MikePDNA51

HUNQZ/ planetRomeo or RentMassuer both work. Amsterdam is very similar to the USA. 

I went to BoysClub 21 twice and had a good time.  Drinks are expensive, so I made it a point to pre-drink at one of the many nearby gay bars before visiting BoysClub 21.
An escort and room costs $240 Euro.  Limited escorts available and always changing. If you're there for a week, you can ask the owner what day a particular man works and he'll arrange that.

a burner won't work either to use grindr

Escorts have a "sell by date".
The sort of young fit and handsome men who can run a successful OnlyFans can charge whatever they want for access to their dick and ass.
30-somethings who continue to keep fit and handsome have a dwindling - but still solid following. That said;  unless you keep up that gym routine, your pricing is going to start sliding backward.
Over 40: you're losing most of your audience and you need to take on budget customers or offer more extremely kinky services.
So escorts are like cars. A few years off the lot and the price has nothing to do with inflation....its all about how pristine you maintain the chassis.
 

I have ETFs that track the big indexes like S&P 500 and Russell 1000.  When I click on the "performance" tab on my Fidelity online brokerage account I see that my 5-year return is - 0.29%.  I admit that 5 years ago I was 'green' and made some common errors.  My year-to-date return is 5.21%. 
I own a lot of the ETF 'VOO' (which Warren Buffett himself advises)

This is funny.  I just posted an off topic video by Mike Green in a different thread.  But it is on topic here.

Green's point is that now that "brainless" (his word) passive investing ....  like S & P 500 index funds ... has taken over roughly half the market, it has made life hard for active managers.  Boo hoo!  And added volatility to the market.  He likens it to a car driving up a hill without brakes.  Which could land us in something like another subprime crisis when we get to the downhill portion of the ride. 
He makes some good arguments, if you are interested and have an hour.  But I don't buy it.  The key point he never really addresses is why the market of stock buyers are speaking with their pocketbook.  Three main reasons.  It is more profitable.  It is relatively safer.  (We hope.)  And it is easier.    And Green's argument doesn't quite make sense.  If passive investing is brainless, and active managers are so smart, why are they having such a hard time consistently outperforming brainless passive investors buying the S & P index funds?  🤔 
Not all funds, of course, are index funds.  But a lot of them are.  I'm newly - like as of of a few weeks ago - into funds like SOXL and FNGU that are outperforming the market ........... for now.  As I've said a few times, a nephew threw caution to the wind last October and is up about 300 % on one of those leveraged tech funds.  Check back with me in a year, if we are in a recession.  I am fully aware they will outperform the market on the downside as well.  To use Green's analogy, I'm simply assuming I am smart enough to jump out of the car when it starts going downhill without brakes.  To complete the analogy, buying into the S & P 500 ensures you at least have some brakes on the way down. Unfortunately, it still won't be a very pleasant ride.
Here's two other words ........... Berkshire Hathaway.  I don't own the stock.  But it is one example of a way to beat the market consistently, by a gigantic amount.  I do what I consider a form of Buffet Lite.  Like I own Apple stock, which is Berkshire's largest holding.  It has wildly outperformed the market for decades.  Will that continue into the future?  Who knows.  What I do know is I am not as smart as Warren Buffet.  So I figure if it is good enough for him, it is good enough for me. 
Green talks about the negative aspects of this behavior.  But I think the positive side is that it rewards the winners, like Apple.  And keeps or puts them in indexes like the S & P 500.  Or some other index fund that will consistently produce good returns, like what you state.   When they become losers, they are dumped.  Which is why vast numbers of people keep buying them, as the chart above demonstrates.
S&P 500: $100 in 1957 → $65,980.22 in 2023
Here's a fun little tool I found.  You can plug in any number you invested, any year you invested it, and see what you would have made, including dividends, if you bought the S & P 500 instead.  It makes it very easy to see why people like index funds such as the S & P 500.
Two other words, which send most people, including apparently @Rod Hagen, screaming into the night ............. real estate.  When I enter any down payment I made on any home in any year into that, I did way better than putting it in the S & P 500.  That's thanks to the magic of leverage.  Since I get 100 % of the appreciation even though I only put 20 % into it.  Most normal people would consider this worse than driving down a hill in a car without brakes.
I'll add one other test I just ran last week relating to the S & P 500.  Precisely because I'm trying to decide how much risk I am willing to take in index funds versus tech ETFs versus some individual stock like Apple.  I looked at the decade from 2000 to 2010.  Because I figured that for any "buy and hold" strategy that's about as bad as it can get.  So you can use that tool above to calculate that if you dropped $10,000 in the S & P in January 2000, you would have had a whopping return of 1 % a year by 2010.  That was actually good, I thought.  Dividends is what got it to at least break even, since in 2010 the index was still below where it was a decade earlier. 
Then I took the six stocks I own right now that were around in 2000 and did a simple calculation.  What if I bought each one at the very market top in 2000, and held them until the end of 2010?  Three tech stocks (like Intel) were way down.  Two were up a bit up:  Baxter and Raytheon.  But I would have doubled my money, even during a really crappy bear market, simply because I owned Apple.  AAPL peaked at a split-adjusted price of $1.29 or so in 2000 - can you believe it? - and was worth $9 at the end of 2010.  Can you believe it?
I knew someone who helped manage a venture capital fund for a long time.  If I understood him correctly, this is basically how venture capital fund offerings work.  In any offering they plan on having some losers, and some modest winners.  The most important thing is they hope to have one big winner, which makes all the difference.  So if you want to outperform the S & P 500, that's probably the thing to do.  Pretend you're a venture capitalist and try to pick a big winner.  Good luck.
 

