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JayCeeKy

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Everything posted by JayCeeKy

  1. I have no personal info but sometimes if you google their phone number you get info. Just sayin'.
  2. In looking at the photo of his arrest - does that say "Dunces" or "Ounces" on his t-shirt? I'm thinking both are appropriate.
  3. Anecdotal Evidence is usually not worth much but here goes: I put up a male stripper for a while b/c he said he was having some financial problems. Everything went great for about a month - I had companionship and really enjoyed having a "stud" walking around in his skivvies. Then one day I noticed that my AMEX account had ATM withdrawals totaling about $6,000. Yes, stupid me left the PIN on my dresser. Luckily, AMEX didn't want to investigate and reimbursed me. The old saw is true: no good deed goes unpunished.
  4. I may be wrong, but I don't believe that just having a parent who was in the service qualifies you for USAA. Your parent must have had USAA insurance themselves for their children to qualify. Both of my parents were in the military but I have been turned down a couple of times b/c I can't prove they belonged to USAA. From the web: "Now, to be eligible, according to their website: Active, retired and honorably separated officers and enlisted personnel of the U.S. military. Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS). Adult children whose eligible parents have or had a USAA auto or property insurance product."
  5. Whoever you get as a financial advisor, be sure to ask if he/she will have a "fiduciary duty" in his/her relationship to you. "A fiduciary duty is a legal duty to act solely in another party's interests. Parties owing this duty are called fiduciaries. The individuals to whom they owe a duty are called principals. Fiduciaries may not profit from their relationship with their principals unless they have the principals' express informed consent." If a financial advisor is in a fiduciary relationship with you, he/she MUST disclose to you whether he is making ANY profit when he recommends any type of investment. I've learned the hard way that certain advisors get kickbacks if their clients make certain investments, not always in your best interest. I would be especially wary of the large management companies. If I had to do over again, I would have taken a more active and direct role in determining which funds to invest in - and would have been more careful in observing the "management fees" that these companies charge. When you snooze, you lose. BTW, my portfolio has doubled since Obama became prez. It's probably time to take some profits before investors realize that the market is overpriced. Could happen any day though I suspect it will happen in first quarter of next year.
  6. As a licensed Couple and Family Therapist, I have spent many years with clients who have literally dragged their partners into therapy - demanding that their PARTNERS CHANGE! It doesn't work that way. You are only responsible for one person in this life... and that's YOU. Sometimes, if you make changes in your life, your partner will also change, but don't count on it. I encourage my clients to say the newly-revised SERENITY PRAYER: God, grant me the SERENITY to accept the people I cannot change. COURAGE to change the person I can. And the WISDOM to know..... it's me. Good luck on your journey.
  7. As someone who used to spend a lot of time interviewing job applicants, I think that Worthington45 gives you some excellent advice. Usually a hiring manager has several applicants to chose from. If an applicant told me that he had a "serious" illness that is "essentially" resolved (this implies that it is not resolved), I would consciously and unconsciously put that applicant at the back of the line since I might construe that the applicant is telling me to expect occasional absenteeism due to health issues. I also would not advise that you tell any coworker about your illnesses or personal information as they will inevitably spread that information to others, usually in a distorted or sensationalized form. When hiring, the most important traits I looked for were enthusiasm, intelligence, a good work ethic, a sense of humor, and ability to get along with others. Your medical history is your business, no one else. I am sure that most applicants are not hired for what they said rather than what they did not say during the interview.
  8. My "boys" like JC Penney's Stafford boxers. They say it gives them room to breathe and knock-about a bit. When the boys are happy, I'm happy.
  9. Not every part of Cher is 70 years old.
  10. In my third year of college my roommate introduced me to the music of Leonard Cohen. When I first heard "Suzanne" I was hooked. http://rockhall.com/media/assets/blog_posts/songs_of_leonard_cohen_album.jpg
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