BeamerBikes

You can convert your paper bonds into a treasury direct conversion account. I’d recommend doing that either soon OR wait for a long while. Why? That conversion activity is based out of West Virginia and the office is getting the DOGE treatment. Who knows what paper bond servicing is going to be like a year from now? I likewise have some very recent paper bonds I need to convert. Debating holding onto them for the long haul to admire them as a semi collectible until I need the money and/or normalcy returns.

Part of me wants to see if it will do a dead cat bounce, but the other part of me is…. The cat just fell off the cliff, the bottom is still a ways down. As others have mentioned, if you compare it to Ford or GM, you will have valuations maybe $20-$30. What makes Tesla special? Elon? Maybe that’s not such an advantage anymore? Robo-taxis? Who’s going to get in a robo taxi when there going to be a crap load of folks driving for uber again as a side hustle? Self-driving tech? Only an advantage if they can sell their cars and right now, that’s questionable. I’m also an EV owner btw. Just never was a fan of Tesla’s design philosophy and lock in. So it’s not the car for me.

From Florida - Alleged Florida killer of 2 disabled men may have been 'targeting the elderly, gay community,' police say https://www.yahoo.com/news/alleged-florida-killer-2-disabled-173313867.html

Probably best to move/merge it into there

There’s a thread already started for him in the spa & massage section

Interesting article there’s a paywall but gist of it. Cardiologists and other docs are going on the GLP-1s themselves and noticing other peers doing the same. The Physicians Really Are Healing Themselves, With Ozempic - The New York Times WWW.NYTIMES.COM At cardiology conferences and diabetes meetings, doctors can’t help noticing that thin seems to be very in.

What someone pays in income tax relative to what I pay in income tax has no bearing to my approach to tipping. My fight with taxes is with my respective government officials, not with someone providing me a service that isn’t in a tax scale. I don’t assess any service provider by what I perceive they pay in taxes. If there’s great - reliable - consistent services rendered, I will choose to show appreciation in a variety of ways. Cash just happens to be the most commonly appreciated. All that being said - I likewise endorse the idea that in lieu of tips, being a low drama reliable respectful client means more to any provider than a one timer who’s takes up your time and still ends up trying to short pay. Having a regular client that states hey are you free tonight at 7pm (and usually shows up on time), there’s minimal back and forth, and a generally pleasant interaction for both - there’s base income that will keep the lights on. Another good sign - if you are still getting your appts taken by provider, odds are they okay with the arrangement.

Let me add - so enjoy your collections and treasure it as it makes you happy. If you can start parting with the collection to someone else who shares the interest, all the better.

I’m going to be down in Miami for work. I planned to tack on some weekend fun. Debating between something new Staying up in FLL to check out the stripper bars there(haven’t been there yet), being a beach bum, unplug. so recommendations for best place/area to stay close to beach and/or Uber-able to Johnson’s/LeBoy? OR Renting a car and taking two days to check out some of the keys that I usually drive through in the past Key Largo, and then acouple days in Key West for the weekend. Unsure if Mardi Gras is a big thing in Key West. I don’t know what the Bourbon Pub dancer crew looks like these days.

No no no, we got a good thing going here. Don’t be bringing any of that caca around. Only fights should be about how much to tip, bears v/s twinks, deposits. Lamenting why there are so many women in the gay strip club.

Should have charged him 1/2 the ER rate! That’d easily be a 10k+ visit. ER doc, x-rays, specialists etc.

Sadly, echoing everyone else’s thoughts here. Collectibles should be for your enjoyment, primarily. Any profit made is a sweetener, but then you have to part ways with that enjoyment. Not a sad thing, if it’s being used to bring new enjoyment into your life. One more data point, you can look into estate sale auction sites. A good number of them have gone to Online formats, which will let you see historical actual closed prices. I find estate sales to be a bit sad, but I’ve picked up some sentimental items. I haven’t looked into the stamps side of the house, but I do occasionally flirt with getting a bigger coin collection. The challenge I have - I don’t see them as being an investment. It has to be something I appreciate for the beauty or historical nature. I don’t see myself parting with these items unless I’m doing a massive liquidation to pare things down for whoever has to handle my affairs.

