handiacefailure

Citi offers a 2 percent cash back card, but be careful. I do a lot of credit card spend for work and they shut down my account with no notice and I forfeited over $1K in rewards. They probably didn't like not making any money off me since I paid in full every month, if you go this route make sure to cash out the rewards as soon as the statement closes. If you use Delta a lot their reserve card can be great if you do a lot of spending since you can get the MQD waiver and MQM boosts and lounge access to Delta clubs and AmEx centurion clubs when flying delta. Since I do a lot of business spending I have a lot of different cards. I have the AmEx platinum that I have mainly for the benefits and don't put much spend on it unless I have a good offer on their site (AmEx offers a lot of good offers on their site, like spend $200 at Hilton get $50 back) and a $20 a month streaming credit, $50 off at Saks every six months, Marriott Gold status, and $200 a year in Uber credits and a free walmart plus membership and clear membership fees reimbursed and a $150 a year airline credit. All my spending at the beginning of the year goes on my Delta cards until I have enough in for the MQM boosts and then it goes in a drawer. After that, unless I have a credit card that gives bonus points all my day to day spend goes on my Chase freedom unlimited that is 1.5% and I trasnfer those points to my chase sapphire reserve and if I use the points for payyourself back for restaurants or travel I get a 50% bonus netting me a 2.5% return. I have the chase freedom as well that has 5% quarterly categories and I use it for those categories and transfer it to my CSR netting me a 7.5% return, but unfortunately it's only $1,500 of spend each quarter in those categories. The chase freedom and unlimited have no annual fee. The Chase Sapphire reserve is something like a $450 fee but you get a $300 travel credit netting it down to $150 and you get 3 points per $ on travel and dining and the travel category is very generous and includes parking, ubers, public transit and tolls. And you get a 50% bonus if you use the points on the chase travel portal netting 4.5% on bonus categories. The past two years they have had something called paid yourself back where you can use points to get dining purchases credited at a rate of 1.5 cents per point and also the annual fee, so this is a great card for travellers and high spenders. You also get global entry reimbursement and great rental car protection and a premium priority pass membership and travel insurance (that benefit has more than paid the annual fee when I've had a flight cancel). I have the Hilton credit card and while it has a $450 annual fee it more than pays for itself. You get a free night every year (I used it in September in paris where the nightly rate was over $600 so paid for it right there for the annual fee), diamond status (which is great overseas since you get lounge access), a $200 airline credit and a $250 resort reimbursement that can be used against the room rate. Only use this card for Hyatt purchases. I have the Hyatt credit card I use only for Hyatt purchases and even though I have globalist status with Hyatt the free night a year more than pays the annual fee, same with the Marriott card. I also have the Wyndham card and I believe it's $75 or $90 a year and you don't get a free night but get enough Wyndham points instead that pays for a room in a lot of cities and they points can be transferred to Caesars. Only reason I have this card is that it comes with Wyndham diamond status and I rarely use Wyndhams outside of WEHO Ramada but Caesars has a status match with Wyndham and the Diamond status at Caesars if you go to vegas even one time a year pays for this annual fee since you get a $100 a year dining credit and if you stay with Caesars properties, it will waive the resort fee. I also have a discover card but have had it since 85 when the card first came out when I was in college and when reward cards were very rare and used it a lot when I was younger just for the 1% back. I still have the card and just use it when they have a 5% bonus category (this quarter it is apple pay).

But in this case the OP didn't book a specific time. If an escort expect a client to keep a commitment to a booked time (which they should) then escorts should extend the same courtesy to clients. My time is valuable as well. In my field of work, if a client books an appointment with me, I make sure to make it happen and I'm available then.

I wouldn't offer him anything personally, escorts never offer me a fee when they cancel or change the appotinment time. You did nothing wrong. You were upfront and unless an exact time and location is locked down, I don't consider that booked. I do agree with the other posters though that you should have responded to the ? text

I never put up a tree, but have a lot of hand blown glass ornaments (there's a glassblower in my hometown that makes a different design every year and my parents always buy my sister and me one every year) and I just have some oranament stands I use. Artificial trees are crazy expensive and every year I swear I'm going to buy one on Dec 26 when they go on clearance and I never do. Mainly because I don't want it taking up the room in my storage locker. I love a real tree but they need a lot of care and I travel a lot in December usually, plus I live in a condo and our association allows a live tree but we aren't allowed to throw it in the dumpster, so it would be a real pain to dispose of.

Wish michael would have slapped him more than a few times, he gets into some good spanking action in a couple of his kink.com videos. I'd love to have my ass spanked REAL hard by Michael Delray, unfortunately whenever I'm in LA his rentmen ad isn't active:(

you want to take it a half hour to an hour before sex. Be careful if you are on high blood pressure meds or have low blood pressure because I'm told it can lower your blood pressure. I normally just need a half pill

Anyone else watching this? I just finished Season two last night, wish there was more than six episodes to this season. Hope they do another season. I think Season two is better than one. I think the guy who plays August is really hot and in one of the episodes they have a scene with him nude (doesn't show his cock, but does show his ass).