Two words….Index Funds.
I don’t under perform or out perform the market…..because I AM the Market!

Have any of you noticed, as I have recently, that you are underperforming the market? The S&P average hovers around 10 percent, long term.  I read the AAII Journal, listen to Market Place on NPR radio daily, read the blogs, etc.  Any advice for me? Thanks

Many people had wonderful encounters with him at the beginning of his career. Later on he retired and came back multiple times because of getting engaged, getting his chemistry degree, breaking up with his fiancé, etc. and his services and attitude got worse... PNP? 
 
 
 

Sean Xavier failed to "screw me."  
He gave me the most mediocre massage (his choice not mine) and took my (at that time) $250 for services non-rendered.  He'd initially wanted $300, but apparently his week was slow at that time, so he reduced his requested fee.  He was also acutely rude and disrespectful as well.  After he had concluded the massage, he remained on the bed while I dressed.  He never got up to open the door for me, and if my memory serves me accurately, he failed to say Thank you.
In my looking back, I should have engaged the services of his "then partner," a hot, muscular, big-dicked man who was the rave at this site/forum during those times.
One well known escort had recommended him to me.  I should have honored his enticing recommendation. 

Also a Jewish escort who doesn't have any tattoos yet is willing to engage in sodomy. Just a reminder! 

Have done this in laundromat but always with a jacket. It is sexy if into it

Have done this in laundromat but always with a jacket. It is sexy if into it

I love men in tighty whities! 

Love this voyeur! 

@anotherhrdbdy The problem with those types of underwear is that mostly gay men wear them so the chance of ever seeing that on a straight guy are slim to none. What Matt Smith mentioned about the less luxury underwear to be more appealing is certainly my vibe as well. Fastest boner ever is when I see a guy in underwear, specifically boxers, boxer briefs, trunks and even briefs if they can pull them off because that shows so much confidence. On the other hand, I'm not biggest fan of jockstraps mainly because I've never seen a single straight guy wear one in real life. If there's a little stain on the front also gets me excited, if its on the back then it's a boner killer

Want to open a gay bath house in Lisbon?  hehehe.  Real estate in Lisbon is actually inexpensive in comparison to other European Cities.  Real estate always seems increase in prices so this could be wrong.  Loved Portugal 

Amazing! He is an animal!

The killing of free speech is going to come back on gays and people who want reforms the worst. Minorities and the oppressed suffer from it's absence most as you don't get change unless you're allowed to discuss what needs changing.  Free speech means protecting speech you don't agree with, whether it's not standing for the national anthem or not wearing a political symbol. . Of course it was just an American concept. (RIP). 

I think that's reasonable.
If you don't want to participate with group-think then don't participate with the group.
 

Rioplatense accent !

Queen Olga, well for a day at least.
A great series, and well done, ANZ hosting. 

‘I have no words’: Neymar breaks Pele’s Brazil goal-scoring record
WWW.ALJAZEERA.COM Al Hilal’s Neymar scored his 78th and 79th goals for Brazil in a 5-1 World Cup qualifying demolition of Bolivia.  
Brazilians split about Neymar breaking Pelé’s goal-scoring record
THEHILL.COM SAO PAULO (AP) — Brazil great Neymar received a plaque for becoming the team’s all-time leading goal-scorer in official matches in the early hours of Saturday. However...  
OP note: only time will tell if he becomes a new Pele, Maradona or Messi!