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handiacefailure

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Everything posted by handiacefailure

  1. There's ways of keeping your funds insured if you have over $250,000 and want to keep it at the same bank. If it's a couple each one can have an individual account with $250K and also a joint account with $250K and all three accounts will be insured. I could have $250K at a bank as an individual account and my trust could have $250K in it and both would be insured. You can do TOD accounts if there are people you know you want to leave money to if something happens and I think you can open up to five TOD accounts with a bank that will be insured for $250K each.
  2. Fortune said 95 percent. Crazy people with that kind of money don't know the FDIC rules and work arounds
  3. That is BS the taxpayers are covering this. If my house is worth $500K and I only have insurance for $250K the government isn't going to cover the difference if the house burns down. This is the same thing. I think with the S&L bailout in the 90's though the government covered all the customers funds that were over the FDIC limit. If someone has over $250K in a bank then they should be smart enough to know the FDIC rules. Even if you want to keep over $250K in a single bank, it's easy to get around the limits by opening up different account types, like TOD accounts.
  4. Alliant CU has a 5% six month rate and 4.85% three month rate with only a $1K minimum. myalliant.com/ultimate
  5. I saw it in the west end in July and liked the play better than the movie. The puppetry was really good. I didn't know it was coming to broadway. Another west end musical I went to and really enjoyed was Back to the Future. Hope that makes it to Broadway. Roger Bart was perfect for the part.
  6. spankdc.com
  7. I use to only eat hotdogs in the summer when I can make them outside on the grill but they are reall good in the airfryer and almost as good as those cooked out. Preheat the airfryer on 390 for a couple minutes and then cook the hotdog for 9 minutes turning it every three minutes and for the final three minutes drop a buttered hotdog bun. Something else I really like is Red Baron french bread pizzas. Seven minutes at 400 degrees
  8. Moonburn in LA and the Chicago spanking parties are also fun. The DC parties are fun also but the MAL one has too many people to have space to play
  9. All the Mike Post theme songs. I played the theme from Hill Street Blues at one of my high school piano recitals in fact. Also liked the theme song from Hotel and St. Elsewhere. Maude had a great theme song and I really liked phylis as well.
  10. I was going to send him a message on RM and see his listing is now removed:(
  11. Heading to Chicago next weekend and he came up. Love bdsm play with young, cute twink type guys who are doms. No reviews on RM yet but he is a new member. Hung_Alpha - Pornstar Performer, Rentboy, Gay Massage in Chicago, IL | RentMen
  12. He says he's vers. so maybe he only does it as a dom. It can be erotic if done right and the dom knows what he is doing. I've only done it with one person a couple times and it's an escort that knows what he is doing and has done it in a couple videos and it was only a mnor part of the scenes.
  13. Bumping to see if anyone has met him. I'll be in NYC later this month and surprised he hasn't come in my searches when I'm in nyc since I always search the word spanking. He's really cute and surprised he hasn't been reviewed yet.
  14. Alliant Credit Union is going to start matching T-Bill rates on their CD's for the same term in a couple weeks. If I lived in a state with no income tax, I would go that route since treasury direct is such a pain in the ass to use and doesn't even have an app, but seeing my state tax is so high where I live, I'll just keep doing four week treasury ladders to avoid the state income tax.
  15. Has anyone had the surgery recently? Not sure why I'm so scared of having it done since I had RK in 1996. I'm 56 and have known I had them developing for about five years When she saw me in July for my annual dialated exam she suggested I have it done then but agreed to put it off if she gave me a new script for my glasses (only use them on the computer and reading and notice I am having trouble driving at night) I am a type 1 diabetic and my eye doctor said that is probably why I developed them before I was sixty and diabetics are a lot more prone to them (weird thing is I have no retinopathy at all and have been a diabetic for 41 years, I had some background retinopathy about a decade ago but it totally cleared up). I see the surgeon for a consult in a couple weeks.
  16. WIsh I could get it. My grandmother was doing good financially on her own but when she had to go in a nursing home, it wiped her out in a few years. I'm a type 1 diabetic and even though I don't smoke and take care of myself better than most non-diabetics insurance companies won't even consider covering me
  17. I love carbs too much to do Keto or anything like it. I went to a session at a diabetes seminar on the Keto diet and Type 1 diabetes and the speaker was saying some diabetics that are struggling financially will do keto not to lose weight but so they have lower insulin doses and can make their insulin last longer
  18. Long time type 1 here so have to use insulin. My mom is a t2 and her endo put her on an insulin shot a day in addition to her oral meds and that really helped. I use a pump and a dexcom. If you aren't on a CGM I would really recommend it. It's helped my control a lot and my endo and GP both prefer time in range over a1c. Something that really helps with stubborn highs for me is Afrezza. They have a program where you can get it free. Brings my sugars down in about a half hour and is out of my system in 90 minutes so I don't deal with insulin stacking. My mom used it before she caught covid for high carb meals but she had a bad case of covid that caused lung issues and there is some breath test you have to do every year and she can't pass it now.
  19. Can't find a thread on him and he has some good rentmen reviews. I see he is a top into kink and will be in my area next week and his rate is pretty reasonable for a kink scene. Wyoarab - Pornstar Performer, Rentboy, Gay Massage in Chicago, IL | RentMen
  20. Problem with those low interest rates is a lot of times you give up the rebates. When I bought my car a couple years ago they had a pretty cheap interest rate but it meant giving up the rebate.
  21. I'd pay cash if you have it since a car is a depreciating asset. Sometimes you can get a good interest rate that is less than a savings account rate but you need to factor in if there are any loan fees and a lot of times you forfeit rebates which can more than make up for the interest.
  22. That looks really easy to make and I love Biscoff cookies. I wish I could find key limes around here. I have a recipe for a great Key Lime pie martini but have to use the bottled juice since I can't find the key limes around here.
  23. Very unlikely they would find out. Just dont use your real name or a nickname that would be an in email or instagram they would know. If they are onlyfans they sure can't judge you for having an account.
  24. Never had a provider give me a fake address but I have had providers tell me to meet them in front of an address near their place at a certain time or in the lobby of the hotel, and I'm fine with that and in fact think it's a good safety precaution for both the client and the escort. If it's a provider, I always meet them in my hotel lobby unless it's a well reviewed porn star who I know has current pics.
  25. If a provider demanded an escort from a client and the client got a flat, I'm sure a lot of escorts wouldn't be willing to reschedule and keep the deposit. I agree it is shitty a four-year client wouldn't work with you, but I had been hiring an escort for four years I wouldn't be paying a deposit to them. I refuse to pay a deposit anyway. It only protects the provider and not me. If I were to cancel on the provider I would be out the deposit (which would be fair), but I've had providers cancel on my or ask me to meet them an hour or two later.
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