WARNING about PAYPAL - REQUEST for HELP/ADVICE

[Dave]

HELP - - - i just got a message from paypal - they froze my account for six months!!!

i have a chunk of money in there that i need.

does anyone have any legal insight / information advising how i can handle this?

 

We are hereby notifying you that, after a recent review of your account

activity, it has been determined that you are in violation of PayPal's

Acceptable Use Policy regarding your sales of adult service, on

http://daveinfo.blogspot.com. Therefore, your account has been permanently

limited.

 

You will need to remove all references to PayPal from your website(s)

and/or auction(s). This includes not only removing PayPal as a payment

option, but also the PayPal logo and/or shopping cart.

 

The PayPal User Agreement states that PayPal, at its sole discretion,

reserves the right to limit an account for any violation of the User

Agreement, including the Acceptable Use Policy. Under the Acceptable Use

Policy, PayPal may not be used to send or receive payments for certain

sexually oriented materials or services or for items that are considered

obscene.

 

The complete Acceptable Use Policy can be found at the following URL:

https://cms.paypal.com/us/cgi-bin/?c...locale.x=en_US

 

To learn more about the Acceptable Use Policy, please refer to our Help

Center page here: https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

 

Per the User Agreement, when PayPal permanently limits an account due to an

Acceptable Use Policy violation, we may hold your funds up to 180 days.

Once the 180-day timeframe has elapsed, PayPal will release any remaining

balance either via bank transfer or issuance of a check.

 

The relevant section of the User Agreement (10.4) can be found at the

following URL:

https://cms.paypal.com/us/cgi-bin/?c...locale.x=en_US

 

We thank you in advance for your cooperation. If you have any questions,

please contact the PayPal Brand Risk Management Department at

aup@paypal.com.

 

Sincerely,

PayPal, Brand Risk Management

PayPal, an eBay Company

 

----------------------------------------------------------------------

Help Center:

https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

Security Center:

https://www.paypal.com/us/security

 

This email was sent by an automated system, so if you reply, nobody will

see it. To get in touch with us, log in to your account and click "Contact

Us" at the bottom of any page.

 

Copyright © 2011 PayPal, Inc. All rights reserved. PayPal is located at

2211 N. First St., San Jose, CA 95131.

 

 

Here is part of DavidSF's message previously posted on a thread (in Ask an Escort) about whether escorts take Paypal. this very subject of Paypal freezing money came up:

...a few years back Paypal got sued big time and lost for freezing peoples money from what I gathered paypal has since changed its ways and opened up ways to receive and send money taking the responsibility of knowing where and how the money was earned etc out of their own hands and now you can receive personal payments from friends for a huge variety of reasons.

I use pay pal and have for a long time and never have had a problem with it.

escorting is not illegal in most places (its a business) prostitution is. recieving money for sexual favors or for adult material is against the terms of service for paypal and any money you received simply cant be labeled as such when its sent to you. or it shall be rejected and sent back to the sender now.

Paypal has become such a huge company since the days they enforced there values and standards upon the general public at large. Mormon or not they want that commission as along as you are not committing a crime. which by USA standards and Canada standards you are not.

BTW another cc service for mobile devices call square is another great service I also use it but dont really get a lot of requests for CC payments. squareup.com

xo David

 

help... insight... please?

thanks

Dave

[RockHard]

One must be very careful with PayPal.

 

Whenever money is put on hold for legal reasons, a good lawyer's advice is what I would seek.

 

Why anyone would be willing to leave a paper trail when hiring escort services is beyond me. I will not hire an escort who offers PayPal/Visa/MC as a form of payment.

 

I have a PayPal account for eBay auctions and it's linked to a free checking account set up specifically for eBay auctions. We accept payment from Verified PayPal account holders only. I transfer PayPal/eBay auction funds immediately after receiving payment and keep no money in either account. We found this advice from former eBay users who had a lot of experience combatting PayPal fraud, which is a serious problem. So far this method has worked for us.

[Michael Wayne]

so sorry this happened bro. That is why I have always ONLy accepted cash. Perhaps you have a good regular client who is an attorney and would go after them pro bono.

[+ David-SF]

terms of service

 

please read my post carefully I dont leave any money in my paypal account ever I remove it right away always there is a risk that PP can freeze your account.

from what I am reading they want you to remove the shopping cart and direct connect device you use in collecting money from your Adult services business.

