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spider

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Posts posted by spider

  1. I've asked similar questions and to a person they have an exit strategy. Some are mundane like being a realtor or some type of sales (hey, selling yourself as a RM is good training I'd think, many are in some sort of IT, web designer, etc. I've lost track of one who I think has made the leap who was in sort of corporate position that involved scheduling meets around zoom calls. They had a plan, were socking away the money and generally realized the someday they'd age out of the business.

  2. 23 hours ago, Kevin Slater said:

    Sounds like the mortgage has been around for a while, and I'm guessing at a pretty favorable rate compared to today's climate.  If so, perhaps don't rush to pay it off?  Those dollars may be better invested elsewhere, while being subsidized by preferential mortgage interest.  (OTOH, I do understand the temptation to be free & clear.)

    Kevin Slater

    Spot on. I go back and forth between wanting to get that monkey off my back and thinking that it would be better to keep the cash in the accounts.

  3. This is much on my mind recently. I'm way closer to retirement that it seems possible - time flies! We will have two good pensions and more money stashed away for retirement, Insurance will continue although at a somewhat higher rate. House is getting close to being paid off but there will be a residue left on the mortgage, small enough that we could dip into savings and pay it off.

    We have nice buy not extravagant city living.

    The one thing we really plan to do is to get anything medical related that we know of done - eye care, dental, etc.

    But, still we worry about running out of money. The latest stock downturn is worrisome. We don't want to stop traveling since that's what retirement is all about!

  4. I'm not big on fast food, but in a pinch, like when driving on the interstate and I'm limited to off-ramp fare my go to is the Wendy's spicy chicken sandwich with fries.

    I don't make many stands, but I don't care how good it in Chick-fil-a will never get a penny of my money. Every little bit helps the cause.

    McDonald's just sucks.

    I've never found a decent fast food sub. Either there aren't any fillings to speak of, or the bread can be very bad. Jimmy John's stores have a funny smell.

  5. I've never been formally diagnosed, but what I experience are the classic symptoms - searing pain in the middle of my heel, very difficult to walk. What has worked for me is:

    as often as you can, with legs straight point your toes toward your nose and pull until it begins to hurt, repeat several times.

    change up your shoes, I haven't found it especially matters how, but grab a different pair out of the closet. Switch them out frequently.

    I do this when I begin to think "I feel at attack coming on" and I can usually stave it off this way.

     

     

  6. 8 hours ago, RealAvalon said:

    The friends of mine who work at COSTCO find the it's a good employer.  (Can I refer to COSTCO as "it" when corporations are people?)  

    News today is that prices at the Costco cafe are rising. The iconic dog plus soda is staying the same. 

  7. I've found that my grocery shopping has changed. I used to make a list and then go to the store and buy exactly that. Down to the brands I customarily buy.

    Now prices are, of course, way up, but my local has specials all over the place, sometimes it seems like there are more yellow sale signs that regular ones. I find myself coming with a short list of "must haves" that I pick up and then I browse the aisles looking for good deals and there are a lot. Sometimes 2 for 1, sometimes the regular price has gone up but a special brings the price below what the old one was. I check out the "dump bin", and find some amazing things, Progresso soup for $.39 (not all kinds, but I'll eat almost any soup). Sometimes name brands that are normally prices at 2x with store brand will be on sale for less that the store brand. Meat that is perfectly fine in a special bin for a great price. A pound of hamburger might he high prices, but the same weight in formed patties might be in the special bin for a fraction of the price. They place veggies that you need to use like that day in the same spot as normal ones, but with reduction stickers. All over the place, but by hunting around I'm not sure my bills are much higher than in the past.

  8. According to the news last night the rate is also beginning to drop around Chicago. We'll see if it holds, but many people I know had the light version in the past months, and we  good percentage vaccinated or with recent recovery from infection, it may turn out that with requirements turning into recommendations may have worked.  I also know a number of people who got the pill with a certain number of days and described it as a "miracle."

  9. Glowing letters to the management and a big basket of treats for them to share. I don't think it needs to be healthy, everyone has a little junk food monster inside them. Just make sure the treats are wrapped.

  10. These pop up as facebook ads a lot.  $188 seems like a lot of money for a few cents worth of plastic, I do love the throught of a few cents per use - they wear out! 

    I guess trying one couldn't hurt as long as you pay attention and take it off if needed, but $188 for something I'm guessing is a toy one might use a few times seems a bit pricey.

    Lot's of good information here - sounds like use is fairly safe:

    https://www.healthline.com/health/erectile-dysfunction/giddy-review#safety

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