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Amazon has a shit ton of prop money for sale so beware! Some tips for spotting counterfeits Beware of old currency styles. Paper money lifetime is measured in years. Older style of 20s,50s, 100s are extremely hard to find in normal circulation. First feel - US money is printed in Cotton based paper it feels substantially different than paper. It should feel a bit like fabric This can be done discretely if you don't want to eyeball further Next - Visual clues - color changing ink lower right corner number - if you focus on the number printed on the bill, it should change colors from green to gold when tilted up and down. The pressure printing method adds this feature. -on new hundreds look for the hologram strip in the middle. It should move visually as you move the hill. These next two are harder to do discretely, and more advanced techniques where the goal should be to get change in return. - red and blue fibers in the paper bill itself. - there's also presidential face watermarks and security strips on the paper that should match the domination. This is an advanced technique to bleach out $1, $5 to print $20, $50, $100s. I'd doubt a client would pass these bills for services. Advanced fakes would be best to get real change from... Goal of a counterfeiters is to trade their fake money for real money with paying the least overhead hence you see so many fast food places saying nothing bigger than a $20. Buying a $1 drink with a $50/100 yields $49 or $99 in clean real money.

Hopefully, US Treasury continues this, I may never look at a Savings Acct again. Invest majority in index funds, squirrel away for a rainy day filled with booze and strippers in the future... LOL

It's possible that the drug isn't in your insurance formulary (basically pre-approved drugs they cover) or your Healthcare plan doesn't kick in for prescriptions until your deductible is met. Happened to me with welbutrin xr. I used GoodRX for the cheaper price until my deductible was met. Had a good experience using goodrx.

Sadly, it has the hallmarks of the later. Well-formed paranoid delusions... Law enforcement, various 3 letter federal agencies, radiation poisoning, internet hacking, phone redirection, been occuring/building on for a month based off Twitter. Not sure if he has any friends who can talk him down, and get him into a program.

I think we have an obligation to tell the tell to pass on the stakes on how things were in the before times. I'm 45 and my gay elders have started to pass on. Long term HIV treatment added decades to their life, but side effects plus drinking/smoking/eating started to catch up. I was lucky enough to hear some of the oral histories first hand. The youngest generation will fight to reverse these trends towards the hands maid tale. They likely are going to need mentors and support though. Just as I did in my early 20s... reminding the change takes time and not all their peers will be as civically committed. You can find a balance between staying out late at dance club, tricking/hooking up, doing the walk of shame on Sunday morning to clean yourself up and show up at workshop hungover as shit but still present. Coffee and don't try to speak much until after noon. Oh youth. I have turned into my elders who would do the Irish goodbye after dinner and a nightcap at the bar. Lol

Hiring can turn into an addiction with the right circumstances/personalities involved. Long term harm could be transactional view for all relationships and going broke/into debt.

I wonder if the new notes are go-go / stripper friendly.

Thanks @RyanDean and others. It was more general venting than something I'm struggling with. I've learned long ago you can't change folks; they have to commit to changing themselves. Change is hard. Staying stuck is easy. Nonetheless, we have an extraordinary window into others lives these days and sometimes you have to wonder what the hell happened here. There's no good answer in most cases. Just have to let it go.

Dunno where I want to go with this post. Just a general frustration. I've encountered a handful of great guys (friends, bfs, and providers), who ended up in the throws of addiction. If they overcome and manage to make it into recovery, they end up significantly different than before. Most recent is a provider who was on the wish list. He had PnP in the profile and that was always why he stayed in the wish list rather than take a chance and hire. Sadly, a recent peak at his Twitter shows him having full-blown paranoia delusional events. CIA, FBI, CISA(actually a bit impressed that he found this agency), etc. Summer 2020, I reprised a caregiver role as one of my gay "dad's" partially recovered after getting lost in the bottle. He drank himself into a months/year long stupor that resulted in a rare condition that resulted in permanent brain damage. He's a shell of his former shelf. I've been in my adult years for 27 years now. Seeing friends/loved ones go through addiction whether it be alcohol or drugs is one of the harder parts of adulthood.

Bright side, their security operation is tight. One Time Passwords, virtual keyboards to prevent key loggers, and personalized image verification. All good stuff. Maybe not as slick as some banks fraud detection, but I'll take prevention anyday.

Correction, updates quarterly. Linked accounts only show face value unless you click into the linked accounts, then click into the detail.

Updates monthly. You may need to click through for detail. I will see the face value on Series EE and I, then click through to see actual value. This is true even for new ones bought this year.

I know I should also be more aggressive, but I can't pass up a close to 10% return with little risk. Yes, It's standing still vis a vis inflation, but in the end, you're limited on how much you can buy. There's definitely worse places to park 10k. Better places come with more risk.

