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Everything posted by SirBillybob
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Travel Medical Insurance, Covid context
+ SirBillybob replied to + SirBillybob's topic in The Travel Desk
Found a version of the article ... https://news.paxeditions.com/news/other/two-canadian-insurers-are-now-offering-out-country-coverage-covid-19 -
Travel Medical Insurance, Covid context
+ SirBillybob replied to + SirBillybob's topic in The Travel Desk
Toronto’s Globe and Mail had a piece a week ago indicating Canadian Blue Cross and Medipac in Canada have coverage options now. But I cannot access the article. -
Mine occasionally gets put into storage, but rarely in the past had it been more than the several months up to now. I would prefer it to be arrested and thrown into the hole.
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Globe and Mail posted an article on it 6 days ago. I do not get free access. But from the first sentence it appears CDN Blue Cross and Medipac are opening up to coverage. I once used Medipac because my Allianz coverage is only valid for 30-day trips.
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I entered a thread on it mid-April under the Traveling Members section.
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Travel Medical Insurance, Covid context
+ SirBillybob replied to + SirBillybob's topic in The Travel Desk
It is also important to check both trip disruption costs and medical expenses in the foreign nation in which you may be ill. They are two different aspects of a policy. -
Most do not. You need to check. Mine is Global Allianz (my BMO MasterCard) and it quickly disqualified CoV coverage in March, unless you were mid-trip, because it became widespread enough to be a known risk entity.
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They have been open for 4wks&4days.
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A few countries including Thailand and French Polynesia now require proof of medical insurance that includes coronavirus, so wise to check this if and when Tahiti plans materialize.
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Initial antibody prevalence results suggest about 75% of Canadians CoV+ up to the point just following the Spring infection peak were undetected, leading to a 4-fold correction the likely appropriate metric. Some areas in the world are reporting closer to 90% and a 10-fold correction. However, the Quebec results are not yet included, will be soon, and may drive up the figure because it was the hardest hit province. The results so far, excluding Quebec, suggest a mortality rate closer to about 1 in 50 cases ( where 50 includes under-the-radar cases).
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I am not sure whether you refer to better/worse deaths per capita or number of cases per capita. California ranks 28th and 24th, respectively for USA. The USA cases:deaths ratio is 28:1 and California is 52:1 due to extreme variability in this metric to date, comparing all states. This variability among states is no less pronounced than national comparisons. To confound matters, several states peaked and dropped and held in case incidence trajectory, many states started to climb later and continue to do so while not yet peaking, and yet another group rather gradually climbed from early on and have not peaked. Finally, about 20% are demonstrating a 2nd peak within the first wave; they were evidently getting control then weren’t: CO, HI, IN, IA, LA, MD, MN, ND, OH, VA.
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Clapping/applause emoji is “appreciative thanks”, correct? Discouraging but not surprising that re-opening experiments do not seem to be succeeding anywhere. It is a respiratory pandemic and we all suck back the same air. Spain itself is now 55% above the EU threshold that had been set for non-EU red zone nations.
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Quebec just reached a 7-day average, on an upswing, equal to June 22nd when new case rates were decreasing. The July 1st lifting of many bans had been based on that earlier downward trend. Quebec’s latest mortality figure is also a whopping 5% relative to case count, and we know that metric tends to lag anyway. More accurate national data about truer infection rates, based on antibody serology, will be released imminently. It is about 8-fold in British Columbia. I believe Spain about 5-fold, New York State about 12-fold, and Brazil 5-fold but enormous regional variability there. Brazil’s regional variability, multiples of 1 to 8, corroborates the idea that true prevalence is difficult to pin down both globally and nationally, with some of the variability an artefact of surveillance methodology.
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There is already growing pressure to close the bars, due to concern that an increase in infections attributable to drinking establishments along with transmission cascade effect will scupper plans to open schools in 6-7 weeks. Society is more collapsible if parents have to further supervise their kids than if a smaller proportion of people are denied pub life.
