PhileasFogg

Oh, did I misunderstand? When you said "post the number of this individual online to warn other escorts about him" - did you mean a forum like this?

Got it. So I downloaded it and I'm playing around with it. I don't see anything that shows a log of information on people. I just see the number and the name associated with it. In fact, one number I tested just said "Personal Line" for the name. is there more to it that I'm missing?

I looked up “Mr Number” and I’m trying to figure out how this works in this situation

Honestly, I don't think ACA would be repealed. It's become part of the DNA of too many voters. I think it's more likely that the law will be modified to properly define the mandate requirement so that it turns into an actual risk pool rather than a government subsidy.

I'm curious - given that you've already established that it's more about body type than age - why would you find it disturbing? In addition - are we not forgetting that often younger guys are attracted to older guys?? Why can that not be mutual? To me, age is a number - and rest assured, my energy levels, flexibility, fitness, and interests have nothing to do with the fact that I'm retired (early retirement)

I like young men not young boys. I think you are entirely wrong in your characterization.

Then I’ve been very lucky in the brief time I’ve been exploring my sexuality with men

He’s definitely not a clock watcher

Yes they do exist. I had one visit for the weekend a couple of weeks ago and I have another one coming next weekend. The first one was terrible at communicating and seemed to triage responses to when they were absolutely necessary (driving me crazy because I'm a proactive planner). The one that's coming next week has been awesome. I have two regulars in my home town that I get along marvelously well with. At the core, true twinks are young, so they are Gen Z and Gen Z is terrible at communication and accepting regimented routines, so it's kinda what you sign up for to get young men. BUT, Gen Z is hyper focused on perceptions of disrespect and rudeness (and their standard are different than my boomer standards) So, my advice would be to evaluate if there's a different way that you can reach out to them. I've always gotten a response in my first communication politely starting with name, where I am, what I'm looking for, when I'm looking for it, and inviting them to ask any questions of me that they may have. FWIW, I'm noting that American guys are much more frustrating, but - just like trade workers from south of the border seem to be hard working and honest - I'm sensing the same with young escorts from south of the border; especially countries that have good education systems.

I had it in the 80’s and it was lasered off. My ex-wife and I were together for years, but at least one of us brought it into the marriage.

I’m with @SD_Exec…you often get what you pay for. Quality is not a commodity. Edited to add: but before laying out cash at the high end of the range, I’d expect impeccable reciews In the female escort business, $1,000 is on the low end of quality.

I’m 61 and retired several months ago. Under my employment contract, my employer continues to provide coverage for 18 months. I have roughly 12 months left in that. After that, I will need to bridge myself to Medicare. In some casual conversations, I’ve been advised that private coverage will run me about $1,500/mo. That’s not a problem. But, I’m also very healthy, active, and in good shape. So, combine $18k/yr, plus I’m guessing a deduction of a few more thousand, I wonder if I should: 1) self insure with an extremely high deductible/low premium plan so I essentially just have “catastrophic” coverage, 2) continue a blue cross plan similar to what I have now with the $1,500 monthly premium, $6,000 deductible, and 20% copay (100% coverage of preventative care), or 3) explore options through ACA (which I’m totally unfamiliar with) I’m hoping some of you have direct experience with this situation that you’re willing to share to help me lay out options proactively.

It means very little. It means more for banks who tend to borrow short (deposits) and lend long (loans) and a flat or inverted yield curve makes that tough. if they lower too fast and make inflation sizzle again, it will really hurt mortgage rates since they tend to track with 10Yr UST and it’s the longer rates that tend to reflect inflation expectations.

They are not enhanced. Some of them are a bit dated. Edited to add: I believe he has relatively current porn out there and I think he does that under the same name. Unfortunately, I don’t follow porn and can’t offer more detail

He’s a good guy. He travels a lot. Very interested in pleasing and leaving a good impression. His pictures are a bit dated but still generally representative.

Out of curiosity, is he much younger than you?

I am very familiar with reloading debit cards as a method of paying employees. I am not familiar with situations where there would be any ongoing fees different from an ordinary debit card. In fact, I think it’s much cheaper than maintaining a low balance checking account and prevents accidental overdraft fees.

If you enjoy that, awesome. I set mine to a minimum threshold so it’s a backstop to my card being compromised (which has only happened once in 20 yrs).

I’ve not used cash for decades. In the pandemic, I stock piled about $4,000 cash in my safe and didn’t visit an ATM for nearly 4 years. there is one more recent evolution of cashless society I like. Now when I park my car at en event, they read my license plate and charge based on my exit time. No more cramming quarters and dollar bills in that little slot on the kiosk.

I know I'm late to this discussion, but I think an interjection of context might matter. "Falling for" is a broad term. Context might be appropriate based on Sternberg's Triangular Theory: I suspect that "falling for" in this context starts with infatuation and might evolve to "liking" but rarely evolves to "commitment?"

For personal products, I've used flexible (I think silcone) bottles that are cheap on Amazon or at the drug store. That way, I can still buy personal products in bulk and dispense them into smaller useful containers. I did that recently on a trip with both coconut and almond oils. (I prefer "natural" )

With all the rave reviews, I just arranged for him to visit me at my home next month. Had a brief FaceTime and that, combined with the comments here, give me comfort and high expectations.

It would be a nice feature.

Yeah…but then, with interest rates where they are, why borrow? I just need to earn 6% and spend 4% to double my estate to my grandkids in 30 yrs. If rates are over 6, I wouldn’t borrow. If they were close, I wouldn’t borrow. If they were really low, I might. Plus, borrowing gives the illusion of “affording” more…plus, I would never give some car dealer insight into my wealth. I just find it odd that my recurring income goes to zero and my score hits the max six months later.

As in “petroleum jelly?” I”m allergic to petroleum based products and I’m can’t imagine that’s good for a bottom to receive?