You will need to remove all references to PayPal from your website(s)

and/or auction(s). This includes not only removing PayPal as a payment

option, but also the PayPal logo and/or shopping cart.

 

anyone can send you money especially as a gift using paypal I think i was pretty clear about that

you may have a shopping cart link on your site for payment which is like running a business that they dont want any part of.

Thats how they know and reviewed your account

receiving payments to your email account address from a "friend" as a gift is a different matter altogether.

remove the link or button and contact them I would give them a call if they have a contact number.

I would not be surprised if when you change the things in the terms of service violations that they unfreeze your account. and I would also find out what limited means.

I have never had this problem then again I dont use paypal very much.

and do not have a link on my website.

Paypal has a secure payment system that allows payments to be transferred to your account but you dont have any info about the person sending you the money aside from an email address.

All the same using paypal should be done only with people you know already via email correspondence

Anyone visiting your site that sees that can report you to them and you have now control over what the crazy people in this world can do.

Sorry this is happening to you call me if i can help in anyway

[gcursor]

quite nice

 

classy David..very classy.

gc

 

please read my post carefully I dont leave any money in my paypal account ever I remove it right away always there is a risk that PP can freeze your account.

from what I am reading they want you to remove the shopping cart and direct connect device you use in collecting money from your Adult services business.

You will need to remove all references to PayPal from your website(s)

and/or auction(s). This includes not only removing PayPal as a payment

option, but also the PayPal logo and/or shopping cart.

 

anyone can send you money especially as a gift using paypal I think i was pretty clear about that

you may have a shopping cart link on your site for payment which is like running a business that they dont want any part of.

Thats how they know and reviewed your account

receiving payments to your email account address from a "friend" as a gift is a different matter altogether.

remove the link or button and contact them I would give them a call if they have a contact number.

I would not be surprised if when you change the things in the terms of service violations that they unfreeze your account. and I would also find out what limited means.

I have never had this problem then again I dont use paypal very much.

and do not have a link on my website.

Paypal has a secure payment system that allows payments to be transferred to your account but you dont have any info about the person sending you the money aside from an email address.

All the same using paypal should be done only with people you know already via email correspondence

Anyone visiting your site that sees that can report you to them and you have now control over what the crazy people in this world can do.

Sorry this is happening to you call me if i can help in anyway

[Juan Vancouver]

anyone can send you money especially as a gift using paypal I think i was pretty clear about that

you may have a shopping cart link on your site for payment which is like running a business that they dont want any part of.

Thats how they know and reviewed your account

receiving payments to your email account address from a "friend" as a gift is a different matter altogether.

remove the link or button and contact them I would give them a call if they have a contact number.

I would not be surprised if when you change the things in the terms of service violations that they unfreeze your account. and I would also find out what limited means.

I have never had this problem then again I dont use paypal very much.

and do not have a link on my website.

Paypal has a secure payment system that allows payments to be transferred to your account but you dont have any info about the person sending you the money aside from an email address.

All the same using paypal should be done only with people you know already via email correspondence

Anyone visiting your site that sees that can report you to them and you have now control over what the crazy people in this world can do.

 

I am sure that you are very well intentioned in what you are advising but I know first hand this is not accurate.

 

I never had any link to paypal anywhere on the net. I was receiving personal fund transfers as "gifts" from people, and still Paypal decided to freeze my account. I was using a different email address that could not easily be linked to any escorting email address, and still they found out about it and froze my account.

 

Yes, they will un-freeze his account, but only after six months.

 

Not only they are religious zealots who see fit to decide what is acceptable for others and what is not, freezing accounts with money in them is also a great business as it pays them interest for the funds that they would otherwise would not have.

 

My personal position is regardless whether I have any legal resource to demand that my rights are respected and my account un-freeze, I am not willing to patronize and support a website that takes such liberties and has such questionable business practices. Also, the money that I pay in fees to that company will be directly donated to hinder the advance of basic human rights being legalized.

 

...and you have now control over what the crazy people in this world can do.

 

By giving the crazy mormons (and their paid politicians) money?

 

I'll pass.

 

Sorry you are going through this, Dave. Do look for legal advise, do remove whatever they claim violates their terms, but just in case, try to see if you can find alternate funds in case you need to wait for six months.

 

Best wishes!

 

Juan

[+ David-SF]

I dont think I am giving advice just options to see if they work or not.

