down_to_business

As I read so far, the calculation would be wages+social security+pension income. Do you have any idea how required RMD(s) would factor into this equation? Would someone become ineligible if they simply converted a traditional IRA into a Roth IRA (over income limit)?

Cause no one has toilet paper

You mean like this escort ad ? ⭐️ ⭐️ ⭐️ ⭐️ ⭐️ Covid-19 Discounts Due to the COVID-19 for your complete safety protection and peace of mind I am keeping my self to the highest standards of cleanliness...

Westworld Season 3 Fans of Game of Thrones should really get a kick out of Season 3 Episode 2. This is one of the best Easter Egg / Cameo I have seen.

Wow. If he is real, just my type. Unfortunately the track record of escorts I find that attractive are not so good at being real.

I think I am going on my 5th day of not leaving my house even though we are not under some of the strict shelter in place orders some areas are under. Last week I braved Costco and finished my shopping and got my prescriptions. I then filled my car with gas, stopped at the bank to get some cash (just in case) and headed home. Costco was a surreal experience, lots of stuff was sold out, but I found enough to make it work. The last item from my list that I was able to obtain was a small bottle of isopropyl alcohol (which eased some anxiety) even though it may not make that much of a difference. One sad but true experience for me there, was my absolute moment of terror whenever someone on the same aisle as me would cough or sneeze. My daily routine has settled into something like this. I wake up and listen to the headlines, eat breakfast, surf the net, and watch the stock market for a while. I then go outside in my yard and pull weeds for an hour or so (OMG they never end and it seems I have enough weeds to do this for a whole month)! Next I eat lunch, play games on my phone, and more surfing on the internet. Finally, I eat dinner and then its TV/streaming time until I am ready to go to sleep. Then I wake up and start the whole routine all over again.

Currently bingeing on the Chilling Adventures of Sabrina. Last movie watched... The Kissing Booth (2018). It has some nice eye candy!

I want to give thanks to all the providers who are doing everything they can to be good citizens (i.e. shelter in place and help stop the spread). I know how hard it can be to do the right thing. For the providers who continue to work through this (and yes I know it takes two to tango) and who are showing no concern for human life, especially the ones actually travelling from city to city and state to state and possibly spreading Covid-19 all over the place.. I am unbelievably disappointed. I wonder how you will feel when you read the obituary of that client you met or his elderly parents.

I had to say no to a very hot college kid on Grindr who lived less than a mile away from me and just wanted a blowjob, over coronavirus fears today.

Sorry if I was unclear. Absolutely, asking the question is fine, but leave out the actual participants. (just my opinion) It doesn't bring any real value in potentially hurting someone's livelihood over this.

My take (I realize with the benefit of reading about what happened). You should have just stuck to 4:30p and not sent that additional text. He should have handled the communication much better. You should NOT have publicly called him out on this. It's not like he did something terrible like rip you off or hurt you. I might think twice as a hypothetical client about hiring an escort if I knew he communicated like this. But I definitely would not want you as a client if I was a hypothetical escort after the shameful behavior you have demonstrated taking this minor disagreement public.

Coronavirus deniers and hoaxers persist despite dire warnings, claiming ‘it’s mass hysteria https://www.msn.com/en-us/news/us/coronavirus-deniers-and-hoaxers-persist-despite-dire-warnings-claiming-it-s-mass-hysteria/ar-BB11qnrT?ocid=primentp

Offer the escort a reasonable fee to facetime for a 30 minute or so virtual date to try and get an idea of how things might go. You can use this to try and feel each other out. Also perhaps start with whatever the smallest length of time you might feel comfortable doing, just in case (i.e. overnight beats weekend). Personal experience, getting stuck on a cruise (before the coronavirus) for 7 days with an escort I did not get along with was one of the worst experiences in my life! You do learn from experience. I am a strong believer in meeting for an hour prior to meeting for a weekend.

Vegas is officially closed for business! https://www.msn.com/en-us/news/us/breaking-sisolak-announces-statewide-shutdown-of-nonessential-businesses-casinos/ar-BB11kEx1?ocid=primedhp The governor of Nevada on Tuesday announced a sweeping statewide shutdown of nonessential businesses including casinos, restaurants and other businesses deemed not necessary to basic daily life, an effort to combat the spread of COVID-19 in the Silver State.

More get added every hour it seems. Opium has shut down at Cosmopolitan. I hear many others will too. MGM announced several employees tested positive for Coronavirus and they are shutting all of their properties down as well.

longest book ever too... read the complete unabridged novel... but it was amazingly good. For everyone else... Read the book after you watch the miniseries... so you can still enjoy the miniseries. The book blows it away, so you won't enjoy it after. I also corrected my original link above which was wrong and should have been https://www.usatoday.com/story/entertainment/books/2020/03/09/stephen-king-decries-comparisons-between-coronavirus-and-the-stand/5002066002/ Finally @MrMattBig .. I didn't listen to the audiobook but think that is an excellent way to go. Consider the unabridged version.

https://www.usatoday.com/story/entertainment/books/2020/03/09/stephen-king-decries-comparisons-between-coronavirus-and-the-stand/5002066002/ And yet I can't help but to go there as this is exactly what I think about every time something comes out about coronavirus. So that's my latest prep... reread and re-watch Stephen King's "The Stand". For those not familiar with it: From Wikipedia The Stand Author Stephen King Publication date October 3, 1978 The Stand is a postapocalyptic horror/fantasy novel by American author Stephen King. It expands upon the scenario of his earlier short story "Night Surf", and presents a detailed vision of the total breakdown of society after the accidental release of a strain of influenza that had been modified for biological warfare causes an apocalyptic pandemic, killing off over 99% of the world's population. Edit: fixed original link

