Amen to that. The only dental insurance worth having is if you can get it through an employer. Individual coverage through Delta Dental is next to useless. I get (sort of) dental coverage though Kaiser Medicare Advantage. I wanted to see if the medicare dentist was even an option so I made an appointment for a cleaning. It was nothing short of Dickensian - dumpy professional building in Daly City, waiting room filled with decrepit old people, the dentist did the cleaning and he was so rough and careless that I think the cleaning did my teeth more damage than going without it would have. Then he handed me a quote for the work that he thought I needed done - absurd - he said I needed 8 fillings. I haven't needed a filling in nearly 30 years, so knew he was scamming me. I high-tailed it back to my pricey dentist in the Castro with his designer office.