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A house in the hills?


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An aside to this discussion is the fact that most native Southern Californians who are not wealthy scoff at those who chose to live in the foothills or immediately adjacent to the ocean. It is a known and constantly reoccurring fact that the foothills burn up in the fall and then suffer major mud slides during the winter rains. Heavy winter storms are often accompanied by extremely high surfs along the coast which can and do on occasion lead to flooding. After these natural reoccurring conditions people who have lost their homes complain bitterly and demand government assistance to help them rebuild where they should not have built/lived in the first place.

 

In less affluent areas located adjacent to open range government zoning requirements used to require that builders provide a buffer zone between their housing tracts and the open range. During the last couple of decades developers have lobbied local governing bodies to eliminate these buffer zone requirements. Now as many of these same developers have been and still are major contributors to the campaign funds of the members of the local city councils and county board of supervisors the buffer zone requirements have been eliminated. Thus, over the years we have seen an ever-increasing number of open range fires intruding into adjacent housing developments. Oh well as ever MONEY TALKS.

Is that why you chose to live in inland SoCal? Not as lovely a climate as the coast, but you make a great point.

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https://www.cfpnet.com/

 

 

The FAIR Plan is an association located in Los Angeles comprised of all insurers authorized to transact basic property insurance in California. Coverage is available to all California property owners, provided submission guidelines are met.

The FAIR Plan provides insurance as a last resort, and should be used only after a diligent effort to obtain coverage in the voluntary market has been made.

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Pensant that is definitely one of the major reason I have chosen to live in inland SoCal. There are two others: 1.) Proximity to work was definitely a factor. I never wanted to have to drive freeways to work. 2.) On a school teachers salary I simply couldn't afford to live in the foothills or directly on the coast.

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Still being looked into, but it looks like I'll have to go with the FAIR program, plus coverage for things other than fire separately. All-important geological survey is on Saturday. It's mega-expensive, too: $1400 for a few hours' work! They're getting paid more than escorts!

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