Charlie

The RMDs do raise our annual taxable income, but my spouse and I are lucky that we have never needed the money from our separate retirement accounts (a 401(k) for him and a 403(b) for me) for annual living expenses. My spouse's financial advisor simply re-invests his RMD in another investment account. I usually take mine in cash, and use it for non-essential purchases, like travel, or for charitable donations (which are tax deductible). I used last year's RMD to pay cash for a new car, rather than take out a loan. If we live long enough (say from 90 to 110), I'm sure we will actually need the money from the retirement accounts for essential care expenses, but for now I'm happy enough with the way things are structured.

I think you are correct.

I believe that William lives alone. I haven't heard from him recently, and don't know how to get in touch with him outside the site. I have lived alone only once in my entire life, for 6 months in my early 20s, so I never worry about something happening to me without anyone knowing it for days. But I do live in a gated 55+ community, where I interact with several of my neighbors every day, and if they didn't see me or my spouse, I'm sure they would inquire, just as I would if I didn't see one of them.

Undergoing transition in El Paso? (pronoun: they)

The S&L crisis in the last century was what caused me never to put all my money in a single bank. I keep the majority of my funds in a one major bank, but always keep enough in a second bank to survive for a few months.

I had my first experience with "tennis elbow" long before I started playing tennis. It began after I carried a very heavy box in front of me on a long walk to the post office. My doctor tried various things without success, so he sent me to an orthopedist who treated piano students at a noted music school. He examined me and said, "You need a cortisone shot," and gave it to me in the elbow. Within an hour the pain was gone, and it didn't return until years later, in a much milder form, when I really was playing a lot of tennis. Another doctor gave me another cortisone shot, but that time it didn't get much better. I wore an elbow brace and changed my service motion, and eventually it faded away.

Only one review, two stars, not into much despite claiming to be gay.

When we moved to CA almost twenty years ago, my partner and I got different primary care physicians because we had different health insurance providers. After about ten years, my partner's doctor changed to a concierge plan, because he said it was the only way he could limit his patients to a small group and still make out financially, so my partner joined the group. I was becoming more dissatisfied with my doctor, because he was often unavailable, so his staff would tell me to go to urgent care for treatment; I often went with my partner to his medical appointments anyway as he began to suffer from Alzheimer's dementia, so I also switched to his concierge doctor. The first major change I noticed was that a lot more routine treatment was included in concierge membership--automatically scheduled physicals and tests, for which I did not pay extra--and the doctor was almost always available for all sorts of minor medical problems and advice. Given how hard it is to find personal physicians in Palm Springs these days, it seems worth it to me to be a part of his concierge practice, even though the price of membership is steep. (My partner and I both have MediCare and supplemental insurance as well.) However, as with any professional relationship, it is only worth the money if you have good personal interaction with your physician and feel you can depend upon him/her when it matters.

The mountains surrounding Palm Springs were snow-covered down to much lower levels than I have ever seen before. Some of the mountain communities around the valley still have people trapped in their homes by several feet of snow, roads are closed and emergency responders can't get through, food stores are running out of supplies. I am wearing my old ski jackets and woolen hats to walk the dog here, while the cherry blossoms are getting ready to bloom in Washington, DC!

I have heard the name, but I have not listened to anything.

My parents used "high fallutin" to describe someone who was "putting on airs."

I am also a Mahler fan, but given a choice, I would usually go with Bruckner. I'm not sure what that says about me (do I enjoy edging and coitus interruptus?). I also prefer Nissan to Toyota, and Mercedes-Benz to BMW.

Well, it's the best sex I have nowadays.

So they are bros rather than brothers. I have only encountered one pair of genuine brothers who worked together for awhile, but the older was gay and the younger straight, so it didn't work out for very long, and the older one went back to working alone. Having been taught how to do it, however, the younger one occasionally worked alone as a provider when he needed extra money. I hired each of them separately, and the straight one was actually a better provider than the gay one, because his personal sexual preferences didn't affect how he did his job.

If you look carefully at the cock photos, they look like they are from different men.

In some photos he looks like an adolescent, not a 29 year old. Of course, he is pretty small (5'5" and 130 lbs).

I respectfully disagree. A professor of mine once explained that a Bruckner symphony is like a leisurely sexual experience: it keeps building to a climax, only to stop, take a breath, and start over doing something a little different, until it can't hold back from cumming any longer.

Yes.

I haven't been to Fire Island or P-town for many years, so like @BtmBearDad my memories are possibly out of date, but his certainly match mine of the '60s, '70s and early '80s. Other than sex, the only entertainment I can remember was in the Grove, when I went to see Carmen McRae perform at a bar one night. Martha Raye was in the audience, and she and I ended up sharing a pizza down by the ferry landing later that evening.

Nah! You're too young to remember the difference between a '59 and a '60.

I was interested by how similar our impressions were of those we both had been with.

Many years ago in NYC, after a pleasant romp, a provider and I lay in bed and looked through a copy of the Advocate "pink pages" together, commenting to one another on each of the providers whom we had hired or slept with. He had had experiences with many of the same guys I had hired.

I remember when today used to be a federal holiday to celebrate George Washington's birthday (he would be 291 years old today). Then they decided there were too many federal holidays in February, and lumped him together with all the other Presidents. Sad.

Did he just get let out of that cage in the back?

Well, he does say he "can't live without" filler and botox.