams play, I’m hoping this act ends with cocktails on the gallery rather than anyone shouting ‘Stella!’ I had enough with histrionic bitches last year… 🤣🙄

He’s in NOLA and staying as a guest in one of my guest apartments above my courtyard. While I have another young man here until Wednesday, the three of us have been talking over cocktails in the courtyard for hours having a great time. We will get to know each other well on Thursday and I’m looking forward to it. Seems like a great and cool guy

I schedule first meeting by video call to assess mutual interest.

Welcome to Forum!

Remember the stories of people jumping out of windows in the great depression? It wasn't because the value of stocks when down....it was because the stocks were bought on margin (debt) or mortgaged the family estate to buy...and the debt doesn't go down just because the value of the stock did...THEY were the ones wiped out. I've always been quick to acknowledge a bad trade and move on (there are books written about the psychology of those who don't). If it were me, I'd: - sell the stock and take your loss, - borrower against the 401K to pay back your friend and maintain your reputation Honestly, if you've not lost money in an investment, you're not taking enough risk...don't beat yourself up...but do NOT EVER buy with borrowed funds...IMO... My Dumbest Deal was 1999: TUT Systems International - my brother in law hyped it to me before I understood tech stocks. It was 15...It wasn't profitable, so I said no thanks. A year later I look and it's 160...I say to myself @#%&*. Then there was a market correction a few months later. It's trading at 80...still not profitable. But NOW, it's a bargain to me because it's "half price." BAM, BUY...$20,000 position ($34,000 adjusted for inflation). By the end of THAT WEEK, that $20,000 was worth $8,000...I kept it as a reminder that I'm not as smart as I think until I liquidated it at $1,900. Today, if I make an investment that slides fast, I cut bait and take my losses and reevaluate

The average mortgage historically had a 7 yr duration. Trade up, move, etc. But that was measured over decades of declining rates. Now, who knows

I wouldn’t do it. Extending amortization of debt can be a crutch to prop up a lifestyle. Look at all the people underwater on cars because they extended debt to 7 yrs or longer. I wonder what happened to all those folks in Japan who signed up for 100yr mortgages when that was hot 40 yrs ago?? Debt can also be a tool - especially on appreciating assets - acting as a hedge against inflation. Variable rate debt loses the hedge characteristics and is hard to use in a long term plan. Imagine signing up for a 50 yr. mortgage at age 40 and then having your rate increase materially at age 70!