Quincy_7

I perfectly understand paying in person before a session but I'm never paying a deposit. 

Now that I think about it, no escort ever asked me to pay a deposit. The closest instance I can think of was an escort asking me to pay for his uber (to which I said no).

You know the pandemic is over when Rentmen deletes COVID status from all escort profiles. They have also deleted the line for monkeypox status. 

6 hours ago, DWnyc said:

No disrespect meant - and we’re kind of all in the same boat - but is it really a “conquest” if the interaction is obtained this way? 
 

The escorts I meet are completely out of my league and would ignore me on grindr so it does feel like a conquest to be able to bed them as a client.

I paid for premium last December because I wanted to post a review and realized that you now have to pay to post reviews. Reviews are a way for me to keep score and track my conquests so I have to periodically resub every couple of months. I'm definitely not paying for a recurring membership as a client.

The best form of LTC insurance is to take care of yourself and eat healthy when you're in your prime. A nursing home should be something you're actively trying to avoid in your old age.

It's possible that you may need a nurse to visit you at home a couple times a week or maybe even daily but that's something you can anticipate and invest for decades in advance.

2 hours ago, EZEtoGRU said:

I know undetectable gay men that purposely stop taking their HIV meds from time to time because they want to give their body a break from the meds.  How long does this go on for?  I don't know.  At what point do their HIV virus levels start going up again?  I don't know.   How long does it take them before they are infectious again?  I don't know.

There's one thing I do know...there's no way in hell I'm gonna trust someone that is HIV undetectable to do the right thing and take their meds as they're supposed to.  

Why would that desire arise in the first place? Are there side effects to HIV meds that outweigh their life preservation?

9 minutes ago, pubic_assistance said:

There's a lot of Russian Roulette to the whole PreP thing.

Am I the only guy still fucking with condoms ?

Things are going to get really nasty 30 years from now when the PreP bareback generation starts getting anal cancer from HPV. 

bump

8 hours ago, Coolwave35 said:

What’s so interesting is that I’ve been max contributing into my Roth IRA for 21 years.  There’s barely $225,000 in there. On the other hand, my investment properties have all doubled in their worth in half that time and will generate more income in my retirement than my retirement account ever could. I don’t get the math that small amounts of contributions over the years ballon into some giant nest egg at 59 1/2. 
 

Has anyone at retirement age ACTUALLY had their retirement account manifest the kinds of returns your sold when you first start out? 

How much of that $225,000 is money you put in and what sort of funds are you in?

On 1/31/2023 at 9:34 AM, menaughty said:

 

I will be 30 soon and I am so bad at saving. Self-control is something I need to learn. 

I really do need to put a escort fund aside for my retirement, if i cant travel much at that age.

$20,000 invested at 30 will be over $500,000 by the time you're 65. If you're withdrawing at 4% then you'll have 20K annually to hire travel the world and hire the best of the best. Admittedly, 20K then will be worth about 10K today in purchasing power but you'll still get more bang for your buck outside the West.

5 hours ago, pubic_assistance said:

My retirement strategy was, and is, investing in income-producing real estate.

When I retire I will likely sell my New York townhouse for a tidy profit and re-invest the profit in more rental properties.

John Jacob Astor once said: "The key to success is owning as much property in Manhattan as you can get your hands on".

The Astors aren't doing so great these days.

On 1/26/2023 at 7:15 PM, pubic_assistance said:

HA !!

Just "save 70% of your income" ? ! ? !

So basically...live with your parents and brown bag it until you retire at 40.

You'd be such a loser by 40 you'd be retiring with no friends ! ha

 

The key is to strategically target a high income profession that aligns with your skills. The usual suspects are law, computer engineering and so on.

22 hours ago, Pensant said:

I’m there often. It’s not nearly as bad as SF, Seattle or Portland. At least the junkies aren’t roaming the nice areas of downtown. And I’m a born master of critique!

I've heard of random attacks in Kitsilano.

3 hours ago, Luv2play said:

I spend in the area of about $20k a year on my hobby and have been doing that for a number of years now. I used to spend a considerable amount on strippers and for massages but have curtailed that in the last decade.

I am now 75 and have no children or x to support. What I imagine will dictate my future expenditures on this hobby is my advancing age the most and my health, which is currently good. I no longer do much travel except to Canadian cities as I live in a small town where there are no local providers.

I've actually been toying with the idea of building a 500K stock fund over the next 20 years and using the 4% rule to fund the hobby. I think the 4% rule is too risky for retirement money but for a fund like this the goal would be to exhaust the money in my lifetime obviously.

The city's really gone to shit in the past few years. It's like a Canadian San Francisco. 

This post is in two parts.

On the one hand, I'm interested in hearing from retirees on the forum. What source of income do you use to fund the hobby? Are you in the "money is no object" camp with more passive income than you know what to do with or are you carefully drawing down your portfolio and still have to budget annually how much you can spend on hiring?

On the other hand, I'm also keen to hear from people like myself who are currently in the working phase of life. How are you factoring in the expenses involved in hiring into your retirement plans?