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Senior living


seaboy4hire
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I would live in one. No stairs, maybe a couch and a easy chair would be nice. I cook a lot now but I guess by the time I would need it, I would want someone else to cook. One of my favorite time of the day is the first cup of coffee in the morning. I like my coffee like my men, HOT. Have you ever gotten a hot cup of coffee in the hospital? Most of the time the serve it luke warm, such a waste. At least in one of these I'd get the hot coffee, maybe not the hot guy.

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About 10 years ago, I made the best investment of my life. My retirement plan is sitting in South America (Uruguay) including luxury living, great doctors, cheaper medical, live-in maid, driver/security guard @ quarter of what it would cost me in the US. Also, beachfront, baby!! and 45 minutes to a gay-friendly city (BA). Seriously, guys, buy now before you get priced out by the retirement wave!

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There are lots of options for aging seniors, living in a pod in someones back yard is not my idea of how I would want to spend my remaining years. :(

 

Most people spend more time planning their vacations than their future.

 

When I get old, I'm going to go live with Truereview. :D

Move over Papi, yo tambien :)

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There are lots of options for aging seniors, living in a pod in someones back yard is not my idea of how I would want to spend my remaining years. :(

 

Most people spend more time planning their vacations than their future.

 

When I get old, I'm going to go live with Truereview. :D

 

Move over Papi, yo tambien :)

 

Mi casa es su casa, señores! Just be mindful of all the escort retirees who will be crashing in my guest room and couch.;)

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I would live in one. No stairs, maybe a couch and a easy chair would be nice. I cook a lot now but I guess by the time I would need it, I would want someone else to cook. One of my favorite time of the day is the first cup of coffee in the morning. I like my coffee like my men, HOT. Have you ever gotten a hot cup of coffee in the hospital? Most of the time the serve it luke warm, such a waste. At least in one of these I'd get the hot coffee, maybe not the hot guy.

 

I'm replying to myself to further explain. At some point, no matter what or when, we are all going to need some looking after. Be it 80, or 89 it is going to happen. I would rather drop dead in my tracks than live in a nursing home. I work daily with seniors, who at 92+ are still in their own home...but they have a support system to check in/up and do for them. I'm sure at some point I'm not going to want to take care of a large property, with upkeep and such. A small, independent space in my sons southern california back yard would work for me after many many new england winters. I'm not ready yet, there are a few more miles on me. but when the time comes this pod idea is a good solution.

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I'm replying to myself to further explain. At some point, no matter what or when, we are all going to need some looking after. Be it 80, or 89 it is going to happen. I would rather drop dead in my tracks than live in a nursing home. I work daily with seniors, who at 92+ are still in their own home...but they have a support system to check in/up and do for them. I'm sure at some point I'm not going to want to take care of a large property, with upkeep and such. A small, independent space in my sons southern california back yard would work for me after many many new england winters. I'm not ready yet, there are a few more miles on me. but when the time comes this pod idea is a good solution.

 

On a serious note, this has been discussed before, but I would encourage those that might need help in their retirement years to look into 'Long Term Health Care' insurance. I'm starting next year through the financial advisor at my bank, and he also has told me, depending on where the funds come from for the payment, that they are also tax deductable....(climbing down off my soap box)

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Mi casa es su casa, señores! Just be mindful of all the escort retirees who will be crashing in my guest room and couch.;)

That's ok we can all sit around eating beef quesadillas and watch Spanish dubbed reruns of Mama's Family, The Golden Girls, Seinfeld, and Family Feud(w/ Richard Dawson of course)

 

Eso es cielo :)

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On a serious note, this has been discussed before, but I would encourage those that might need help in their retirement years to look into 'Long Term Health Care' insurance. I'm starting next year through the financial advisor at my bank, and he also has told me, depending on where the funds come from for the payment, that they are also tax deductable....(climbing down off my soap box)

 

I've got long term care insurance.... Only thing is that in order to receive payments you need to be unable to do two of the three ADLs. ADL = Activities of Daily Living... But living at home is better than custodial care in a nursing home for sure....

