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handiacefailure

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  1. Like
    handiacefailure reacted to + augustus in United Auto Workers strike and how it would affect the economy!   
    Michigan has been bleeding jobs for years because of these unions.  $33 an hour for HS diplomas just in wages is not bad in a state with low real estate costs.  It's best that these companies leave this state.  There are more problems to come, like no electricity as they want to shut down the nuclear plants in Michigan and have already shut down one.  Move to a right to work state.  
  2. Like
    handiacefailure reacted to pubic_assistance in United Auto Workers strike and how it would affect the economy!   
    The US can't produce a decent product for a decent price any more.
    They should have all been allowed to go bankrupt bank in the early 2000's.
     
  3. Agree
    handiacefailure got a reaction from Luv2play in Dental -- Waterpik Water Flosser   
    I like mine and my hygentist said to put listerine in the water.   I was also told it wasn't a substitue for flossing and to still floss.
  4. Like
    handiacefailure got a reaction from + Lucky in Dental -- Waterpik Water Flosser   
    I like mine and my hygentist said to put listerine in the water.   I was also told it wasn't a substitue for flossing and to still floss.
  5. Like
    handiacefailure reacted to BuffaloKyle in Bryan Knight   
    We're guessing it's Bryan's husband logging in to maybe pass the news on to any clients. Those travel dates were on there prior to his passing. If it was me though I'd take down all the travel dates and pics and just put in the ad text "N/A" if they don't want to delete the profile yet.
  6. Like
    handiacefailure got a reaction from + Just Sayin in Gay movie you liked   
    I loved Beautiful Thing and they are makinga musical out of this fall in the west end.   Hope it makes it broadway   
  7. Like
    handiacefailure got a reaction from Rod Hagen in Gay movie you liked   
    I loved Beautiful Thing and they are makinga musical out of this fall in the west end.   Hope it makes it broadway   
  8. Like
    handiacefailure got a reaction from + stevenkesslar in Gay movie you liked   
    I loved Beautiful Thing and they are makinga musical out of this fall in the west end.   Hope it makes it broadway   
  9. Like
    handiacefailure reacted to + augustus in CD rates on the rise   
    US Treasury Bills, Notes and Bond rates for Monday, August 21, 2023 for those interested.
     
    US 1-MO         5.42    +0.035
    US 2-MO         5.458    +0.04
    US 3-MO         5.465    +0.025
    US 4-MO         5.51    +0.023
    US 6-MO         5.529    +0.044
    US 1-YR           5.403    +0.024
    US 2-YR           4.986    -0.006
    US 3-YR           4.693    -0.011
    US 5-YR           4.432    -0.027
    US 7-YR           4.401    -0.028
    US 10-YR         4.306    -0.036
    US 20-YR         4.612    -0.038
    US 30-YR         4.422    -0.034
     
  10. Hide Eyes
    handiacefailure got a reaction from marylander1940 in Do most escorts wear condoms?   
    I refuse to bb with a provider or anyone for that matter.  Just takes one time   and its not just HIV   good friend of mine got anal warts and that wasnt fun
  11. Agree
    handiacefailure got a reaction from SirBillybob in Do most escorts wear condoms?   
    I refuse to bb with a provider or anyone for that matter.  Just takes one time   and its not just HIV   good friend of mine got anal warts and that wasnt fun
  12. Applause
    handiacefailure got a reaction from BonVivant in Social Security COLA 2024 estimates rise in unexpected twist   
    Not sure if that protects your assets though if you go on disability or just medicaid.
    My lawyer recomended against it and told me him and his husband (also a lawyer) both have revcoable living trusts and thats how he set mine up.
    For a trust to protect your assets against medicaid, it has to be irrevocable and you have to have someone else as a trustee.   I don't want my parents in their 80s to deal with it and I'll probably outlive them and don't want my sister (who is on disability) doing it and if I have the bank as the trustee it will mean paying them 10% of my net worth for a fee each year
    My parents have that kind of trust (they are past the five year look back) and I'm their trustee and if they go to sell their house I have to sign off on the deed, they moved some investments around and I had to sign and when they sold the gas company an easement last year I had to sign on that.   I don't want anyone having to deal with my investments.
    And my lawyer made a great point when I did my estate work (and Suze Orman talked about it a few weeks ago) is that a private care nursing home is a lot better and since I have no kids to leave the money to, do I really want to spend my final years in a substandard medicaid nursing home . 
  13. Agree
    handiacefailure reacted to TonyDown in RED WHITE and ROYAL BLUE   
    I wish Stephen Fry had a bigger part.  The film would have been more balanced if the Royal side was developed.  Fry and Nicholas Galatzine had one scene together.  
    I like Galitzine.  I'd like to see him in more content.  He was great in Handsome Devil and Cinderella. 
    IMO RW&RB was like a Hallmark movie with a bigger budget.  That's OK.   3 of 5 stars.
     