The simple answer to your question is yes to all, but it isn't immediate and it's very dependent on variables we don't fully know. Hiring will go down because as these headlines continue to make it real (i.e. a famous actor like Tom Hanks or a professional basketball player and the NBA & MLB are postponed while the NCAA tournament is cancelled and even daily TV shows stop filming in front of a live audience). Every day another case is reported and another festival or concert is cancelled. People begin to realize while they may survive the coronavirus fine and make a full recovery, they could unknowingly spread it to their elderly parents or grandparents and kill them. Travel becomes dangerous, restricted or impossible (some examples) * Passenger on JetBlue flight from New York to Florida tests positive for coronavirus... A medical emergency prompted the flight's 114 passengers and crew members to be stuck on the tarmac of Palm Beach International Airport for roughly three hours. Two elderly passengers were taken off the plane around 11 p.m. wearing masks and gloves, WPBF-TV reported. The flight originated at New York's John F. Kennedy International Airport. * President Trump told reporters on Thursday that restricting U.S. domestic travel is a possibility if the coronavirus becomes “too hot.” According to The New York Times, the president said limiting travel within the country to states like Washington and California—which have been hit hard by the virus—has not been discussed. “Is it a possibility? Yes, if somebody gets a little bit out of control, if an area gets too hot,” ... Businesses close or suspend operations. What are (for example ..cruise ship employees, entertainers, even waiters) going to do for money? More people try escorting and supply and demand kick in. The longer this goes, the more that do. People with assets or disposable income do feel the reality of losing 20% of their wealth overnight with no end in sight. Escorts and masseurs and clients begin to realize that while they can protect themselves from STD's etc by requiring condoms, they can't protect themselves from asymptomatic partners who may not even know they are carriers. The best escorts who have a stable of LOCAL regulars will be hurt less and slower than others, but even the best of the best more than likely have clients where travel by at least one party would be required. What happens when people wind up not even being able to take a subway or uber to an appointment. This is going to hurt everyone and very deeply the longer it goes on.

Warning : Travel stocks likely to plummet today as CDC warns against cruise travel and long haul flights. My guess is cruise stocks especially get hit hard. https://www.politico.com/news/2020/03/08/cdc-warns-plane-trips-cruises-coronavirus-124153 From CDC: COVID-19 and Cruise Ship Travel Key Points CDC recommends travelers, particularly those with underlying health issues, defer all cruise ship travel worldwide. Sustained community spread of respiratory illness caused by COVID-19 has been reported in many countries. Cruise ship passengers are at increased risk of person-to-person spread of infectious diseases, including COVID-19. Older adults and travelers with underlying health issues should avoid situations that put them at increased risk for more severe disease. This entails avoiding crowded places, avoiding non-essential travel such as long plane trips, and especially avoiding embarking on cruise ships. https://wwwnc.cdc.gov/travel/page/covid-19-cruise-ship

BN answered this pretty good (and with a much hotter avatar), but I can add the following: It's been a bazillion years since I caught a free hotel shuttle there from a strip casino.... rest in peace Westward-Ho. The casino's find it a much better model to send a car or limo for their invited guests. In addition, traffic on the strip is so unpredictable, they wouldn't be on schedule very often if they did. Besides the taxi and uber/lyft options, you can catch a shared shuttle for around $18 roundtrip. Some of the players are (or were) Bell Trans, Las Vegas Shuttle Service and LASxpress. Finally, if even that is not to your liking... I have caught the CAT (Westcliff Airport Express)bus https://www.rtcsnv.com/ways-to-travel/transit-services/airport-transit-routes/ in those days where money was a huge concern. Last time I took it, it was a few bucks or so each way and dropped off at the strip/Tropicana. It isn't ideal carrying luggage if you have to go further up or down the strip! ps: I may be there May 14th myself, although the odds are looking more and more like this trip will be cancelled

Amazing. I bought the exact same 3 cruises and my airline stock was Allegiant (I don't love flying them but think they have great potential and am bullish on the megaresort in Florida they are opening). I think I am going to pick up some Disney soon as well (cruise and theme park slammed). I will definitely look into AAL... thank you sir!

I would recommend cost averaging in at this point if you decide to buy, instead of putting it all in today. I agree travel stocks may be oversold (as I bought cruise and airline stock myself)… but there is not going to be a rational response to this issue and the recovery ( yes I am 100% convinced it will happen) will be relatively slow. Hence, buy some today, buy some more in a week or two, rinse, repeat (instead of buy it all today). My guess is you have time and we haven't quite hit bottom yet. Just keep in mind that timing the market is a losing battle, so that is why you buy some today. I also believe airlines will recover much faster than cruises! @Benjamin_Nicholas .. would love to hear why American was your choice and I would be happy to share what I bought with you in return if interested.

Hate it, won't use it. No more contacting escorts via RM for me.

Batten Down the Hatches folks, this is going to cause lots of economic pain! https://www.msn.com/en-us/news/us/sxsw-2020-canceled-amid-coronavirus-fears/ar-BB10QKVy

Sahara isn't too bad (location wise) if you buy a monorail pass, enjoy being close to the Stratosphere or like to be central between the strip and downtown. I personally prefer the CityCenter location (mid south strip) Aria/Vdara etc.