I have no experience that remotely pertains to paypal freezing of funds and can not say what will happen.

if they hold his money for 6 months or not whether ebay which owns paypal is morman jewish or the easter bunny

I was quoted with only part of a post i made in the past and responded in a way that could give some Idea about why his account was frozen.

Quoting what Paypal said to him in their email.

 

I dont know that all the back story about religious/politicians in the pockets of Ebay/Paypal is of any use whatsoever.

I do know as a personal friend to Dave

I want to be helpful and assist if I can.

and that is all

Pay pal is a fickle place to use for money period I dont care for them but have used them in the past and make purchases with them

online for convenience and received payments from "friends" from time to time

But this may help and I certainly hope it does I would hate for anyone to be out money for 6 months

PLEASE READ IT CAREFULLY ALL THE WAY THROUGH!!!

http://success.grownupgeek.com/index.php/2008/04/20/paypal-funds-released/

[Lookin]

But this may help and I certainly hope it does I would hate for anyone to be out money for 6 months

PLEASE READ IT CAREFULLY ALL THE WAY THROUGH!!!

http://success.grownupgeek.com/index.php/2008/04/20/paypal-funds-released/

 

http://www.maleescortreview.com/forum/public/style_emoticons/default/thumbsup.pngLove it!

 

"I did my best to word the email as politely as I could and basically told them that they had 48 hours to respond or I would start complaining to whoever would listen. I spell-checked it and hit the SEND button at 1:48PM California time on Sunday afternoon.

 

Approx 5 hours later, at just a little after 7PM California time on Sunday night my phone rang. CallerID said it was from the 402 area code and listed it simply as “Nebraska”.. Hmm.. Who could be calling me from Nebraska this late on a Sunday evening? Could it be Shoemoney calling or might it be someone from PayPal headquarters working late??

 

Sure enough, when I picked up the phone a very nice lady at the other end explained that she was calling from PayPal regarding the email I had sent earlier in the day. She had reviewed my account, agreed that my chargebacks had been virtually zero over the previous year, and that although PayPal would not be re-opening (or un-banning) my account, they would be transferring $5,000 of my $5,149 balance into my bank account. They would hold the remaining $149 for the balance of the 180 days at which time it would automatically be transferred into my bank account. Heck, that’s better than I had asked for in my email!"

 

 

These days it seems many companies, especially those in the financial industry, will try any outrageous gambit they can think up. I guess they figure they've got folks so horsewhipped by whatever they stick in their 'Terms of service' that no one will take them on.

 

It seems they're not eager to have anyone look too closely at their shenanigans. Nice to see someone call their bluff and win. Especially within five hours!

[RockHard]

PayPal/eBay sucks, however...

 

I do think David was simply trying to help. Not offering do/don't do advice.

 

But I'm with Juan on my opinion of PayPal (and their owner eBay). I hate the bastards. The only reason I use them: the pros outweigh the cons. Ebay is the best place to sell last year's electronics and, to stay current, my office has quite a turnover in equipment. We constantly upgrade. Some of our stuff is barely used when we sell it and I use the proceeds for bonuses, office parties, and ancillary expenses. Once I set up our account using expert advice, I never had a claim against me. We sell big ticket items that attract international con artists. My eBay/PayPal email is full of con spam and my eBay I.D. was stolen once to sell a car I did not own. One really needs to be diligent when playing in the eBay/PayPal arena.

[Steven_Draker]

HELP - - - i just got a message from paypal - they froze my account for six months!!!

i have a chunk of money in there that i need.

does anyone have any legal insight / information advising how i can handle this?

 

Welcome to the Club, Dave. I used to have two PayPal accounts, one under my stage name and one under my real name. They were both suspended. PayPal link/button on your website or not, you get the same perfunctionary email announcing the closure. The main thing that matters here is that PayPal doesn't want to be associated with any kind of "adult services". You're not the first escort to have his PayPal account cancelled and you're (probably) not the last one. Furthermore do you remember when HooBoy had his PayPal account suspended years ago for similar reasons. He wrote about it here on the MB.

 

Similar to you, I had some important funds on my PayPal account, but I didn't need it urgently back. After 180 days I received the money on my bank account.

 

Sorry that you have to go thru this, but also don't sweat it. There are other alternatives to PayPal.

 

Cheers, Steven ~

[AdamATL77]

I keep a PayPal account but I NEVER give the information about it to new clients. I will ONLY accept a PayPal exchange from known and trusted clients. I have yet to be suspended with these safeguards in place.

