Beancounter

it's NOTHING like it was before - i only joined after the politics board was gotten rid of, but a close friend of mine was bullied non-stop back then - enjoy this forum for what it offers, and just develop the capability to quickly monitor what you read and edit out the silly stuff!
While the negative posts seem to come from members who post too often and are insecure ego-driven types, there are really good people here

Getting rid of the politics forum was the most overt way the atmosphere changed - I never saw such nastiness -- no just some downright cruelty -- enacted as I saw there - and it looks like some of the chief nasties who had no real interest in the board crawled back into their dens. Now all we have is some misplaced inappropriate bravado and bits of name-calling it seems.
That change made it possible for the toxicity to become the aberration, not the norm, and we are all better for that.

Dude is wacko. Stay away. He was verbally offensive and i was little worried he would hurt me
I have copied and pasted the first review comment that @Gar1eth referenced.  The other reviews were favorable.  

I tried this recently with a regular who is very experienced and also knows me by now and how my body reacts. So we tried this without lube early in the morning. I was on top so could manage the pace as he remained essentially passive, except having a raging morning wood. 
 
Miraculously there was no pain and within a few minutes we achieved a complete connection and my internal juices provided the necessary lubricant. Wonderful feeling. 

I suspect there are several members here that have a net worth in excess of $1,000,000 but I doubt many have an income of more than $1,000,000.  
 
I can think of a couple of Forum members who routinely let us know how much money they spend on providers.  More power to them.  I’m envious.  In the meantime I’m content to be able to afford to lay on the beach, enjoy warm tropical breezes and cool waves from time to time. 

I’ll join the fan club. Nice, easy to schedule, focused on you. Best of all, completely no-nonsense and professional.

Quicken/Excel combo like @Beancounter above. 

I use a combination of Quicken and Excel.  Quicken is my check register and serves many purposes: 1) can be tailored to meet your revenue and expense categories, 2) allow for split transactions (useful for credit card statements), 3) reports can be designed in many different ways, 4) allows for multiple accounts (checking, savings, investment, etc.), 5) reconciliation feature.  It can do much more but is a solid program that meets most of my needs.  There is a learning curve and requires you to input data.  
 
Im a retired accountant who used Excel extensively when working.  Excel is a powerful software program that allows me to build projection models, I.e, future and present value calculations, what if models.  
 
Also, there is a website calculator.net that has a ton of calculators that can help you answer a lot of financial questions.
 
Good luck to you.  It’s tough getting started but worthwhile in the end. 

I really like Quicken.    Great for tracking my investments and a good tool at tax time the will integrate with Turbo tax.   I don't like it as much now that is subscription based and you have to renew it every year

I use a combination of Quicken and Excel.  Quicken is my check register and serves many purposes: 1) can be tailored to meet your revenue and expense categories, 2) allow for split transactions (useful for credit card statements), 3) reports can be designed in many different ways, 4) allows for multiple accounts (checking, savings, investment, etc.), 5) reconciliation feature.  It can do much more but is a solid program that meets most of my needs.  There is a learning curve and requires you to input data.  
 
Im a retired accountant who used Excel extensively when working.  Excel is a powerful software program that allows me to build projection models, I.e, future and present value calculations, what if models.  
 
Also, there is a website calculator.net that has a ton of calculators that can help you answer a lot of financial questions.
 
Good luck to you.  It’s tough getting started but worthwhile in the end. 

It’s the Kystle Carrington and Alexis Colby hour.  😂 

It’s the Kystle Carrington and Alexis Colby hour.  😂 

It’s the Kystle Carrington and Alexis Colby hour.  😂 

It’s the Kystle Carrington and Alexis Colby hour.  😂 

Thank you for saving me $8. I'll admit though that I don't mind subscribing to someone's OF for a month if it's less than $10/month. I see it as the same cost of buying him a drink at a bar if I go up and flirt with him. lol.

A couple of pics showing police cars and cops doesn't seem like a police report. And no police department would conclude that a burglary is connected with posts on this site. And I love the client name. I don't know of any attorney who would refer to their client by their Rentmen handle. 
Just when you think you have seen it all!

I **HIGHLY** recommend against hiring or interacting with JesTwink.  
I have not hired him, but:
He's harassed multiple members of this site begging them to remove any discussion of him. He's created more than a dozen accounts to contact people who have blocked him or ignored him. He's submitted DOZENS of reports for various reasons (ranging from DMCA to harassment to stalking) in an effort to get content removed. He's sent dozens of emails/contact us messages threatening the site with legal action. At the end of the day, he's batshit crazy and if he will do these kinds of things... he's most likely not going to respect your privacy and will have no problem continuing to bother/harass you afterwards if he does not get his way or disagrees with what you might say.  
Save yourself the headache and the harassment and avoid him.  
 

