I forgot to mention I’m on Medicare with a supplemental Rx plan. Before I turned 65 ( barely a year ago) my Truvada was essentially free, with Gilead program covering $50 co-pay. That program doesn’t apply to government insurance programs, so when I went on Medicare that co-pay program stopped. I’m content with my current plan and accept the fact it takes me 3-4 months to hit my annual deductible then everything is very inexpensive.