 

I never do political boycotts. I base all of my product selections on other reasons. Most of the time, I find the ones advocating a particular boycott didn't even research into the actions. The media tricks the masses into following boycotts because it makes news in itself. An example, boycotting Marriott. Only one FRANCHISE donated to a conservative cause. Why should I boycott the whole company? Another: Chik-Fil-A. You shouldn't be eating there because it's fried! Exxon: it is gas, it's expensive gas. Go for a cheaper brand or better yet, use less gas. Gas = pollution and a dependency on oil. Manhunt: it was one man's personal money. He also left Manhunt. Yet, I continued to get emails from stiffrichards.net supporters after that using it as the reason to switch.

 

Paypal is like Microsoft. It is a big name and not all of it is evil. But it does have a dark side. It is your own personal choice how much, if any, if you are going to use it.

[Rick Munroe]

Another: Chik-Fil-A. You shouldn't be eating there because it's fried!

 

Actually, the problem with Chick-Fil-A is that they are virulently homophobic and support anti-gay organizations: http://equalitymatters.org/blog/201103220005

[Rick Munroe]

...and you have now control over what the crazy people in this world can do.

By giving the crazy mormons (and their paid politicians) money? I'll pass.

 

Juan, you misread that because of a typo. He meant to say that you have no control over what the crazy people in the world can do.

[+ deej]

Actually, the problem with Chick-Fil-A is that they are virulently homophobic and support anti-gay organizations: http://equalitymatters.org/blog/201103220005

 

That too, but his point is that you shouldn't be eating there anyway.

 

(Am I the only one who's never eaten at Chick Fil-A? When the boycott erupted I had to look them up to see what I wasn't missing.)

[AdamATL77]

That too, but his point is that you shouldn't be eating there anyway.

 

(Am I the only one who's never eaten at Chick Fil-A? When the boycott erupted I had to look them up to see what I wasn't missing.)

 

Thank you deej for making my point clear while I was not at the computer to do so.

 

I could go into a long argument over the good and evil of conservative Christians and other beliefs that don't approve of gays or homosexual activities, but I don't feel it's my responsibility. That is the job of more progressive followers of the belief to show the traditional ones the errors of their ways.

[Dave]

wow, this has been interesting. i got the email from paypal at 6am saturday morning. i had been up much of the night and was just going to bed (a long, crazy friday night appointment...) when it came in. i quickly threw the post out to the forum for some help, and then hours later was jetting up to toronto for work.

 

i don't want to get started in yet ANOTHER corporation to bash, but lemme-tell-you-sumtin... i have a love-hate relationship with VERIZON.

 

me: "i have a global phone, will it work in toronto?"

verizon: "yes, of course"

me, in toronto: no emails, no phone calls coming in to me, etc etc.

 

so.... this is shared with all of you to demonstrate three things.

1. corporations lie, just like some individuals.

2. corporations have bad behavior, just like some individuals. verizon, chick-fil-a, walmart, paypal...

3. i have not been able to check this forum till just now. no, i didnt mean to start something and then disappear. but thats what it mightve seemed like.

 

ok, so back to the paypal issue. thanks to ALL of you for taking the time to write. i am going to mull all this over and come up with some sort of strategy. but right now i've got to get going, i have a flight to catch home.

god, it seems like i haven't been home in over a month.

thanks again, guys.

[leigh.bess.toad]

(a long, crazy friday night appointment...)

 

I hope our little group get together didn't wear you out too much for your long, crazy appt. Hopefully the calimari got you ready for it. Although I've had oysters recommended to me as well.

 

god, it seems like i haven't been home in over a month.

But trust me, you were home Friday. God, were you ever. And thank you for that.

 

Take care and safe travels home, Dave.

 

Just keep us informed of your battle with the Evil Empire(s).

 

I've learned a lot on this thread so to all the contributors, thank you. I'll certainly be a lot less reluctant and will try to find any other way to use PayPal for anything -- and eBay too. I had no idea there was a Mormon connection. Talk about an Evil Empire -- LDS.

[JoeBlow]

Am I missing something? From the client perspective, when would it ever be advantageous or more convenient to pay an escort through PayPal rather than simply handing him cash? When an advance payment is required perhaps? Thanks for enlightening me on this.

