instudiocity

Have you ever shared a drink with the drivers?

They are rarely here more than 30 seconds…

I read somewhere that PA Liquor Control Board was trying to find a way to sell online because they are losing so much money. It would be difficult, because the purchaser is required to show proof of age at time of purchase.

I buy booze online all the time. When UPS & FedEx drivers come to the door, someone over 21 must accept the delivery.

The only change since COVID-19 is the driver records the name of the person he’s leaving the box with. Obviously I appear over 61.

No, I have held myself to my usual 1 bottle of wine per night. Two on the weekend days.

“Wine is proof that God lives us & wants us to be happy.” —Ben Franklin

I have so far resisted his air baths. ?

Can someone please explain to me what "pandering" is and why it's something that merits an arrest?

US! “One who solicits for a prostitute is a panderer.”

Lol haha need to edit. Cocking...that's a entirely different matter?... Since it's just myself I just go for the steamer bags from freezer section instead of a rice cooker. Just annoying on me and amazement for others, especially 2 clients in particular who have cooked rice on the stove with a regular pot and lid in front of me while I entertain them with my stories of burnt rice or rice mush lol

You can do the cocking while I cook the rice in my InstaPot, just pour in rice & water, put the lid on, correctly, and enjoy the cocking while the InstaPot cooks the rice perfectly.

Any knowledge of how Hollywood Blvd was mid March? To my knowledge DC, Chicago, and LA too started talking about closing bars and restaurants at the early start of closures and that idea started to spread. I know NYC followed at least a day or two after DC in dining room/bar closures, as I traveled between both cities at that time. I was shocked seeing Spiderman and a few others still trying to get pictures taken around Times Square while I was there. Makes me wonder about the LA equivalent on the Walk of Fame

LA wemt to Safe At Home 3/11; NYC on 3/15

I guess because the quarantine cops need to come up with sting operations like this to pretend they're working catching dangerous criminals.

The arrests were on March 2-4, pre-quarantine, in North Georgia.

Ugh, the smoking is a boner shrinker.

If he puts that thing in his mouth, he’ll put anything in his mouth, and he’s demonstrating he’s a practiced sucker and blower.

NEVER LOAN, always give. If it comes back to you it was a loan between friends, if it returns void, HEY! IT WAS A GIFT!

I'm eating the oreos with the dark chocolate filling.

What's his name?

My mother refused to allow my nannie to rock me to sleep. So the nannie chose to lay me down prone and pat my back until i was asleep. I slept prone from birth to at least into my early teens where post-orgasmic high caused me to go fast asleep supine.

Maybe now that I’m over 45, i need to flip back to prone?

Exactly. It's only a paper loss until you cash out, then it's realized. Stick with it. Keep investing. I made that mistake in 2002 when the market bottomed after 9/11. To quote Julia Roberts in Pretty Woman, "Big mistake. Big. Huge." When the recession hit in 2008 I just rode it out, contributed the same amount to the same investments, gobbled up extra shares because of the lower prices and when the market rebounded it was a huge return. I'm the same age as the OP and in the same predicament, i.e., my current employer doesn't match the 401k contribution. Invest, invest, invest. I fully expect retirement age will be 69 or 70 by the time I'm ready to retire, so I have a good 13 years to make some gains.

And remember SECURE Act passed in 12/2019 delayed Required Minimum Distributions from the year in which you turn 70 1/2 to Age 72.

Very few people bought in precisely at 6547 so that's not really a fair point of comparison. What was the Dow in, say June 2001? it was over 15,000. Someone who bought and held then saw a 40% return...over 19 years. That's about 2% per year.

 

P/E earnings are completely out of whack given the aging population and loads of corporate debt, and they also seemingly reflected the assumption that the Trump tax cuts would last forever. After all the stimulus spending there is no way taxes won't be going up in the coming years. And if it's personal taxes but not corporate taxes going up, that means less money for consumers to spend and less revenue for the companies.