 

I don't think I'll be the one who gets to pick which of the two ADLs happens to me.... :eek:

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Elder housing is tough. Most people just aren't happy in institutional settings. My partner and his siblings moved their mother into an intermediate care facility that was like a luxury hotel. She hated it - kept saying that she just wanted to go home. My siblings and I moved our mother into an independent-living facility that was part of Emory University's Geriatric Care Center. She hated it. Sat in her apartment seething with rage for two years over the fact the fact that we had "put her in a home." Our institutional bias is strange. I have read a number of times that allowing seniors to "age in place" and provide services to them in their homes costs a fraction of what it costs to institutionalize them.

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I'm curious about what the cost is for a pod that is tricked-out like the one in the video. I didn't notice any links or references in the video. Maybe I need to start from scratch with Google.

http://www.nydailynews.com/life-style/health/granny-pods-debut-nursing-home-alternative-article-1.1208916

 

In this article, they mention the figure of 125K...sounds about right for one that is tricked out.

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My buds (both male a female) who, like me, are single and childless discuss this ALL the time, cause I for one KNOW that NO ONE will do for me what I did for my parents and my Mom esp, my much older sibs all having their own families etc it ALL - the day to day care Dr's Meds Hosp's Rehabs home asst etc - fell to me. I had NO problem doing it she did it for ME right ;)? I was lucky in that my Mom was still a self suffecient person well into her 90's still driving active in her clubs doing her own Dr's and meds etc but eventually it all fell to me. (She's be gone 8 mos and I can still recite her med history and med list w dosages as I did for every new Dr and I can prolly flush a cath and put in a peripheral IV line and spot an upcoming infection with my eyes closed and got to the point where hosp and rehab ppl asked ME if I was an RNA etc lol) I got meds STOPPED that were unneccessary I STOPPED potential mistakes only because I was THERE to do it, in rehab when they said she had a dangerous clot and needed a filter in her leg the rehab Dr explained an agonizing process - find a surgeon which they could help with make an appmnt arrange medical transport and someone from rehab to go with her yada yada all I heard was like the adult voices in a Charlie Brown cartoon blah blah blah I went to the office got a copy of the report with the untrasound told Mom to put her face on put her in the car drove to our cardiologists office attached to our hosp he always saw us ANYTIME there's tons of Drs there told him we needed a vascular sugeon he made ONE call we went ONE flight up the surgeon didn't even LOOK at Mom just the report I handed him he said I'm heading to the hosp now go to the ER I'll squeeze her in it's a 10 minute procedure local anesthetic I brought Mom we waited in a hallway bed I brought her into pre-op they took her in 15 mins later they wheeled her out said lay flat for 1/2hr then make her walk I checked her out we went to Starbucks and we were BACK at the rehab before dinner. When the rehab Dr made her final rounds and I said it was DONE she thought I meant I'd made the APPOINTMENT. I had to SHOW her the paperwork to prove it because she didn't believe from noon when she told me till now I had it DONE. (I also showed up 8am the next morning and STOPPED a 12inch long heprin needle to treat the clot from being plunged into her and said WAIT look at her file she may NOT need that (which she didn't)

NO ONE WILL DO ANY OF THAT FOR ME. Now matter HOW good I am to my nieces n nephs etc it's NOT THE SAME.

ONE of my friends' partner owns an old family building in India. We have ALL decided THAT will be our "Marigold Hotel" o_O

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I had long term care insurance and dropped it, because I realized that by the time I would probably need it, the payout would not be high enough to take care of me, and a policy that would pay enough was too expensive now. Also, the requirements for activating it seemed too restrictive. And since my spouse was not eligible to buy it because of his age and medical history, we might have to end up living apart. So instead I invest the money which I would have still been paying for premiums.

 

I understand the feeling about living in an "institution," because although they may look pretty good when one is visiting them, the sense of loss of control over one's life when one is a permanent resident can be really depressing, no matter how lovingly one is coddled there. I am observing that problem now with an elderly friend who would be much better off, in an objective sense, in an assisted living facility, but would rather struggle daily and die alone in his own home.

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My buds (both male a female) who, like me, are single and childless discuss this ALL the time,

NO ONE WILL DO ANY OF THAT FOR ME. Now matter HOW good I am to my nieces n nephs etc it's NOT THE SAME.

