A provider I became friends with gave me access to his Chase bank account to help him get his finances in order. He kept complaining how much he had to work to pay for his lifestyle. I was floored to see he made in excess of $1 million and spent even more. He used his debit card for all his expenses so it was easy for me to download all the data and summarize it for him to understand what he was spending his money on. He spending was bonkers. I told him as much. He's very good friends with the porn star Filou Fitt. Even shared me a pic of his passport (Filou is not his real name LOL), a video with him driving around with Filou in one of his 2 Ferraris and having dinner with Filou and his girlfriend. Filou is constantly telling him to get into porn and start an OF to make money. But the stories Filou has shared with him about what he needs to do to constantly film new content makes him a firm no. Instead of investing the million he made in to real estate, he spent it to present a high roller lifestyle that isn't sustainable. I advised to move to a cheaper high-rise in Miami and start cutting the stuff he was wasting his money on and not using. Expensive lease on Porsche, fancy clubs, gym memberships he wasn't using cuz he was traveling around the world so much, fly economy with exit row seats, etc. You can lead the horse to water, but you can't make it drink.