[+ FreshFluff]

Besides advance arrangements (such as travel), I could also see Paypal/Google checkout being convenient for large payments--overnights, for example. Many people are nervous about carrying around $1000-$2000 in cash. And some banks impose daily caps on the ATM withdrawals, which might mean multiple trips to the ATM to get the amount needed.

 

Dave, I'm sorry to hear that Paypal is giving you problems. The six month freeze is a huge outrage.

[rvwnsd]

Regarding your global Verizon phone...if you have the Droid Global 2, you need a SIM card in order to use it on a GSM network outside of the US. The phone has a feature where it blocks data usage when roaming in order to save on roaming charges, which can be substantial. I think you can turn this off.

 

Regarding PayPal...Aside from the fallout of a purported Acceptable Use Policy violation, keeping funds in a PayPal account is a very bad idea because they are not FDIC insured. If PayPal goes bankrupt your funds on deposit go with it. The same holds true for pre-paid VISA or MasterCard gift cards. If your FDIC-insured bank or NCUA-insured credit union fails, your deposits are insured for up to $250,000. No one has lost a penny of insured deposits since the deposit insurance fund was established in the 1930's.

[+ ArVaGuy]

Dave, I'm very sad to learn of your situaiton with those bastards at Paypal. Hopefully you will be able to get this resolved in as timely manner as possible.

 

In re the Verizon situation, even with a global phone you have to make sure that your plan covers global service. I travel to Canada and Latin America for business fequently. Before departing I contact VZW with the dates of my travel and ask about coverage and data rates. My plan is then activated for certain countries at a pro rate basis.

 

This practice has eliminated the unpleasant surprise of no coverage and an enormous bill at the end of the month for data usage. Also, with any cell phone it's necessary to update roaming capabilities from time to time. As well as to reprogram. This downloads the latest updates to ensure the phone is able to connect to various networks. You have to do this from your homebase area rather than the destination to get the best linkages. With VZW dail *228 and follow the prompts.

 

I learned to follow these practices after a similar incident to yours. On a trip to Canada my service was fine for a couple of days in YVR but then stopped receiving international calls and data. When I got back a week later, I was mad as hell and spoke to VZW about the issue and was ready to switch carriers. By the end of the conversation, they'd offered a $75 credit, sent me a new SIM card free in case the other had malfunctioned, and provided the the name, phone number and email of a personal rep to call whenever there are issues with my service.

 

 

 

wow, this has been interesting. i got the email from paypal at 6am saturday morning. i had been up much of the night and was just going to bed (a long, crazy friday night appointment...) when it came in. i quickly threw the post out to the forum for some help, and then hours later was jetting up to toronto for work.

 

i don't want to get started in yet ANOTHER corporation to bash, but lemme-tell-you-sumtin... i have a love-hate relationship with VERIZON.

 

me: "i have a global phone, will it work in toronto?"

verizon: "yes, of course"

me, in toronto: no emails, no phone calls coming in to me, etc etc.

 

so.... this is shared with all of you to demonstrate three things.

1. corporations lie, just like some individuals.

2. corporations have bad behavior, just like some individuals. verizon, chick-fil-a, walmart, paypal...

3. i have not been able to check this forum till just now. no, i didnt mean to start something and then disappear. but thats what it mightve seemed like.

 

ok, so back to the paypal issue. thanks to ALL of you for taking the time to write. i am going to mull all this over and come up with some sort of strategy. but right now i've got to get going, i have a flight to catch home.

god, it seems like i haven't been home in over a month.

thanks again, guys.

[+ peterhung85]

HELP - - - i just got a message from paypal - they froze my account for six months!!!

i have a chunk of money in there that i need.

does anyone have any legal insight / information advising how i can handle this?

 

We are hereby notifying you that, after a recent review of your account

activity, it has been determined that you are in violation of PayPal's

Acceptable Use Policy regarding your sales of adult service, on

http://daveinfo.blogspot.com. Therefore, your account has been permanently

limited.

 

You will need to remove all references to PayPal from your website(s)

and/or auction(s). This includes not only removing PayPal as a payment

option, but also the PayPal logo and/or shopping cart.

 

The PayPal User Agreement states that PayPal, at its sole discretion,

reserves the right to limit an account for any violation of the User

Agreement, including the Acceptable Use Policy. Under the Acceptable Use

Policy, PayPal may not be used to send or receive payments for certain

sexually oriented materials or services or for items that are considered

obscene.

