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Posts posted by Kevin Slater
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I didn't, while there, but a few friend have reported this.
Kevin Slater
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17 minutes ago, BuffaloKyle said:
So for the i bond that I bought in May I'm earning 6.49% or 6.89%? I went on the site to view my bond and the interest rate says N/A probably because it didn't update yet the new rate. I'll definitely buy another $10k come January then.
6.49. Those bought starting now will get the .4% bump.
Kevin Slater
- + augustus and BuffaloKyle
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They just announced the new rate: 6.89%, which includes a fixed rate of .4%. That .4% gets added onto whatever the inflation rate is for the life of the bond. The previous fixed rate was 0%.
Kevin Slater
- + keroscenefire, BonVivant and Mercury
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6 minutes ago, Mercury said:
Thanks, I just looked and all it says is current value $10,000.
It'll say that for a while. (They don't give you the accumulated interest for the first six months or something.) But drill deeper (by clicking every button and link you can) and you'll get to the interest rate.
Maybe PM me so we can take this offline.
Kevin Slater
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8 hours ago, Mercury said:
Does anyone with a Treasury Direct account know when interest posts? I’m curious to know if I made the cutoff for 9.62% rate. I see they got my $10,000 but I didn’t get any confirmation email except that I had successfully created an account. I only realized that my purchase went thru by looking at my bank statement with the $10k deduction.
Log into your account > Current holdings / savings bonds > select Series I Savings Bond. You'll see the interest rate there.
If your transaction hasn't preprocessed yet, you'll surely hit a snag along one of those steps. If it says interest rate not available, it probably means you're getting the new yet-to-be-announced rate (likely ~6.47%).
Kevin Slater
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5 hours ago, nycman said:
Also apply the “24 hour rule”. Whenever you want to rant online,
write your response and save the file without posting it.
In the morning, show it to your two best friends. Then delete it.This should be pinned to the top of a couple of our forums.
Kevin Slater
- mike carey, SoFlGuy, TorontoDrew and 1 other
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28 minutes ago, BnaC said:
This may belong in the finance forum where there’s a long thread going on the virtue of crypto.
Doesn't seem to be about investing.
Kevin Slater
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Again, I'd created a new thread about opining on the appearance of providers. Let's keep this thread to specific discussion of the escort at hand.
Kevin Slater (qua moderator)
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Check out One Medical. My particular practitioner has left, so I don't have a specific recommendation therein, but the whole place is gay friendly and any rep can refer you to a good gay doc.
Kevin Slater
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Although at this point it's not clear that even if you got the account created whether the transaction would go through in time, which is why we earlier counseled earlier folk not to wait til the last minute. I suspect the issues will abate one the new rate, which also doesn't suck, kicks in.
Kevin Slater
- + keroscenefire, + augustus and Mercury
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Bloomberg News is reporting long delays at the Treasury Department's TreasuryDirect website. A notice on the site reads... "We are currently experiencing unprecedented requests for new accounts and purchases of I Bonds. Due to these volumes, we cannot guarantee customers will be able to complete a purchase by the October 28th deadline for the current rate."
The 9.62%rate is expected to drop to 6.47% on November 1st. Those who buy by October 28th will lock in the old rate for six months.
Kevin Slater
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This whole thing about the medallion is only if you forget your login credentials, I think. In any case, you can certainly use funds from either your credit union of Schwab to purchase Ibonds.
Kevin Slater
- + keroscenefire and Mercury
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Also a reminder that self-employed folk (including escorts) can contribute to a solo 401(k), meaning that you delay paying income tax on those earnings. We can contribute to IRAs as well.
Kevin Slater
- + Vegas_Millennial and GTMike
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One upside of inflation, per the IRS:
In 2023, employees can contribute up to $22,500 a year, up from $20,500, to 401(k), 403(b) and other tax-advantaged employer savings plans. The limit on what are called catch-up contributions, for people 50 and older, also rose, to $7,500 from $6,500. That means workers 50 and older can contribute a maximum of $30,000 to those plans next year.
The maximum contributions to individual retirement accounts will rise by $500, to $6,500. (The IRA catch‑up contribution limit for individuals aged 50 and over is not subject to an annual cost‑of‑living adjustment and remains $1,000.) The income ranges for determining eligibility to make deductible contributions to traditional IRAs and to contribute to Roth IRAs also increase in 2023.
Kevin Slater
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2 hours ago, Chads said:
I bonds are paying 9.62% if you buy them before October 31st. $10,000.00 max per calendar year unless you buy another $5k through your tax return. Must buy online for the $10k through treasurydirect.gov
You can cash in after 12 months and forfeit 3 months interst or no penalties after 5yrs, good for 30 years and tax deferred until you cash them in.
Don't wait til the last minute; allow time for processing, and the 29th & 30th are weekends.
Kevin Slater
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Let's keep this topic to investing and finances.
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2 hours ago, pubic_assistance said:
"Clearly" always requires reading. So time consuming, you know !! 😆
Like the dozens of messages I get on Grindr every week from men over 50 when my profile "clearly" states that I am only interested in under 30.
Yup. And again, I’m sorry ‘bout those.
Kevin Slater
- TorontoDrew, + nycman, ketut and 2 others
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1 hour ago, SantiNYC said:
He doesn’t respond to messages. Oh well.
His ad clearly states he's currently in Spain, so there's that.
Kevin Slater
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I highly recommend Reservation Dogs on Hulu. Heartfelt dramedy of native american teens. Great writing and acting across the board.
Kevin Slater
- + azdr0710 and thomas
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1 hour ago, Rod Hagen said:
It's funny/awful now because we are scrutinizing each other's bodies as if we're back to the KS days!
Why drag me into this?
Kevin Slater
- + azdr0710, + BenjaminNicholas, + nycman and 1 other
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1 hour ago, InterestingGuy said:
It’s been many years since I originally joined this site - and quite frankly, I don’t remember which email address I provided when I joined.
How do I find out which email address you have for me?
I sent you a PM with that. You can also simply look at your profile where it's listed.
Kevin Slater
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