Tax provisions in the One Big Beautiful Bill Act
WWW.THETAXADVISER.COM The bill extends portions of the Tax Cuts and Jobs Act, provides deductions to eliminate income taxes on certain tips and overtime pay, and addresses other tax... I thought the above article summarized nicely some of the key elements of the recently passed budget and tax bill.  Information and knowledge are powerful tools.  

Tax provisions in the One Big Beautiful Bill Act
WWW.THETAXADVISER.COM The bill extends portions of the Tax Cuts and Jobs Act, provides deductions to eliminate income taxes on certain tips and overtime pay, and addresses other tax... I thought the above article summarized nicely some of the key elements of the recently passed budget and tax bill.  Information and knowledge are powerful tools.  

Tax provisions in the One Big Beautiful Bill Act
WWW.THETAXADVISER.COM The bill extends portions of the Tax Cuts and Jobs Act, provides deductions to eliminate income taxes on certain tips and overtime pay, and addresses other tax... I thought the above article summarized nicely some of the key elements of the recently passed budget and tax bill.  Information and knowledge are powerful tools.  

Tax provisions in the One Big Beautiful Bill Act
WWW.THETAXADVISER.COM The bill extends portions of the Tax Cuts and Jobs Act, provides deductions to eliminate income taxes on certain tips and overtime pay, and addresses other tax... I thought the above article summarized nicely some of the key elements of the recently passed budget and tax bill.  Information and knowledge are powerful tools.  

The horse is out of the barn when it comes to everyone's personal data. Frankly it's incredible there isn't vastly more identity fraud than there is.

I'm old. What works for me might not be right for others but why I sleep ok at night:
Large % of investment money in Treasuries & Non Callable CDs - 3-5 year maturities, all currently at 4.5% or better. Have a few Treasuries with longer maturity at 5% yield I bought just because they were at 5%+; whoever inherits that will likely be ok with 5% plus Treasuries can be sold (at gain or loss) in secondary market.
For those who believe Fed will lower rates starting this year I think buying treasuries (again which could be sold if needed) and/or CDs is a good short term strategy. Plus 4% yield is going to look good if Fed lowers. My memory is still good about getting garbage yields of 2% or lower.
Balance of $$ in ETFs, mostly S&P 500, technology, consumer staples, high dividend. Some might say "but what if the market turns down and you need that money". I won't need it and its essentially longer terms investment dollars as beneficiaries will inherit it.

Many deep, undesiderated, supererogatory, obtrusive, adventitious, interloping, nugatory thanks, Dr. Ultracrepidarian—how predictably pedantic-yet-gratuitously-unmeritedly-redundantly-inappositely overt, vulgivagant, and celeberrimus! Yes, I did, in fact, acknowledge it was his prerogative, a point that apparently escaped the good doctor’s compulsion to bludgeon nuance with the cudgel of cold, clinical accuracy. While an airtight grasp of factual minutiae is, as always, impeccable in its sterile perfection, it does seem there exists a pathological inability to grasp that life, inconveniently for such a binary worldview, is saturated with risk. Every decision, action, inaction, or mere instance of continued respiration carries the latent hazard of calamity—though no doubt any such sciolist oenologaster has a peer-reviewed source ready to refute that too. But here’s a radical thought: perhaps human interaction isn’t a risk-free equation to be balanced on an epistemological abacus. And speaking of overcorrections, perhaps it’s time to shelve the beloved thesaurus and to take a healthy, introversive, endoptic, automnesic gander at a page—dare one say a sentence—from Strunk & White. “Omit needless words,” they say. Imagine the revelation, the sheer liberation, of expressing a thought without constructing a cathedral of circumlocution around it.

I tend to stay within a pretty set range per hour: $200 to $300 pre-pandemic. $250 to $350 post-pandemic. I can't of anyone who I was so interested in that was willing to do $500 an hour, etc. 

I find that the providers at the lower end of my range are often just as good or better than the ones at the higher end, and they are the ones who become regulars. I prefer to have around four (maybe five) providers to call upon regularly vs. always trying out new folks. 

I once got DP'd by Andrew Justice and Sean Xavier. I think that was $500 for an hour, but that broke down to just $250 per guy. And it was worth it.