Eh, in this hobby community, you’re amongst friends. Hell, having befriended multiple strippers when I had acouple years of being a strip club regular, you end being able to converse with other strippers in a way that’s more business like than entertainment. Industry is industry at the end of the night. That being said, some strippers/escorts know they have your attention, and they’ll show their character when they decide how to interact with you.

I’m going on 6 months plus on the topical 2 pumps a day. Doctor monitored with blood tests. Only downside for me is ball shrinkage. It’s real. However while they were bigger before, they weren’t producing enough Testosterone. I’ll have to live with the trade off for a better libido. Went from slightly bigger than average, they are now about 30% smaller. Just enough to go hiding more regularly when it’s cold so filling out a jock as a grower not a show-er isn’t in the cards anymore. oh well, I’d rather have a working set and the energy back.

Also this from the client side, unless I know it’s an international person, my immediate reaction to WhatsApp/Telegram/Signal - this is likely a scam. A phone number offers a small bit of traceability/verification.

In general, Americans aren’t as privacy conscious as Europeans. Also, end to end encryption is nice, but if the feds want your texts, they’ll subpoena them in the name of “protecting the children” and the companies will quickly comply.

Dancers didn’t seem too interested in lining up future business for later in the week, whether it was committing to meets at the bar or otherwise.

Corner Pocket update went there NYE after midnight. Decent pick of some white twinks, varying stages of pretty to neighbor next door(shout out to Harry as in Harry Potter), they had some toned black and Latin as well as I recall. Usual experience - sat at the bar and there’s wasn’t much lap dances I could see occurring. It was a decent crowd. We left shortly before 3am and luckily crossed Bourbon about 15-20min before the incident. Other NOLA news, Good friends, Exile, Rawhide, and Clover Grill are all going to be changing hands this spring. Owner is selling the businesses.

For me, I usually to keep things relatively simple. Term would have likely been cheaper/flexible/less work to gain advantage. I was young enough and didn’t want to deal with re-upping every few years. Agreed on the gurus - Suze Orman for example would never allow someone to buy a boat or a plane. While I wholeheartedly agree a boat or plane is a horrible purchase for most folks, if you want it and clearly can afford to throw money at a hole in the water, live your life! Just be honest with yourself.

I should admit - I bought the policy without having a long term plan for it. In retrospect, I probably could have had term life for cheaper, but this policy served its purpose for peace of mind. Now I’m just trying to be smarter about how I can use it to maximum advantage.

So I bought a Universal Life policy back 20+ years ago when I was working for an insurance company. It has a guaranteed rate of return somewhere around 3.8%. On death, it will pay out the face value only and there’s an overloan protection rider. I bought it initially for peace of mind that should I pass, my mom/sister wouldn’t have to rush to liquidate my house. Then it turned into “should I pass before my mom” the house we shared jointly could be owned free and clear until her passing. Now almost a decade after my mom’s passing, I’ve let the value pay for the premiums. I figure it’s time for me to figure out if this should be part of my retirement plan to borrow from it in the future. Anyone else get sold one of these Universal Life policies and have a strategy for how to use it while you’re still alive? Likewise, I’ll take any reading recommendations to evaluate options for myself. I’m doing well for myself - maxing out 401k, little debt. I’d want to retire early 55-60, and could use some living money before retirement funds are available penalty free. I’m thinking I could restart some contributions and use it as additional liquid funds in the future. My estate potentially losing out on policy cash value versus the death benefit face value, isn’t really that much of a concern as I would already be gone. Though, I’d rather stick it to the insurance company and drain any cash value if I had the option.

Anyone considering another run of iBonds in 2025 as a hedge if inflation flares back up? At the very least, I’ll be holding my existing bonds all with the higher fixed rates.

Should go over to the Spa and Masseurs sections

Here ya go gals. Put the Vaseline on your teeth it’ll make you smile easier. And if they’re looking at your teeth, they can’t see how much you can’t dance. - Drop Dead Gorgeous

Looks like he is active on Twitter and OF