I see he's in Detroit now. I see he said expect high rates on rentboy ad and on his rent massauer ad he wants $500 for an incall massage or $700 outcall LOL. For his massage rate for an outcall for an hour I could hire a well known porn star for an overnight for full service in europe

Same here I'll buy the individual 10,000 in January and see what happens with rates and inflation if by the $10,000 one for my trust in April or may who knows by then I bonds might not be the best choice for investing

Des Ires is another porn star I wish escorted the only thing I've seen man is a couple kink.com shoots but there's something real sexy about him and his voice

Suze orman on her podcast today said the amount of ibonds that were bought in just the last week was more than double the amount in all of 2021 their system probably can't handle it and the US treasury website is pretty outdated anyway

I love raos prepared spaghetti sauce I prefer to make my own soup but love a couple of the refrigerated soups Costco has

From listening to podcasts it sounds like they are requiring a medallion at random. I tried to switch my preferred account from my brick and mortar bank to my online discover or alliant account since it would be easier to have purchases made right away since I don't normally keep $10K in my checking account and it avoids the delay of transferring from my online account to my brick and mortar account and according to their site you need a medallion to change accounts. That's got to be a pain for a lot of people since many people use an online bank these days. Also has to be a pain the way banks are getting bought up and merging which results in a new ABA and account number

That sounds really good. How much chicken breast do you use? 1 lb?

I wish they would increase the IRA max by a lot more. I have a 401K roth but would rather put the excess over what gets matched into a Roth IRA than my Roth 401k just since I can have a lot more control over how it's invested.

I've never seen them in a dispensary but the diabetic pot group on facebook has had posts about places having sugar free gummies. I'm a T1D and just bolus for whatever carbs I think are in the edible like they were a non-laced food. And the cookies are really tiny or if you have pretzels it only takes about five or six to get me buzzed good but I only do about 20Mgs but only use every three to four weeks. The thing that really hurts my blood sugar is I get the munchies sometimes and eating everything in sight really jacks my blood sugars up. Thank god for the dexcom and insulin pump.

Best edibles I ever had was pot ice cream and fresh baked mooncakes (what they call pot brownies) in amsterdam. Unfortunately I don't think we'll see those in the US since I'm pretty sure edibles have to prepackaged and have the doseage. I wish edibles in Amsterdam did have the number of MG's

We’re both in Chicago and I contacted him and he didn’t respond’. A friend of mine that is with me told me he contacted him when he was in Denver and he quoted him $500 an hour so probably just as well he didn’t respond since that’s out of my range. He’s a hot guy, even though I’m not a big fan of inked guys and I could get off feeling those biceps and he is into kink but it’s not like he’s a big name porn star or super well hung to be charging those kinds of rates.

I didn't know they got reinstated. Unbelievable And they got back pay yet? They should have been banned from ever being cops again and how could have the police union elected him president. The family should have sued, I can't imagine a jury not giving them a multimillion verdict. IIRC, he was one of Dahlmers first victims so not only would he still be alive today so would all his other victims he killed after that.

I heard the cops got fired years later after Dahlmer got arrested. He should have been taken to the ER being in that condition and even if he was just drunk and 19 Dahlmer was guilty of serving alcohol to an underage kid. Wouldn't surprise me if the cops were homophobic, if that would have been a girl instead of a guy Dahlmer would have been arrested on the spot and the girl would have been taken to the ER. Pisses me off how many lives were lost due to those two cops

Thanks Should have read the article. Even if I can buy $30K individually and $10 with my trust that would be great seeing how shitty the market is doing right now. At least interest rates on savings accounts are going up

Be great if they raised the limit That would mean people with a trust could invest $60K a year.

Watched the first two episodes. I'll probably watch the rest of them eventually but not something I'd binge watch. Kind of weird the first episode is when he got caught. The second episode was really scary that the police allowed an obviously drugged kid that was 14 that didn't look 19 to go back to his apartment with him and that they didn't investigate the smell. I've had interest in this story since I was only around 23 or 24 when he finally got busted and use to go to Carol's a lot when I was younger and that's where he picked up a lot of his chicago victims.

He is still very hot. I was lucky enough to hire him a couple weeks ago in Paris. I think he looks hotter now as a 31 year old than he did at 25 and is very friendly and great at his job. If anyone is in Paris I would really recommend hiring hiim. Sucks that he has a Russian passport and can no longer enter the US since he used to travel here a lot.

At least you have a pension which will help a lot. Most people like me are trying to save everything for retirement. If you also have retiree insurance you should be ok for retirement. Hopefully you put the money into a roth instead of a traditional ira. If you don't already have a trust set one up and put $10k in an Ibond under your name and $10K in the trust name (you don't need a separate fed id for the trust for that) Secure and rate of return is amazing and if in a year rates go down you can always cash out for a three month penalty and still have a good return. There's a thread on this board about them and Suze Orman did a couple podcast you should listen to on them. Listen to some of Suze Ormans podcasts. If you want to buy individual stocks diversify and dollar cost average and your age if they are dividend stocks reinvest the dividends. By dollar cost averging I mean buy small amounts of individual stocks once a month instead of once.