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Colton

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Posts posted by Colton

  1. Has anyone used a online lifestyle (fitness, nutrition, etc) coaching service that they recommend?  Tons of advertisers on IG, so hard to figure out whose good or bad.  One that I came across is gaynz90  (which apparently stands for gains in 90 days, not Gay New Zealand).

    Thanks.

  2. 5 minutes ago, EVdude said:

    Phillip definitely gives a top notch massage, probably one of the best technical-sensual combos I’ve ever had. But I chose not to repeat because he refused to give me a 90 minute session saying he was booked, when it became obvious both during and after he wasn’t, then criticized my 80% tip, which would have probably more than 100% had done the 90 minutes. 

    Was this Phillip tall and muscular?

  3. I bet some, possibly even most, of these cases were people who overstayed on their previous visit to the US.  In fact, two people immediately come to mind where this was the case.

    If you come from a visa waiver country like the UK or Czech, you probably don't realize you can only stay for 90 days.  And since the US doesn't have an exit immigration check, you may think staying over 90 days will be undetected.  But exit tracking is done by the information you submit to the airlines. 

     

  4. 1 hour ago, BasketBaller said:

    Both families know now but we'll see how the other guests react.

    If I recall correctly, the boys' mother passed away.  By both families, do you mean your late wife's in-laws?

  5. 7 hours ago, Thomas_Belgium said:

    registered in the Netherland

    I wouldn’t read too much into this fact.  First off, these are a bunch of related websites, so only probably 2-3 unique companies.  Second, these companies earn a lot from around the world, and the Netherlands is a great place to set up to avoid tax.  Foreign earnings are usually tax free in the Netherlands.  While you may think of Ikea as Swedish and Fiat as Italian, both are now Dutch registered companies.  
     

     

  6. I believe Wise keeps your money at a bank, just not its bank (which specific bank will depend on the currency, in the US it used to be BBVA USA, but may have changed) You would get FDIC insurance through that bank for a dollar account.  For other currencies, it will be banks in other countries.  I believe for Euros its a German bank. 

    The previous poster brings up good points, but Wise is a public company listed in London.  Its not a fly-by-night operation. 

    Another thing to keep in mind is that having a foreign bank account creates some US tax reporting obligations for US taxpayers.  Best thing is to keep the account below the amount required to register.  Per the IRS website:

    Quote

     

    A U.S. person, including a citizen, resident, corporation, partnership, limited liability company, trust and estate, must file an FBAR to report:

    1. a financial interest in or signature or other authority over at least one financial account located outside the United States if
    2. the aggregate value of those foreign financial accounts exceeded $10,000 at any time during the calendar year reported.

     

    Foreign banks report accounts to the IRS, so this will eventually catch up with you.  Also, if you expect the Euro to appreciate, you will want to make sure the account has enough room where an appreciated Euro won't push you over the $10k limit.

  7. I have had a WISE account and card.  I found it an easy way to get a Euro denominated bank account when I needed on.  After that need ended, I didn’t find it that useful.  The Schwab checking account referenced by another poster is what I use instead.  
     

    Getting a WISE ATM card wasn’t easy a few years ago for Americans but that may have changed.  I think it was a pilot program or trial back then. 

  8. If you have an Apple Watch you should also look into CoPilot (formerly DeltaTrainer).  It’s similar to Future (more expensive but probably sleeker) in that you get an assigned trainer who makes routines for you and can give feedback based on what the watch tracks.  I found it to be relatively affordable but I may be grandfathered with low rates. My trainer is also really good.   If you DM me, happy to share a free month code. 

  9. I can also vote for Gabriel being gorgeous.  Wasn't that great for a private dance however.  He was only there on Fridays when I was in MTL. 

    Does Malik show up on a regular basis, or just occasionally?

    I wish I could remember which dancer made someone cry after a private dance.  Can't be sure, but it looked like the customer didn't set a dance limit and racked up a huge bill unintentionally, and then had to tell his boyfriend about it. 

  10. I think WestGuy makes some good points but I would consider texting the provider to give him a heads up that you found out this info.  Seems like you found out in an innocent way and not being stalker-ish.  Also tell him while you can’t cancel the meeting due to the timing, you made a decision and that is …. .

    You did nothing wrong here so no reason to not be upfront. 

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