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Ah, OK. Actually the hours are 24/7, without a period allowed for general traffic, as always. The one vehicle on the video is a police cruiser; getting up closer you can see the label and navy side strip, in front of A&W near Stock. There are actually 3 points of apparently un-breachable boxes. I assume they can be shifted or at least that emergency vehicles have a workaround solution by parallel laneways that do not require a diversion to the main streets parallel to and bookending Ste-Catherine north and south of her.
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The recent long lineups, several hours wait-time, for testing of Montreal bar-goers out drinking at least once since July 1st is already yielding a 3% rate of new infection. So far, 14 bars are implicated but few are named and it is not known or published whether any are situated in The Village. The push is to get tested irrespective of where one was socializing in such a venue. Imagine ... going out for a few drinks and having a 1/30 chance of contracting SARS-CoV-2 and often not aware of subsequently shedding it. Yet the official daily new case count the last week of June was less than 1/100,000 !!
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A true death or mortality rate is per 100, as no additional calculation is required to obtain a standard percentage, if you are comfortable with some percentages being sub-one fractions. Otherwise, it is essentially ‘dealer’s choice’ and the denominator’s number of zeros is usually chosen to allow the best depiction on a graph or other measurement system where different subgroups are often compared. It is just common sense to adjust the metrics on each axis to enable easier reading and limit the merging of several graph lines. The usual best single denominator will hinge on the range of possible numerator values that are also the easiest to read, usually at least 1.0, and generally easiest to calculate a meaningful percentage.
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Oklahoma! ... where the June bugs zoom.
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I don’t think that reflects anybody’s deficiency in particular. As you suggest, it is mostly flying blind, no horseshoe bat analogy intended for insight or for batshit crazy mayhem. Best case scenario guidance (essentially, underestimation and dismissiveness) failed miserably and worst case scenario response early on may have beat this thing, nipping it in the bud. Not surprising, then, that worse case scenario is now the predominant compass. Ambiguity sucks ... blood (there I go again). Sure, no disease precursor offers the best comparator, but even within the relative scientific ignorance of 90 years ago common sense strategies made a big difference when and where applied. I wonder what analogy was possibly invoked then, if any. Perhaps European plagues, various pox and fever history. But contemporaneous major war at the time ... my gosh. I think that people generally expect more from governance these days and are more reactive to loss of control and autonomy.
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I don’t listen to Cuomo but I think he means that the prevalence will increase in a subsequent “wave”. I do not think he literally means it is coming back (present tense). Perhaps it is a poor choice of words and grammar tense. Essentially, it is not disputed that one must brace for a return of the virus, with an equal or greater attack rate. It is not a metric. It is history repeats itself. The daily NY incidence rate has held steadily higher than the rate that predated the Spring calamity. Think about it. It is at a level that, if introduced to the population for the first time in July, would likely escalate along the same devastating pattern already seen. The Spanish flu’s second surge in Fall 1918 far surpassed the initial wave of late Spring 1918. The cyclical theory of pandemics is somewhat murky, with each pathogen behaving in its own unique way and subject to a large host of variables, but I don’t think it is irresponsible to frame the warning with emphasis.
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All the cross streets are mainly residential (not commercial) and need to accommodate vehicle traffic and parking, and vehicles can and need to cross thru St-C at all intersection points. Service vehicles and delivery people with permits can enter the main drag. How would an ambulance or fire truck access an emergency otherwise? The street is not barricaded. All the vertical pylons are flexible and can give way to a vehicle if necessary.
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I think I have a bit of an advantage because among my graduate degrees is a Master’s in Medical Science Research Methods, my thesis and much of subsequent ongoing research in the realm of Infectious Diseases, in fact. I also worked in a SARS hotspot in 2003. It is certainly frustrating to witness lack of understanding as well as lackadaisical attitude in relation to this disease. I get CNN up here but I cannot tune in to what is pretty much a train wreck. We have had some derailments but now better on track, for now.
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