For you young folks. Be patient.
Start now, with no load mutual funds, eg Vanguard. Invest every week or every pay period. Take advantage of 401k company match. (You must) Find a way to do that! ???
Never try timing the market. Protect through diversification.
Do re-balance based on the risk that makes sense for you. Otherwise leave it alone.
Never recommend a stock to someone else or buy a stock based on some hot stick tip.
If you really want outside advice, hire a financial planner, but be very careful how you choose. I've been lucky in that regard.
Don't buy and hold your company's stock.
Kudos to you fellows banking big $$ with crypto currency. But am I the only one that envisions an impending crash? What is the underlying value if the demand plummets? There is none, right?