  14. Like
    handiacefailure got a reaction from Rod Hagen in Vacant home insurance 411 please   
    When I moved into my current condo my old condo was on the market fort a while and State Farm insured it with no issues.  They just insured the structure with no contents.
  15. Like
    handiacefailure reacted to dbar123 in Do most escorts wear condoms?   
    I prefer condom use because I don’t want to be the unwitting victim of the next as yet unidentified infectious thing
  16. Like
    handiacefailure got a reaction from Brock O in Do most escorts wear condoms?   
    I refuse to bb with a provider or anyone for that matter.  Just takes one time   and its not just HIV   good friend of mine got anal warts and that wasnt fun
  17. Like
    handiacefailure got a reaction from + FrankR in Do most escorts wear condoms?   
    I refuse to bb with a provider or anyone for that matter.  Just takes one time   and its not just HIV   good friend of mine got anal warts and that wasnt fun
  18. Agree
    handiacefailure got a reaction from + augustus in Protecting Your Personal Finances From Fraud   
    I wire a couple times a month for our company and they have a series of questions you have to answer and one if anyone contact you on the internet or if you were promised funds if you execute the wire.
    The branch manager said he has had people answer yes and they encourage the people not to send the wire but a couple people have insisted
    If someone is offering you a lot of money and demanding you wire the fee, wouldn't common sense tell them they'd take the fee out of the settlement  
  19. Like
    handiacefailure got a reaction from + stevenkesslar in Marry my dead body on Netflix   
    Surprised Netflix didn't send me an email suggesting this.
    Watched it this afternoon.   Great movie.   Had a tearjerker ending
    Remdinded me of a gay asian version of the movie "Ghost"    Anybody who likes Ghost will prrobably like this.   
  20. Like
    handiacefailure got a reaction from urbanfetish in Any good Netflix watches?   
    Young Royals is really good.   Like a teenage gay romantic drama.
  21. Like
    handiacefailure got a reaction from + augustus in CD rates on the rise   
    One thing I like about big banks is that I travel a lot and it's easier to find their branches and ATMs and most big banks have an investment division.   I'm getting aroudn 4.5% on my money market at my bank which isn't the greatest return but at least if I want to make a stock purchase I can transfer it to my investment account right away and make the trade.  And an investment account factors into the composite balance for fee waivers.
    Suze Orman did a podcast yesterday on 30 year treasury bonds.   Thinking of doing dollar cost averaging into those like she suggested.   I've doing four 30 day t-bill ladders so I have on maturing each week   It's paying a little over five percent and I get the money in my bank account as soon as it matures and I live in a state with a high state tax and it's nice the interest is tax free
  22. Surprised
    handiacefailure got a reaction from Medin in Providers that screwed you over   
    Tony Vega.   He sent me a text ten minutes before our meeting time saying he was running behind.   Wasn't a big deal, just grabbed something to eat and met him a half hour after our schedule appointment.   Wanted paid up front and then a half hour into the scene said we needed to finish up because his business partner was scheduled to be there any minute   Refused to refund the other half hour and then had the balls to ask for a tip.   And the encounter wasn't that good anyway.
    Wasn't screwed financially but still feel screwed over by Micky Mackenzie.   We did a BDSM scene a long time when he was in my area back during the brief time period when he was trying to prodom (he's anything but now).    I was blindflolded during the scene and found out a few days later he video'd part of it.   A friend of mine called (who doesn't know I hire but knows I'm into bdsm) asking how my scene went with Micky and he didn't know he was in the area.   Asked how he knew and he said there was a video on his social media account of him whipping me.   While my face wasn't shown my voice wasn't masked out and he recongnized the voice.   And he ignored my text requesting to take it down and had the nerve to contact me when he was back up here a few months later.   Too bad becaue it was a hot encounter.   I wouldn't have even minded if he would hae asked my permission and masked my voice he should have had at least the coutesty to take it down when I asked him to (and I think I even told him it was ok to keep it up if he would send me the video clips and mask my voice out)
     
     
  23. Surprised
    handiacefailure got a reaction from Pd1_jap in Providers that screwed you over   
    Tony Vega.   He sent me a text ten minutes before our meeting time saying he was running behind.   Wasn't a big deal, just grabbed something to eat and met him a half hour after our schedule appointment.   Wanted paid up front and then a half hour into the scene said we needed to finish up because his business partner was scheduled to be there any minute   Refused to refund the other half hour and then had the balls to ask for a tip.   And the encounter wasn't that good anyway.
    Wasn't screwed financially but still feel screwed over by Micky Mackenzie.   We did a BDSM scene a long time when he was in my area back during the brief time period when he was trying to prodom (he's anything but now).    I was blindflolded during the scene and found out a few days later he video'd part of it.   A friend of mine called (who doesn't know I hire but knows I'm into bdsm) asking how my scene went with Micky and he didn't know he was in the area.   Asked how he knew and he said there was a video on his social media account of him whipping me.   While my face wasn't shown my voice wasn't masked out and he recongnized the voice.   And he ignored my text requesting to take it down and had the nerve to contact me when he was back up here a few months later.   Too bad becaue it was a hot encounter.   I wouldn't have even minded if he would hae asked my permission and masked my voice he should have had at least the coutesty to take it down when I asked him to (and I think I even told him it was ok to keep it up if he would send me the video clips and mask my voice out)
     
     
  24. Thanks
    handiacefailure got a reaction from thomas in Marry my dead body on Netflix   
    Surprised Netflix didn't send me an email suggesting this.
    Watched it this afternoon.   Great movie.   Had a tearjerker ending
    Remdinded me of a gay asian version of the movie "Ghost"    Anybody who likes Ghost will prrobably like this.   
  25. Like
    handiacefailure reacted to dutchal in Glamorous on Netflix   
    Any show in which you get to see Zane Phillips with at least some of his clothes off is likely to be worth it.
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