ONE of my friends' partner owns an old family building in India. We have ALL decided THAT will be our "Marigold Hotel" o_O

 

Amen to that!!! And your "Marigold Hotel" in India sounds pretty sweet.

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45 min from BsAs sounds like Colonia, but is it? Punta del Este? Montevideo?

Mike, I live in Punta and can easily take a puddle jumper over Mar de Plata and be there in 45-50 minutes. I honestly love & prefer the 5+hour drive thru Montevideo and ferry. I predict Montevideo will be the BA of the future. Plus the people are beautiful...Italian/German/British roots with beautiful Latin soul. Always enjoy my visits to MonteV. I'm biased though. ;)

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I have friends who when they retired sold their home in Southern California and moved to Arizona. They had lived their entire lives in the Los Angeles area. Once in Arizona they spent a good part of their lives commuting back and forth between Arizona and California in order to visit and spend time with their family and friends. I will readily admit that I NEVER understood the move. He is now deceased and she is stuck in Arizona virtually alone.

 

One of the few really smart things I did in my life, purely by accident, was to buy a small (1200 sq. feet), one story condo (in 1986) near to my work, my family, my friends and now at 75, equally important, near to my doctors. Now that I am retired I am still near to all of the above and happy as a clam. I simply CANNOT imagine moving someplace where I wouldn’t have access to all of the above.

 

I still cook and entertain a great deal. I spent two weeks decorating my condo for the holidays and am having three large dinner parties and a couple small ones. I love having dinner guests. Now when the time comes that I can no longer live as I currently do I will, I hope, continue to live here and if and when necessary bring in help to assist me. I DO NOT want to move a “rest home” or move away. Frankly I will hopefully be able to finish my life in my home environment.

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I understand the feeling about living in an "institution," because although they may look pretty good when one is visiting them, the sense of loss of control over one's life when one is a permanent resident can be really depressing, no matter how lovingly one is coddled there. I am observing that problem now with an elderly friend who would be much better off, in an objective sense, in an assisted living facility, but would rather struggle daily and die alone in his own home.

 

Most of the problem is that nobody wants to face aging and make decisions about it. They all want to believe that that's for everybody else and that they're special. Then, when they get old and infirm and their children have to come in and take over, they feel powerless, when they could have it their own way if they had faced the truth a couple of decades before.

 

Most LGBTs don't have that luxury, because they don't have children that are going to step in an take care of things. Also, the AIDS epidemic is a hidden blessing for survivors because we saw, early in life, what disease, decline and death look like and had our faces rubbed in the fact that nobody's immune.

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Maybe the solution is to marry or go into a triad with someone half our age? I could sign up for that long term care plan. :D

 

I applied for long-term care insurance about a year ago. The carrier denied me coverage. I have a condition that I was sure would be a deal breaker, so my agent called the underwriter before we submitted the application. The carrier said, "No problem." So we filed the application and they still rejected me. I guess I'm glad. The premium was going to be $300.00/month.

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About 10 years ago, I made the best investment of my life. My retirement plan is sitting in South America (Uruguay) including luxury living, great doctors, cheaper medical, live-in maid, driver/security guard @ quarter of what it would cost me in the US. Also, beachfront, baby!! and 45 minutes to a gay-friendly city (BA). Seriously, guys, buy now before you get priced out by the retirement wave!

 

Apparently Uruguay is generating 95% of its electricity needs from renewable energy. I understand its population is just over 3 million but imagine if the US had made a commitment similar to Uruguay in 2008? Inflation adjusted energy prices are lower today than in 2008. That's crazy. Who the heck would want to save on energy costs with renewable energy when raping the Earth for fossil fuels, polluting the air and having less disposable income is far more appealing?

 

Years ago solar meant on your roof. Since then there has been tremendous progress with solar farms so you don't even see the panels (unless you drive and look for them). Some of the math I've seen lately shows, at the worst, that farms result in no rate increases. Panels on your roof have about a 10 year payback.

 

On a progressive (oops, I meant "positive") note, many states set their own targets for renewable energy production and are doing quite well. I believe New Mexico and Colorado among them.

 

http://qz.com/566773/uruguay-is-now-generating-95-of-its-electricity-from-renewable-energy/

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