
TonyDown
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Everything posted by TonyDown
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Are we ready for a 'cashless' society ?
TonyDown replied to Ali Gator's topic in Personal Finance & Investing
Full disclosure, the coin ATM I mentioned at the credit union was out-of-order. My bank would accept quarters if in rolls. So I have that option or else driving to another credit union branch that confirmed their coin ATM is operational. -
Are we ready for a 'cashless' society ?
TonyDown replied to Ali Gator's topic in Personal Finance & Investing
Today I arrived at my credit union with $25 in quarters and asked if I could make a deposit. The answer was no, because they are a "cashless" branch. Cash is transacted through the ATM including a coin ATM inside the branch, below. So this was a wake up call, a first hand example for me how the world is more and more "cashless". -
I hope Pillion is more than "straight people get a poignant education" like in CMBYN, which was kind of derpy for me.
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The reviews sound impressive. I'm looking forward to this one though I worry it will be another gay film that connects with the critics (like Call Me By Your Name) but disappoints me. https://www.unilad.com/film-and-tv/news/alexander-skarsgrd-harry-melling-harry-potter-pillion-xrated-movie-558558-20240509
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There was an Andrea Martin cameo also. ♥️ @MikeThomas I agree with your take. IMO, there are some clever scenes and a lot of cringe. ++++++++SPOILER+++++++++++++ The only character I care about is George. That can be a deal breaker for me. I need to care about more than one character. What is Miles's deal? Is he bisexual? I think he may be bisexual in a plot twist. If Benny wasn't such a closeted drama queen, maybe he could have had a connection with Miles. Also, Benny's roommate is a big question mark for me. He might play a bigger part if there is Season 2.
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🎼 We listen and we don't judge. 🎵🎶 🤣🤣 I paid off my mortgage early. That used to be the mantra. Send extra $$ each month, so I did. Never had a car loan. Buy used, paid cash. Do not carry credit card debt. That all worked! There is a sweet, young dude on YT driving the West Coast in his old truck, cooking his own meals, camping, surfing and hiking with friends. Some kids find ways to enjoy life without creating huge debt. And really, this cute young dude and his friends seem way happier than the TikTok crowd living with huge credit card debts on the Zack Rios channel. But yeah, I watched Zack's entire video on credit card debt and need to remind myself... 🎼 We listen and we don't judge. 🎵🎶
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In my case, I had straight friends that wanted to be sexual. I still don't know why. I was way more naieve about sex than they were. When I was a kid, admitting I was gay frightened me. I am still guessing whether these guys figured I was gay or they hoped so. In any case if I had asked them why they wanted to have sex and admitted my lack of experience, that would have been somewhat educational. Honest communication could have avoided hurt feelings. I will always remember a friend asking "are we getting divorced." He cared for me but I ended up really pissed at him. So yeah, the closet was not an honest place and was messy. Years later I wrote my especially close friend John a letter saying I was sorry. It stayed in my journal, but it helped.
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Sadly, insurance may not cover any of the damage caused by the event.. At least that is what's being reported, that this was an act of terrorism which insurance policies don't cover, e.g. one nearby boutique hotel was damaged.
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For me, less is more. I'll never care for tattoos on the face or neck. Yeah, times change. To each, his own.
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Gaining from market volatility
TonyDown replied to + SundayZip's topic in Personal Finance & Investing
Good point. I have never tried to time the market. I do rebalance my investments each year. Pundits remind that cash is an excellent hedge against volatility. Whereas true investors might use some of their cash to invest when the market is down, pundits remind that domestic stocks were already overvalued and still are. One could conclude from how Berkshire Hathaway has been selling shares and their current large pile of cash, that cash is a good place to be, until the stock market offers solid value. I wouldn't be surprised if global sentiment towards US stocks and bonds falls. So I am looking at more international exposure next rebalance. -
Am I in the closet? In the traditional sense, no. Years ago I was featured in a newspaper article about being gay in the workplace. By then I was out to my family. That was in my 20's. I don't tell everyone I meet I'm gay, but sometimes I will bring it up if I find it useful or necessary. @Lucky comment about falling in love with a straight friend brought back some memories. For me as a young man, life was messy, being in the closet and falling for straight guys. I lament a little when I think how back in those days guys feared being more honest, especially closeted guys. I assume guys are more willing to cut through the BS these days. Frankly much of the risk no longer exists and most guys are more aware of the facts about sexuality.
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Olympic gold medalist Snyder arrested in prostitution sting
TonyDown replied to Cari's topic in The Sports Desk
Sounds like he will plead to a lesser charge of disorderly conduct. I searched for information why the Columbus Police staged these stings but found nothing definite. Knowing 16 men were arrested, that the police was focusing on arresting the johns, one might assume what the intent of the operation was. But it would have been useful if the news had confirmed it. -
@MikeBiDude That's it. Thank you.
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For the homemade pizza dough option mentioned above, it was recommended to me that after the dough is mixed and has risen, storing it in the fridge overnight will enhance the flavor of the crust. I tried this and agree. I love a crispy, tasty pizza crust. I have also just lately tried olive oil pizza sauce, no tomato or dairy in the sauce. I love my tomato sauce, but did enjoy this variation. ------- Recipe attachment may not work. See MikeBidude post below for the recipe. Olive Oil Pizza Sauce for White Pizza - the practical kitchen.pdf
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To reiterate, the linked report explains people shed Hep A virus through their stool and then the virus spreads due to poor hygiene and poor sanitation. So yes, person to person contact is one route of infection, along with food or water contaminated with feces. The infection rate has tripled. 7 deaths are reported in LA. Wash those hands!
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Several news organizations reporting Hepatitis A surging in LA. Take care. Hepatitis A outbreak declared in L.A. WWW.NPR.ORG L.A. County has declared an outbreak of Hepatitis A due to a spike in cases over the past year and data showing an increase in...
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I streamed his Coachella show on YouTube. Good show! I knew little about him before that. https://youtube.com/shorts/OqzIvHRYKL4?si=CrVdFhox7I-qDD61
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Are we ready for a 'cashless' society ?
TonyDown replied to Ali Gator's topic in Personal Finance & Investing
I paid cash for my smog test last Friday, and for therapeutic massage Thursday. -
I dropped Netflix and Apple TV, and kept Prime. I added Hulu with commercials. I've kept this mix for a while. I am now considering returning to Netflix and if I do, I will drop Prime.
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Finally circled back to finish binge watching House of David. I expected something different. But make up your own mind. Here is the Variety review. https://variety.com/2025/tv/reviews/house-of-david-review-amazon-bible-1236321976/
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I agree with the above, to look for red flags, yet some people are such practiced liars, e.g. Ted Bundy. Good references count, right? Such as this board. I'm skittish, and at the first sign of disingenuous communication, I pull back. I mentioned in another thread being shocked to learn a gay friend was victim of a heinous killing. Your mind starts to question, yet no one deserves what happens to these victims. It's sad.
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411 on Michael 49516 in SoCal (Laguna Beach) from Texas
TonyDown replied to + 7829V's topic in Spas & Masseurs
Anyone try him yet? https://www.masseurfinder.com/massage-therapists/49516/ -
"End of days" shopping! What are YOU buying?
TonyDown replied to marylander1940's topic in Personal Finance & Investing
My Ford needed a module from Taiwan during the Covid supply chain mess. Waited 6+ months while my car sat at the repair lot. I worry about a similar scenario coming, although auto parts might get a reprieve from the tariffs. Laptop is a good idea.
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