Actually, if you are actually reporting the right amount of income, the ACA will cover most, if not all, of the premium. I know nobody here would ever think of not reporting all their income, but if you are able to report the right amount of taxable income, either through actual earnings or pulling income out of pretaxed income like a Roth IRA, its actually very cheap, if not free.
Sometimes it pays to be the editor of a financial planner.