 

The complete Acceptable Use Policy can be found at the following URL:

https://cms.paypal.com/us/cgi-bin/?c...locale.x=en_US

 

To learn more about the Acceptable Use Policy, please refer to our Help

Center page here: https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

 

Per the User Agreement, when PayPal permanently limits an account due to an

Acceptable Use Policy violation, we may hold your funds up to 180 days.

Once the 180-day timeframe has elapsed, PayPal will release any remaining

balance either via bank transfer or issuance of a check.

 

The relevant section of the User Agreement (10.4) can be found at the

following URL:

https://cms.paypal.com/us/cgi-bin/?c...locale.x=en_US

 

We thank you in advance for your cooperation. If you have any questions,

please contact the PayPal Brand Risk Management Department at

aup@paypal.com.

 

Sincerely,

PayPal, Brand Risk Management

PayPal, an eBay Company

 

----------------------------------------------------------------------

Help Center:

https://www.paypal.com/us/cgi-bin/helpweb?cmd=_help

Security Center:

https://www.paypal.com/us/security

 

This email was sent by an automated system, so if you reply, nobody will

see it. To get in touch with us, log in to your account and click "Contact

Us" at the bottom of any page.

 

Copyright © 2011 PayPal, Inc. All rights reserved. PayPal is located at

2211 N. First St., San Jose, CA 95131.

 

 

Here is part of DavidSF's message previously posted on a thread (in Ask an Escort) about whether escorts take Paypal. this very subject of Paypal freezing money came up:

...a few years back Paypal got sued big time and lost for freezing peoples money from what I gathered paypal has since changed its ways and opened up ways to receive and send money taking the responsibility of knowing where and how the money was earned etc out of their own hands and now you can receive personal payments from friends for a huge variety of reasons.

I use pay pal and have for a long time and never have had a problem with it.

escorting is not illegal in most places (its a business) prostitution is. recieving money for sexual favors or for adult material is against the terms of service for paypal and any money you received simply cant be labeled as such when its sent to you. or it shall be rejected and sent back to the sender now.

Paypal has become such a huge company since the days they enforced there values and standards upon the general public at large. Mormon or not they want that commission as along as you are not committing a crime. which by USA standards and Canada standards you are not.

BTW another cc service for mobile devices call square is another great service I also use it but dont really get a lot of requests for CC payments. squareup.com

xo David

 

help... insight... please?

thanks

Dave

 

All I can say is sorry that this happened to you. I never keep much money on my paypal... Lot better to have it in the bank!

 

Best wishes to you!

[Dave]

thanks everyone for all the kind wishes and good advice. i have sent an email off to paypal, but am not holding my breath. six months is too long to do that, LOL.

 

and thanks for the verizon advice, although just like other trips, i had done all the stuff beforehand (sim card, speaking w verizon, updating, etc)

 

anyway i dont want to be fighting all this stuff, i am a lover not a fighter and feel i have more to give in different ways than taking paypal to court or whatever

cheers,

D

[leigh.bess.toad]

i am a lover not a fighter

 

Boy are you ever Something I am thankful for everytime we're together.

[Mocha]

All I can say is sorry that this happened to you. I never keep much money on my paypal... Lot better to have it in the bank!

 

Best wishes to you!

 

I don't even trust banks with my money! And Paypal? I was first told by women in the U.K. not to use them because they'd had their accounts frozen.

 

The other month I had a client making a very generous purchase for me in the store. Well, when we got to the cash register his card was declined. Turns out, they froze his account because he was out of state and spending that amount at that particular store was a way to protect from fraud and it was a usual place for people with stolen credit cards to go to! Fortunately he had other means of purchasing it, but it just goes to show...

 

Hide the money under the mattress! Nobody handles your money better than you do. I also have 2 bank accounts with different banks just in case 1 of them tries to screw me over or one becomes compromised by a bunch of money hungry re-bill sites. I will omit the names

 

As for Dave, I can only imagine how frustrating it is. If I were you, I'd be pestering them no end to put the money back in my account. I am very good at forcing companies to pay back money, like the time I went to Houston and a hotel decided to conveniently withdraw an extra $50 out of my account and expect me to wait 3-5 business days for a mistake THEY made. I got it back in 24 hours.

 

I would be calling and asking to speak to supervisors, presidents, CEO's...fuck all! In this men4rent issue I posted in the other section, I had told one of the reps that "Your CCbill company is a piece of shit company that doesn't give a fuck about the customers, PUT YOUR SUPERVISOR ON THE PHONE BITCH!"