RM credit card payment

[MichaelV]

Last week I paid for an annual subscription on my Rentmen account.  Three days later, there were numerous fraudulent charges made to that credit card in Miami, FL.  Apparently my card was used to pay for a Carnival cruise, shore excursions, items in the carnival gift shop.  I contacted my CC company and disputed the charges and they are reviewing.  They specifically asked me if the "RM Media" charge was mine and I said it was - the representative said that it is possible that is where my card was breached since it was an international company.  I know in this day and age there is no way to know where the card was compromised, but it seemed like an odd coincidence.  Just wondering if anyone else had any experiences with the card being compromised after paying the RM subscription.  Thanks!

[+ DynamicUno]

I haven't had any negative experience with RM.  Personally, I'd be more suspicious of any restaurants you might have been to recently where they take your card from the table, since they have the opportunity to skimthe magstrip and CCV, and the data is sold to criminal rings that distribute the lists.  I wish the practice of bringing the CC payment terminals to the table would catch on in the US.

Also card skimmers on gas pumps, ATMs, and other automated devices have been found, sometimes with cameras to capture the PIN numbers as well.  

[+ ButchAtl]

I've charged my RM subscription several time in past years and never experienced a problem.

[Luv2play]

I don't think RM is the problem. Like others they use my CC for payments (in my case monthly) Being doing so for years.

My card has a chip. It offers greater security than the old type magnetic strips. Also here in Canada they always bring the terminal to the table so you never give up control of your card. 

I was amazed the last time I ate at a restaurant in NYC they wanted to take my card to the bar. I refused and paid cash instead.

 

Edited December 5, 2022 by Luv2play

[NJF]

It is just very hard to pinpoint where the security breach may happen. I have not used my debit card for more than 18 months and somehow it was breached. A string of small charges occurred at Microsoft store around 3 am, and triggered the alert system at my bank. It is still the greatest mystery since I only use the debit card to withdraw cash from the bank-owned ATM. 

[Luv2play]

Your story is perplexing. A debit card you haven't used for 18 months but you only use it for cash withdrawals. You must go for a long time without any cash. 

The op was talking about the use of credit cards, not debit cards. 

[NJF]

4 hours ago, Luv2play said:

Your story is perplexing. A debit card you haven't used for 18 months but you only use it for cash withdrawals. You must go for a long time without any cash. 

The op was talking about the use of credit cards, not debit cards. 

I stuck with contactless payments after Covid started for a long time. 

[pubic_assistance]

AMEX is great when it comes to security breaches. They have programs that identify your spending habits and immediately contact you when something seems out of character.

[rvwnsd]

3 minutes ago, pubic_assistance said:

AMEX is great when it comes to security breaches. They have programs that identify your spending habits and immediately contact you when something seems out of character.

They pioneered that practive a couple of decades ago. Since then, other issuers have followed suit.

12 hours ago, MichaelV said:

Last week I paid for an annual subscription on my Rentmen account.  Three days later, there were numerous fraudulent charges made to that credit card in Miami, FL.  Apparently my card was used to pay for a Carnival cruise, shore excursions, items in the carnival gift shop.  I contacted my CC company and disputed the charges and they are reviewing.  They specifically asked me if the "RM Media" charge was mine and I said it was - the representative said that it is possible that is where my card was breached since it was an international company.  I know in this day and age there is no way to know where the card was compromised, but it seemed like an odd coincidence.  Just wondering if anyone else had any experiences with the card being compromised after paying the RM subscription.  Thanks!

I doubt RM is the culprit. Like others, I've used credit cards there with absolutely no issues. If someone made a bunch of charges that originated in Miami, including one in the cruise ship gift shop, a card was present. The probability that your Rentmen charge was the source of information used to make a facsimile of your card and that facsimile being used in Miami three days later is very, very slim.

[pubic_assistance]

18 minutes ago, rvwnsd said:

They pioneered that practive a couple of decades ago. Since then, other issuers have followed suit.

Correct.

My point being that compared to other cards my AMEX account is better at it.

I've had things slip through on both my business and personal Visa and Mastercard accounts. Same for my wife

We have never had any problems with our AMEX accounts that weren't picked up first by AMEX itself .

[+ azdr0710]

I blame Florida.....(sarcasm)

[+ Pensant]

I still don’t understand why the US is 30 years behind the rest of the world when it comes to restaurant and bar credit card transactions.

[+ LIguy]

I now keep my credit cards in one of those wallets that block skimmers. A few years ago I went to Walgreens and only had my discover card in wallet. I had never used it and several days later charges started appearing on my card for various stores including Apple. Of course I disputed the charges and was not held liable.

Edited December 6, 2022 by LIguy

[MichaelV]

Appreciate all the responses and insights here.  I think I am definitely going to be more careful at bars/restaurants and get one of those wallets that block skimmers.  I spent time in FL a few months ago and now I wonder if that is when they got the information either at a restaurant or skimmed.  I really hope whoever used the card is having a horrible time on their cruise. 😁  Thanks guys!

[+ DynamicUno]

12 hours ago, azdr0710 said:

I blame Florida.....(sarcasm)

This guy looks like Shaggy if he thought his dog was talking to him and started calling himself "Son of Scoob"...

[+ Pensant]

23 hours ago, LIguy said:

I now keep my credit cards in one of those wallets that block skimmers. A few years ago I went to Walgreens and only had my discover card in wallet. I had never used it and several days later charges started appearing on my card for various stores including Apple. Of course I disputed the charges and was not held liable.

I bought a slim Tumi wallet years ago with the anti-skimmer feature.