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Mjonis

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Everything posted by Mjonis

  1. I've definitely had a false negative. Had a co-worker who I thought was straight (gaydar never went off). Imagine my surprise when I found out he married another man. LOL!
  2. Yes, definitely Jessie Colter
  3. Nice! I love pre-cum, so it's good to see a lot of you are fellow leakers. Too bad there's not much of that in videos/porn, LOL!
  4. LOL. No, no polls by me about anal leaking. Given that one almost never sees pre-cum leaking on porn videos and the guys that I know and have either volunteered/etc. don't leak, I was curious as to have prevalent it is. Granted, this isn't a scientific poll or anything.
  5. Let's say we're very open about discussing things when we get together for dinner/etc. Turns out we're both kinda piggy. oink oink
  6. So, more for my curiosity: Do you get wet/leak pre-cum? I'm a very fast and very wet leaker of pre-cum. My husband is dry as a bone A friend of ours is also bone dry. (LOL) The leaking does come in handy as I can use it as lube but it also tastes great. (although I know there are those that do not like the taste of pre-cum)
  7. Damn straight. I'd lick all of that up. Might swallow some. Might spread the rest on my cock and balls and have him stroke me off.
  8. Depends on if we're talking about sex or long-term relationships, IMO (LOL) If I had the ability to hire an escort/fantasy man: 1) Hairy chest 2) Bald 3) Shaved balls/taint/hole 4) muscular 5) into the same kinks that I am For the other side of things: 1) Loves me for who I am (faults and all) 2) likes sex as much as I do 3) Caring 4) Fun to be with 5) Eats my food and likes it (haha)
  9. IMO, diversification is the key to long-term investing. I don't own any individual stocks other than what's in my Employer Stock Purchase Program. Everything else is in mutual funds or EFT (there's some EFT funds that are like mutual funds, but because they're EFT they can be traded during the day instead of at whatever the closing price is). I have a mix of basically the Dave Ramsey "4": 25% in small cap, 25% mid-cap, 25% something else (sorry cant' remember) and 25% foreign. My "target" (when I ran numbers into financial planning models, etc.) was 8.5% but it should be feasible to hit 10% even if you picked a mutual fund that mimics the S&P 500 (which they do have). Granted, I've got 20 years to go so there. haha
  10. OMG. Yes!!! I’d love to have like 10 guys shoot their hot load all over me
  11. I love fast food but have been on low carb diet for like 3 years. Plus after gallbladder removal I don’t do well with high fat content. But I love burger twat. That’s what I call Burger King. Haha taco smell chalupas. Mmm if five guys is fast food that’s my fav
  12. I think Andrew Justice has a nice mushroom head. Gotta figure out how to post photos here.
  13. I'd make him lay like that and stroke his frenulum until he cums.
  14. Stunned. I cannot imagine why someone would do this, short of some psychiatric disorder. But then again there's lots of screwed up people in the world, unfortunately.
  15. I started with the p-spot grabber (no longer available) from Fort Troff. It's not really a dildo, and small (in girth) but it helped me explore and learn to "loosen" up. Then I progressed to their prostate vibrators because they're not very long (maybe 5.5" ?) at least the ones I'm interested in. I have found it's not so much the in all the way, back and forth that feels good for me, but rather the stimulation on the anus that feels the best. Hence I like the vibrating ones. When my husband tops me, I like for him to put his cock head in and out (like maybe the first 2--3 inches) as that feels the best, although once I'm "warmed up", I do like to feel his balls up against me.
