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Lotus-eater

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  1. Haha
    Lotus-eater got a reaction from Danny-Darko in Friday Funnies   
  2. Applause
    Lotus-eater got a reaction from BSR in Abdul is hot   
    I can bench press more than Mamdani's pathetic 115 lbs despite being old enough to be his father (and I don't have nearly enough money to be his sugar daddy with all of his extravagant spending wishes).
     
     
  3. Haha
    Lotus-eater got a reaction from marylander1940 in Friday Funnies   
  4. Agree
    Lotus-eater reacted to Becket in Some Royal Dirt   
    Harry and Mee-gain could take a lesson or two from James and his family. 
  5. Like
    Lotus-eater got a reaction from TonyDown in Any gay financial planner recs for West Hollywood?   
    I wouldn't use a CFP that charges an assets under management (AUM) fee, typically about 1% of your portfolio, which is far too expensive (a 1% AUM fee equals $10,000/year on a $1 million portfolio). I would pick someone who charges a flat fee to create a plan or charges an hourly rate.
    Avoid non-fiduciaries, who will tend to recommend insurance products like annuities (for which they receive a commission) as well as a CFP who recommends a complicated mix of funds with high expense ratios.
    PlanVision seems like a good option if your finances are not especially complicated and you don't need a lot of hand holding. The Bogleheads forum is also a useful resource. 
    TonyDown makes good points about having estate documents and agents to manage your finances and healthcare if you lose the capacity to do so.
  6. Like
    Lotus-eater reacted to TonyDown in Any gay financial planner recs for West Hollywood?   
    I would ask for the fee structure for ongoing clients and for a one-time financial plan.  Do they sell annuities, mutual funds, life insurance, tax planning, legal estate planning etc?  Do you need that from your financial advisor?  You might ask how many clients they serve.  How big is their Org?  Also, you might ask about certifications, years of experience and education. 
    I have my own tax advisor and estate documents attorney.   My financial advisor reminds me when I should check with them to confirm certain decisions. 
    I kept the same financial advisor from before I moved to Southern Cal.  He has a copy of my revocable trust and power of attorney instructions in case I pass or am incapacitated.  
    My bank and my credit union both encourage me to switch to their financial advisors.  I am glad I never did that.
    Have you done an Internet search?  I see there is a big outfit in LA serving gay clients that offers anything one might think of. 
    Good luck!
  7. Haha
    Lotus-eater got a reaction from thomas in Friday Funnies   
    60s hippies haven't aged well either.

  8. Like
    Lotus-eater got a reaction from Johnrom in *United Healthcare CEO killed   
    Quashing the NY murder case also means that the defense only has to seek sentencing leniency from a federal judge rather than facing a separate, mandatory life sentence for a state murder conviction, and he will end up in federal prison where conditions are generally better than state prison.
  9. Haha
    Lotus-eater got a reaction from liubit in Friday Funnies   
    60s hippies haven't aged well either.

  10. Haha
    Lotus-eater reacted to + azdr0710 in Friday Funnies   
  11. Haha
    Lotus-eater reacted to + JamesB in Friday Funnies   
  12. Haha
    Lotus-eater got a reaction from Rod Hagen in @&*#ing Women Drivers!!!   
    Notice which child did not receive a riding mower from dad.
  13. Eye Roll
    Lotus-eater got a reaction from + Italiano in Abdul is hot   
    I can bench press more than Mamdani's pathetic 115 lbs despite being old enough to be his father (and I don't have nearly enough money to be his sugar daddy with all of his extravagant spending wishes).
     
     
  14. Haha
    Lotus-eater got a reaction from + Vegas_Millennial in @&*#ing Women Drivers!!!   
  15. Haha
    Lotus-eater got a reaction from + Vegas_Millennial in @&*#ing Women Drivers!!!   
    Notice which child did not receive a riding mower from dad.
  16. Haha
    Lotus-eater reacted to samhexum in @&*#ing Women Drivers!!!   
  17. Haha
    Lotus-eater reacted to marylander1940 in Friday Funnies   
  18. Hide Eyes
    Lotus-eater reacted to + Vegas_Millennial in @&*#ing Women Drivers!!!   
    As a man, I can reduce my risk by learning how to fasten my seat belt and not engage in competitive street racing.
    For a woman, she'll need to learn how to predict the unanticipated movements of parked cars, buildings, and other stationary objects that jump out in front of her.  That seems like a more insurmountable hurdle. 
    Woman crashes car into building then walks away nonchalantly:
     
     
  19. Haha
    Lotus-eater reacted to 56harrisond in @&*#ing Women Drivers!!!   
  20. Haha
    Lotus-eater reacted to + Vegas_Millennial in @&*#ing Women Drivers!!!   
    The pattern reverses for overall crashes with non‑fatal outcomes:
    Injury crashes: Women have about 26% higher rates than men — 2.3 injury crashes per million miles vs. 1.8 for men scienceinsights.org.
    Property‑damage‑only crashes: Women have a 12% higher rate per mile.
    Source: https://www.bing.com/ck/a?!&&p=0aea94ac02f9d467867c5ffa16cecf6223c116bb509884c843f819ad8e08c289JmltdHM9MTc4NjMyMDAwMA&ptn=3&ver=2&hsh=4&fclid=18fc1d4e-2bd5-6296-0a30-0efc2a8b63ec&u=a1aHR0cHM6Ly9zY2llbmNlaW5zaWdodHMub3JnL21hbGUtdnMtZmVtYWxlLWRyaXZlcnMtd2hvLWhhcy1tb3JlLWNhci1hY2NpZGVudHMv&ntb=1
    In summary: While men, especially young men, are more likely to die due to risky speeding and not wearing a seatbelt, women are more prone to cause injury and property damage at low speeds... Probably because that wall just jumped out in front of them while they were driving! 

  21. Haha
    Lotus-eater reacted to 56harrisond in @&*#ing Women Drivers!!!   
    Attempting to find the gas tank for her Tesla

  22. Haha
    Lotus-eater reacted to + Vegas_Millennial in Very long name can affect financial, physical, mental health   
    If only there was a unique 9-digit number that could be given to legal citizens that could be used to coordinate with Social Security
    🤔 🤔 🤔 🤔 
  23. Sad
    Lotus-eater reacted to samhexum in What's your favorite fast food?   
    I haven't eaten fast food in five years and price is the entire reason why.  I used to indulge a few times a year.
  24. Like
    Lotus-eater reacted to marylander1940 in Friday Funnies   
  25. Haha
    Lotus-eater reacted to marylander1940 in Friday Funnies   
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