 

Also, 10 years is NOT a long time frame. The idea that a 56-year-old should be getting more into stocks than they currently are is not a good one given they have less time to make up a large loss. We don't know what allocation he was starting from. If he's 100% in stocks, he absolutely should be shifting out because that's highly risky. If he's 20% in stocks, well sure ride it out.

There is a lot more room for the overall stock market to fall and still not be a "buy". There might be some short-term bumps based on stimulus, but I am bearish on the relatively near-term.

There might well be individual stocks that make sense to buy now, but the market as a whole will be taking a beating for a while.

15 second Internet search yielded this:

Your calculations are off. Plus your assumption is no additional funds were added over the intervening 18+ years. That negates the Holy Grail of Dollar Cost Averaging.

Two fallacies in your argument

Darwin was correct, The fittest mindS survive....

The only people who die on a rollercoaster are the ones who jump off.. stay the course...

The Dow Low in Mar 2009 was 6547.05.. It came back to almost 30,000 before dropping 35% which was still triple the 2009 low.

You didn’t loose anYthing unless you sold your shares. If you did, now is a great time to buy back in.

His tag line is “I play stupid on TV!”

I don’t have a quid pro quo on those payments. I sent the money with no discussion about my pre-paying for the appointments. Neither man is under obligation to fulfill a contract and if they do not consider a future appointment as “prepaid”, that’s OK, I can afford a grand here and there occasionally. If I couldn’t afford it, I would not be a client..

It’s the first of the month, your favorite’s rent is due!

The question is what needs to happen for one to feel comfortable hiring. Some have said “never again” and clearly some are hiring now.

 

What statistic must be met or rule of law rescinded for everyone to feel ok ?

 

I haven't decided that for myself.

A COVID-19 Vaccine with certification OR a 15 minute result in home test.

Otherwise, I’m relying on Brother Thumb and his 4 favorite pornstars.

Um, you said you prepaid for your first two post lockdown appointments that kinda seems like your expecting something in exchange, ie quid pro quo.

I don’t have a quid pro quo on those payments. I sent the money with no discussion about my pre-paying for the appointments. Neither man is under obligation to fulfill a contract and if they do not consider a future appointment as “prepaid”, that’s OK, I can afford a grand here and there occasionally. If I couldn’t afford it, I would not be a client..

Was this long winded rambling post contributing anything other than confirming what I stated earlier?

Man, you are so practical.

Demand a Refund - this ain't going away soon. Invest money in 1) Kimberly-Clark (makers of personal care products like TP, wet wipes, etc. 2) Zoom Video Communications (provides remote-conferencing) 3) Clorox. Maybe wait for a really bad dip before buying.

Proctor & Gamble, makers of Charmin

How is any monogamist relationship equal economically? Do two people ever have the exact same financials? Net worth? Income?

If they choose to share themselves in a monogamist relationship, isn’t one going to receive and the other going to give financial benefits?

In the case of this 20-something and 50-something? One has youth, the other maturity, likely the 50-something has e security, while the 20-something might not? I think it would be rare to find a 20 YO keeping a daddy???

Isn’t there some economic benefit passing from one to the other? How is that different from hiring a companion?

I submit the paid companion might be less expensive but certainly the economic benefit is well-defined while the monogamists have an ill-defined financial benefit but the emotional benefits last past a visit .

I got a really hard push from one of my regulars to come see him. Made me kinda sad that he’s willing to risk both of our safety for $150. Stay strong guys!! We can get through this. We are pretty much all no more than 2 degrees of separation from each other. Let’s keep each other safe and stay home.

 

Also, I got one of my other faves to send me a sexy photo of him for $100 to give him some $. He’s gonna video himself showering for me next week. Maybe try that or a video chat if you’re missing someone or needing some personalized attention.

Why do you need a quid pro quo? Why not send your guys a couple hundred and forget about the money. Sure they need money, they are in a transactional business— no transaction, no pay.

Send them some bucks and don’t worry about it, if they want to repay you in $$$ or services let them but GIVE them some cashflow now.

If that don’t light your fire, your wood’s wet.

No double entendres, please.

It hasn’t curtailed my hiring, just delayed my appointments. Both massage therapist and escort have been prepaid for the first two post-Lockdown appointments