  16. I thought (but maybe it's only in New York vs. Federal law) that closing costs are to be laid out crystal clear. You're supposed to get a good faith estimate of closing costs. Now, some people will choose to roll those into the loan (thus increasing the amount borrowed which may affect the APR). More or less the lender is required to list the Interest Rate and APR. The 'closer' the two numbers are, basically the lower the closing costs/fees. (a lot of lenders will fold the costs into the loan, thus the APR vs. interest rate will be more "different"). Example: 30 year fixed for say: 3.0% and APR of 3.5% Wait, what? Yeah, then you see they charge like $7,000 in closing costs, folding it into the loan, thus the "APR" is increased vs. the interest rate. There's many loan finance recalculators. If you're doing straight refinance (not cash-out where you borrow more money), it's fairly easy. You obviously know what your current mortgage balance is, along with current interest rate and current monthly payment. ASSUMING you're "straight refinance", the new loan amount will basically be your "current" mortgage balance. You know what the new interest rate is (not APR). You plug those numbers in and get a new monthly payment. Then you *should* have received a good faith estimate for closing costs. Basically the rule of thumb is if the new monthly mortgage payment savings (ie your new monthly payment would drop by say, $125/month) multiply that by 12 (or 18). IF the closing costs are less than that number, you're "ok" (ie, you "pay off" the closing costs by what you're saving in a short time period), then it's a good deal. But let's say it would take you 2-5 years to make up the closing cost difference, then it's not such a good idea (again general rule of thumb). Also, don't make the mistake I did many many times which is keep refinancing at 30 years. I must've refied like 4 times in the 1st 10 years (always lower interest rate) but then I'm at like 40 years to pay off the loan (every time you refinance for 30 years it's 30 MORE years). I since learned my less and about 8 years ago, I refinance with local bank at "current" loan length. ie: I was 2 years into the 30 year mortgage, so 28 years left. Refinanced at lower rate for 28 years. Refinanced again recently at a 22 year loan (lower rate). So now I'm at a "30-year" (22 years really) at 3% (I live in NY so our rates are always a little higher than other states). Closing costs were $1500 and I'm saving $100/month so 15 months I make up the difference. Plus it'll be paid off before I retire. Sorry for the babbling, but hope this helps? Nothing wrong necessarily with folding in the closing costs into the loan. Just that the best way to compare "true" costs with various lenders is to keep the loan amounts the SAME and look at the closing costs and see how long it'll take you to pay off. We have some lenders here where if I'd refinanced with a different bank, my closing costs would be $4800. Big difference, IMO.
  17. Not sure where it comes from, but I have this "thing" for hairy chested men. When I was a kid and watching Magnum P.I. mmmm Ironically I prefer shaved balls/taint/hole but the rest can be hairy. And also ironically I have this "thing" for totally smooth men (especially black men, I don't know why). Bald and smooth. mmm And facial hair for some reason is a big turn on. I have NO idea why but it just gets my pre-cum dripping. Although any of the men in Gallery postings will do (haha), but I've got a special turn on for the hairy chested (especially with big nipples) ones.
  18. Yeah unfortunately seeing some projections that it'll take until about Q1 of 2022. Sigh. The only frivolous sex going on here is with my hand. Hubbies sex drive is in the toilet it seems and he refuses to go to the doctor (I'm convinced it's low testosterone) but can't force someone to do something they don't want to do.
  19. Well I'm not exactly a power bottom (I would probably be "versatile" if my husband could loosen his hole--haha). Anyway: Since I've had my gallbladder out, let's just say things are more messy/mushy than before. I'm on the bile salt binders (tastes nasty) which has helped. But it's not like before. I've done the douching in the shower. NOT ideal, IMO. Gotta use the toilet. WAY too smelly/messy in the shower, IMO (but to each his own). I do not use one of those things that attach to the shower, Ima scared. Too much water in there and you trigger the sigmoid part which is just bad news, IMO. I use one of the bulb douches with a little vaseline at the tip. Normally I can poop in the morning (once a day for me), so afternoon/evening escapades are better timed for things. Takes anywhere from 15-20 minutes (to make sure nothing's hiding). Then I typically wait another 15-20 to make sure I don't have the "rumbles". Then in the shower, I'll use my prostate toy from FortTroff (it's kinda long, but not like 12" or anything) to kinda make sure it's all out. But everyone is different, so what works for one may not work for others. All I know for sure is that you do NOT (well maybe some folks do) want to get water in that sigmoid area. Takes forever after that to clean out, IMO. I eat high fiber and take fiber supplements, BTW as well, but the bile acid stuff doesn't really lend itself well to anything. I can even take an entire immodium (previously that would bind me up for like 3 days) and it doesn't really do anything anymore. LOL
  20. I know, right? Stayed at my Hilton Timeshare in NYC 2 years ago and they had the Toto there. It was real nice to wash the hole and taint. Actually felt quite arousing. LOL
  21. Yeah, some of my favorites are gone now (I'm assuming the rest will slowly disappear as well). Grrrr. xvideos.com/gay is OK xhamster.com is also, but mostly "vintage" stuff (a lot of amateur stuff) the others seem to be riddled with spyware/adware, etc but maybe I'll find some other good sites.
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