Beancounter

I’m speechless.   

I’m speechless.   

And we’re done… I’m half tempted to pass out warning points, but it’s Sunday and I’m trying to keep my blood pressure down. I’m going out for Bloody Marys and then to Johnson’s to look at something else. 

Y’all behave. 

That makes sense.  For example, when one of these companies settles a contact dispute with its union for higher employee pay with retroactive back-pay, it doesn't reach out to its recent customers and demand they pay a higher price retroactively after purchase.  Likewise, customers shouldn't expect rebate checks on items already purchased when the company's costs go down after the product was purchased.
How this relates to personal finance and investing:  I am not sure.  Unless the point is too learn that taxes generally hurt the little guy they are trying to protect... So learn to invest in a way that minimizes taxes and financially support free-market capitalism with less government intervention, regardless of whom one supports politically.

Dont believe what you see on social media.  Most escorts barely get by - there is a reason why 90% of them have roommates.  They may get 20 inquiries but will be lucky to get 1 booking a day. They frequently go through dry spells.  They dont make the money you seem to think they do.  Onlyfans only pay off if you are in the top 1% which is hard to do in a saturated market. 

Mark, you have inadvertently spoken for a number of us who have been here for years...

Andrew Justice was the quintessential man for me.  

Andrew Justice was the quintessential man for me.  

Love! Valor! Compassion! A personal favorite movie of mine.

Does "Sordid Lives" by Del Shores count as a gay movie?

Andrew Justice was the quintessential man for me.  

I’m speechless.   

I’m speechless.   

I’m speechless.   

For those long-time Forum members who remember Epigonos (a well-respected member here before his passing), he highly recommended Dallas Steele. 

For those long-time Forum members who remember Epigonos (a well-respected member here before his passing), he highly recommended Dallas Steele. 

Just sharing in case it's helpful to anyone... I messaged RM support on March 1 about the payment options, and this is what they replied to me:
 

If you are currently at an age where you’re taking RMDs from your IRA you might want to consider a Qualified Charitable Distribution.  There is an upper limit to the amount you can give as a QCD ($108,000, I think) and the stock must be transferred directly from your IRA to the charity.  Using a QCD allows you to meet your RMD and is not taxable as income to you.  Make sure the organization is a registered charity and that it can accept stock as a contribution.  Many small non-profits and charities don’t have a brokerage account to accept stock transactions.   

I’m amused at how easily people are angered and riled up over Dollar Tree’s proposed 25% base point price increase.  I’m the first to admit I shop there routinely for specific items.  Examples of what I call bargains include:
1.  Greeting cards.   Many times they’re 2 for a dollar.  Why pay $4-5 for a Hallmark card?  People remember the personalized note I write in the card and then usually toss the card. 
2.  Gift bags.  Another inexpensive item.  The gift I put in the bag is where I spend my money, not the gift wrapping vessel.
3.  Special occasion balloons.  Admittedly, I’ve only purchased one in the past year.
4.  Foil roasting pans. $4.00 at Kroger. $1.00 at Dollar Tree. 
5.  Seasonal decorations. 
As an accountant I look behind the numbers.   On the surface a 25% increase sounds outrageous.  When viewed as 25 cents it doesn’t seem so bad.  Conversely, a 25% increase on a $100,000 item is something to take notice of.  
At the end of the day I’d tell you that Dollar Tree sells a lot of junk.  They also sell some one-use items that are truly bargains. If someone is shopping exclusively at Dollar Tree then they probably have a very difficult life and perhaps a quarter won’t severely impact their life.  I would assume their life is already extremely difficult.  

There are many clients in my corner. They detest the over perfumed glamped up provider. Won’t touch them, much less have them touch them. Just the overpowering smell of cologne is enough to turn them off. And licking deodorant from a hairy pit is dreadful. The chemicals are enough to turn a stomach. Give me nice clean natural smelling skin. Even sweaty is alright in some circumstances.

If you are currently at an age where you’re taking RMDs from your IRA you might want to consider a Qualified Charitable Distribution.  There is an upper limit to the amount you can give as a QCD ($108,000, I think) and the stock must be transferred directly from your IRA to the charity.  Using a QCD allows you to meet your RMD and is not taxable as income to you.  Make sure the organization is a registered charity and that it can accept stock as a contribution.  Many small non-profits and charities don’t have a brokerage account to accept stock transactions.   

If you are currently at an age where you’re taking RMDs from your IRA you might want to consider a Qualified Charitable Distribution.  There is an upper limit to the amount you can give as a QCD ($108,000, I think) and the stock must be transferred directly from your IRA to the charity.  Using a QCD allows you to meet your RMD and is not taxable as income to you.  Make sure the organization is a registered charity and that it can accept stock as a contribution.  Many small non-profits and charities don’t have a brokerage account to accept stock transactions.   

If you are currently at an age where you’re taking RMDs from your IRA you might want to consider a Qualified Charitable Distribution.  There is an upper limit to the amount you can give as a QCD ($108,000, I think) and the stock must be transferred directly from your IRA to the charity.  Using a QCD allows you to meet your RMD and is not taxable as income to you.  Make sure the organization is a registered charity and that it can accept stock as a contribution.  Many small non-profits and charities don’t have a brokerage account to accept stock transactions.   

Yes, I have donated mutual funds directly to my church.  These were mutual funds I owned for several years.  I was able to deduct the full amount amount of my contribution (I itemized deductions), and never had to report capital gains.  The church had it set up so that I would transfer the funds directly to the church, and then the church would cash them out.

If you are currently at an age where you’re taking RMDs from your IRA you might want to consider a Qualified Charitable Distribution.  There is an upper limit to the amount you can give as a QCD ($108,000, I think) and the stock must be transferred directly from your IRA to the charity.  Using a QCD allows you to meet your RMD and is not taxable as income to you.  Make sure the organization is a registered charity and that it can accept stock as a contribution.  Many small non-profits and charities don’t have a brokerage account to accept stock transactions.