Cooper

Administrator’s Reminder Gentlemen, The 1st rule in our Guidelines is called Civility. Read it and follow it. Now, return to the topic and stop criticizing our members who also happen to be providers. Civility: Conduct yourself in a way that respects this site and all who come here. Hate speech/hateful speech, name-calling/labelling, inciting or engaging in arguments, publicly shaming, and attacking other members, groups of members, or people who are the topic of discussion is prohibited. Remember: you may criticize a person's opinion but don't attack the person. Failure to follow this warning will result in being banned from the site. A few messages have already been deleted.

Administrator’s Reminder Gentlemen, The moderators are receiving reports on this thread re: politics. As you know, we are a no politics site. Please follow our Guidelines. 🙏 Messages that violate our rules will be deleted. Also, please do not quote them if you already know it’s a violation.

Administrator’s Reminder Our Gallery Guidelines say “no assholes”. Images that violate this Guideline will be deleted. Suggestion: these images can be posted as a link.

Administrator’s Message Moderators do not like to lock threads that’s why we post warnings to address an issue and attempt to get the thread back on track. However, when a member deliberately ignores that warning more action is taken.

Administrator’s Message Gentlemen, This is a polite reminder. The 1st Guideline on this site is called “CIVILITY”. Stick to the topic and stop attacking other members. Civility: Conduct yourself in a way that respects this site and all who come here. Hate speech/hateful speech, name-calling/labelling, inciting or engaging in arguments, publicly shaming, and attacking other members, groups of members, or people who are the topic of discussion is prohibited. Remember: attack the issue not the person.

Administrator’s Message Gentlemen, You know our Guidelines, No Personal Information. Do not Google someone’s phone number and post its contents.

Administrator’s Reminder Gentlemen, You know our policy, no politics.

Administrator’s Reminder Gentlemen, You know our Guidelines… Please! 🙏 Keep politics out of this discussion. I had to delete a reply for violating our rules.

Administrator’s Reminder Gentlemen, This will be my only reminder. The topic is “Persian Muscle NYC”. If you have any experience with him, please share. If not, move on. 🙏

CD interest rates are slightly higher. Q. Will they continue to rise or is this a good time to lock in the rate? These are today’s best rates at Citibank. 1-Year APY 3.75% to 4.00% Apply Now 7-Month APY 3.50% Apply Now

The moderators are receiving several reports regarding Guideline violations. Please keep these rules in mind when sharing images. Remember, you can always post these images as a link. 🙏 Gallery Rules - No Erections! - No Assholes! - No Penetration! - No Masturbation! - No Simulated Sex! - No Pedophilia! - No Necrophilia! - No Bestiality! - No Xylophilia!

When replying to a member, please keep the following Guideline in mind. Civility: Conduct yourself in a way that respects this site and all who come here. Hate speech/hateful speech, name-calling/labelling, inciting or engaging in arguments, publicly shaming, and attacking other members, groups of members, or people who are the topic of discussion is prohibited. Remember: you may criticize a person's opinion but don't attack the person.

Administrator’s Note His RM ad does not show a face picture. Q. Where were those pictures taken from? Was it a membership site or are they available from a public site? In the meantime, his face shots are hidden.

Administrator’s Reminder Gentlemen, The topic is, “Stock in Montreal for sale”. Please keep replies related to the topic. If you’d like to discuss another subject, you can start a new thread. All off topic replies will be deleted.

Administrator’s Reminder: Gentlemen, The moderators have received reports on this thread. A few messages have been removed for violating our Guidelines. Please keep in mind our rule on Civility when replying to other members. 🙏 Civility: Conduct yourself in a way that respects this site and all who come here. Hate speech/hateful speech, name-calling/labelling, inciting or engaging in arguments, publicly shaming, and attacking other members, groups of members, or people who are the topic of discussion is prohibited. Remember: you may criticize a person's opinion but don't attack the person.

Administrator’s Reminder Gentlemen, Let’s use some common sense when posting images. If the model looks like he’s a young boy with his pubes shaved maybe it’s a good idea not to share it on this site. Thanks! 🙏 From our Guidelines: Child endangerment: Discussions about encounters with minors, posting pornography depicting a minor or purported minor, and discussions seeking child pornography, child trafficking, and pedophilia are not allowed.

Administrator’s reminder We are an English only site. Messages in other languages will be removed.

Administrator’s Reminder Gentlemen, Let’s avoid any discussion regarding children and sex. 🙏

Administrator’s Reminder Gentlemen, Let’s return to the subject of this thread and stop the personal attacks. Failure to follow this warning is a violation of our Guidelines. Remember: Rule #1 Civility: Conduct yourself in a way that respects this site and all who come here. Hate speech/hateful speech, name-calling/labelling, inciting or engaging in arguments, publicly shaming, and attacking other members, groups of members, or people who are the topic of discussion is prohibited. Remember: you may criticize a person's opinion but don't attack the person.

My accountant sent this info to consider. The first major advantage is that you completely avoid paying capital gains tax because you are donating the stock itself rather than selling it, so the gain is never realized. A second benefit is that you still receive a charitable deduction based on the full fair market value of the stock, not what you originally paid, which creates a powerful double effect of avoiding tax while also reducing taxable income. A third advantage is that if you use a donor-advised fund, you can take the tax deduction in the current year while deciding which charities to support over time, giving you flexibility in how and when you give. On the downside, the most important drawback is that once you donate the stock, the money is permanently gone and no longer part of your financial assets, which removes any future flexibility. Another issue is that you may be giving up a potentially better tax outcome for your heirs, since holding the stock until death would allow them to receive a step-up in basis and avoid capital gains tax anyway. The final drawback is that this strategy does not improve your cash flow at all, since it reduces taxes but does not generate any actual liquidity, which can be a problem if you still need access to cash for expenses or obligations.

@BSR, How much does your stockbroker recommend you keep in cash? Mine suggested 30%. And, yes, interest on CD’s has always been taxable.

On Tuesdays Citibank announces its latest CD rates. Right now the 10 month offers the highest rate. 10-Month APY 3.50% to 3.90%

Q. Has anyone ever donated stock to a tax-exempt charity/organization? If so, are all your capital gains tax exempt? I’m thinking of doing this and would like to know the benefits of doing so. Thanks.

Administrator’s Reminder When posting images please follow our guidelines: No pictures of erections in the public forums. You can post them in the members only gallery. I had to delete several posts. If you already know our guidelines please don’t quote a message with an image that violates our rules. 🙏

Administrator’s Reminder Gentlemen, Please avoid posting detail information that could possibly jeopardize the licenses of the Spa or Masseur. 🙏