Yes, thanks all and keep the tips flowing. Got busy with work. So to answer some of the questions. I'm leaning towards staying put at this place even though it's just me and the dog for the next several years. I want to enjoy whatever I put in so when the seller inevitably doesn't like it, I won't take it personal. I'm in Chicago burbs. There's a unfinished but heated/air conditioned basement underneath. Vinyl planks/look alike tile look like front runners. I'll retain carpeting upstairs. Furniture is in flux somewhat. Had a formal dining room set but its oversized for the space and never used so looking to try to repurpose that space somehow. First step - get it out of the house and redo the floors. Agreed no on the dark shade for floors. I have the traditional honey oak trim work so it'd clash. Plus dark colors need balance otherwise it makes the space feel small and well dark.

I fall under the standard heterosexual male stereotype... I dont have an eye for design/decor other than as a consumer. I want something that looks nice and not too edgey and also not something out of the 1800s whether rustic or gilded age.

Figured I'd poll the group. Anyone have advice/guidance on picking out new flooring? I've typically chosen carpeting and ceramic tile for my previous homes. I have this 2 story McMansion, and want to enjoy it abit before selling it. I was thinking of replacing the 1st floor carpeted sections with wood floors. How do you best visualize how the place will look with the new flooring? Any apps or just old school print a picture and overlay the floor pic on it? Also appreciate any comments on types of flooring to stay away from and why?

Aye. It's not an immediate access option for the youngest assets. That quicker access emergency fund stays in separate savings/money markets.

That Scooby-Doo clip brings back memories of the pre-post area. For my clinic/hospital, I had a later appt in the day. The waiting area for pre and post procedure was the same. As the guys came back after the procedures, it was uncontrollable cacophonies of flatulence all around me. Reminded me of how Leslie Neilsen would bring the fart sound machine with him and carry on in a completely normal serious tone.

I'll take standing still in I-bonds than going backwards without knowing it in a "savings"/CD/money market acct. I have to remind myself "when in doubt, zoom out" for the S&P. I'll admit waking up broke scares the bejesus out of me. The I bonds are replacing the emergency (last resort oh shit) reserves that were previously parked elsewhere.

The current drama with Ubiquiti and InfoSec Twitter is ubiquiti's lawsuit against Krebs for his blog reporting (light on sourcing) on their breach inflicting market loss. This was related back to the employee who leaked the user/passwords, then was the source for Krebs reporting using the cover the former employee was blowing the whistle on poor practices as I understand it.

Reference The Grand Budapest Hotel - Whatever we don't spend on Whiskey and Whores all shall be yours.

Yeah, the I bonds best fixed rate was around 3.5% from the mid to late 90s. She may be referring to EE bonds for those high fixed rates. With I bonds, As long as the fixed rate is something and inflation doesn't reverse, it should pay something in any given year. In the future, it may make sense to trade up to a higher fixed rate from zero. I'm viewing these as my future booze and stripper money in my 60s. I will have my retirement acct and savings. Viewing the bonds as the ultimate oh shit fund. By my 60s, I won't be able to take it with me so might as well put the money to work for my entertainment.

Yeah, the ring alarm pro has a whole house internet backup option included, but they want you to replace all your existing home network. That's a decent option if you aren't tied to your home router/wireless setup. I opted for the Ubiquiti backup since I'm already down the Ubiquiti road even if the popular kiddos on Twitter Infosec are anti Ubiquiti these days. The money in my case has been spent. Not going to rip it all out on idealism. Ring Alarm base also includes a cell backup. I have to look into how that the basic cell backup works. I'm sure they are using an LTE network.

I have an alarm system mainly for fire/flood monitoring and secondarily for the insurance discount. I installed a basic system at my family's property when it was for sale. Again mainly for fire/flood/freeze monitoring. The old systems installed up until the 2000s required a landline phone connection. The cellular backup device was a way to get around the landline requirement and still have monitoring. I'm only updating now to continue the fire/flood monitoring, and insurance discount. I don't know how much deterrence an alarm system really is for burgarly. I'd rather rely on more common sense stuff. Keeping the place well lit. Locking the doors/windows. Etc

Just a FYI for folks. If you have an older residential grade alarm system with a cellular primary or backup, you may want to initiate a test call to your alarm monitoring service. A popular cellular backup device used 3G networks, now being shutdown this year. I noticed my cell backup device flashed red, and sure enough no longer online. No notice from the alarm company. Not a huge deal. I'm overdue for a home security overhaul. Going down the Ring Alarm / camera route. No Telco landline needed and comes with a cellular backup option to internet.