Cooper

CD interest rates are slightly higher. Q. Will they continue to rise or is this a good time to lock in the rate? These are today’s best rates at Citibank. 1-Year APY 3.75% to 4.00% Apply Now 7-Month APY 3.50% Apply Now

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Administrator’s Note His RM ad does not show a face picture. Q. Where were those pictures taken from? Was it a membership site or are they available from a public site? In the meantime, his face shots are hidden.

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My accountant sent this info to consider. The first major advantage is that you completely avoid paying capital gains tax because you are donating the stock itself rather than selling it, so the gain is never realized. A second benefit is that you still receive a charitable deduction based on the full fair market value of the stock, not what you originally paid, which creates a powerful double effect of avoiding tax while also reducing taxable income. A third advantage is that if you use a donor-advised fund, you can take the tax deduction in the current year while deciding which charities to support over time, giving you flexibility in how and when you give. On the downside, the most important drawback is that once you donate the stock, the money is permanently gone and no longer part of your financial assets, which removes any future flexibility. Another issue is that you may be giving up a potentially better tax outcome for your heirs, since holding the stock until death would allow them to receive a step-up in basis and avoid capital gains tax anyway. The final drawback is that this strategy does not improve your cash flow at all, since it reduces taxes but does not generate any actual liquidity, which can be a problem if you still need access to cash for expenses or obligations.

@BSR, How much does your stockbroker recommend you keep in cash? Mine suggested 30%. And, yes, interest on CD’s has always been taxable.

On Tuesdays Citibank announces its latest CD rates. Right now the 10 month offers the highest rate. 10-Month APY 3.50% to 3.90%

Q. Has anyone ever donated stock to a tax-exempt charity/organization? If so, are all your capital gains tax exempt? I’m thinking of doing this and would like to know the benefits of doing so. Thanks.

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With CD rates now below 4%, I was surprised to see this rate offered by Capital One. 4.10 % APY Special 11-month CDs 4.10% Annual Percentage Yield (APY)

As we approach the 5th Anniversary of “daddy”/ @Guy Fawkes passing, I read through this memorial thread. So many of you had such kind words to share. He definitely touched our lives and considered us as family. To me, he was an amazing person to work for. He made it fun! He worked endlessly in making this a site where we will feel comfortable in sharing stories & experiences. He truly appreciated all your support. RIP 🌹

Administrator’s Message Gentlemen, The subject of the thread is “experience with Jaxtonwheeler”. If you have had a session with him please share. If not, move on to another thread. 🙏

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@LAilikeabs, Perhaps this thread can help. https://www.companyofmen.org/topic/163987-palm-springs-recommendations-for-escorts-and-erotic-masssage/