Lotus-eater
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Everything posted by Lotus-eater
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Some explain this provider psychology to me
Lotus-eater replied to parkneedler's topic in Spas & Masseurs
Upselling is annoying, but why are you surprised when it's an easy way to double his pay (the client is already there and quite possibly in the mood for more)? And, unfortunately, it's pretty common for guys who are primarily escorts with little massage ability to also advertise on massage sites. -
The crybullying begins. We are supposed to uncritically accept that a guy demanding that you provide your news sources as a way to discredit your claims is an instantiation of supposed straight, white, Gen X, male privilege when it's a common debating tactic. Let's shed a nano-tear for the nano-aggression that you probably did not suffer.
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House: Sell and invest or Rent? Long Post, apologies
Lotus-eater replied to Rod Hagen's topic in Personal Finance & Investing
I live in the area and would be happy to take up residence in the house while you decide.😁 Owning a SFH as an investment is like owning stock in one small company, which is risky because of a lack of diversification (especially if the house constitutes more than 4% of your wealth), and the market does not compensate you for unsystematic risk (even if stocks are riskier as an asset class than real estate, you can more easily diversify stocks, so ChatGPT's answer is misleading). And if you aren't willing to manage the property yourself (and pray you don't get a squatter), you're giving up some of the potential gains. REITS are a better option if you want minimal hassle. -
Would you go bare? (living without insurance).
Lotus-eater replied to marylander1940's topic in Personal Finance & Investing
You buy home insurance to pay for damage to your house, car insurance to pay for damage to cars & people, and medical insurance to pay for medical treatment, so you buy Umbrella insurance to pay for a damaged or lost umbrella? You must have a fancy umbrella. -
How come providers don't answer calls?
Lotus-eater replied to afterfallhours1's topic in Questions About Hiring
It's pretty common for flip phones to have basic texting. You can also match your current $100/year with discount cell providers like Tello ($9/month) and US Mobile ($96/year prepaid) if you only get 1-2GB of data per month. -
I still don't see any data from you, which makes your objection pretty laughable. And dressing up the same analogy with mystical appeals to the "arc of history" and "metarealities" doesn't make it any more impressive.
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Data is better than your anecdotes. And the post is focused on Gen Z, not "the old farts" who may just have the last laugh.
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The title of the post is "Generation diZappointing" (not "Ok boomer"). Plenty of surveys indicate that Generation Zoomers and Millennials prefer the flexibility of WFH several times a week. E.g.:, "A May survey of 1,000 U.S. adults showed that 39% would consider quitting if their employers weren’t flexible about remote work. The generational difference is clear: Among millennials and Gen Z, that figure was 49%, according to the poll by Morning Consult on behalf of Bloomberg News."
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Those entitled Generation Zoomers are in for a rude awakening if they think that they'll be earning $100K-$200K/year working from home in their pajamas: "JPMorgan CEO Jamie Dimon doubled down on his plan to scrap the bank’s work-from-home policies, launching into a foul-mouthed tirade against staffers angry about returning to the office, according to a report. During a raucous town hall meeting Wednesday, Dimon tore into a petition — signed by nearly 1,300 workers — over the axing of COVID-era hybrid policies that allowed employees to work from home two days a week. “Don’t waste time on it. I don’t care how many people sign that f—–g petition,” Dimon said, according to a leaked recording obtained by Barron’s. Dimon pointed out that employees do not concentrate fully when they take part in online Zoom meetings, and said supervisors will have no say about who can skip the in-office requirements. “There is no chance that I will leave it up to managers. Zero chance. The abuse that took place is extraordinary,” the boss of the nation’s largest lender told the stunned staffers. He went on to stress that anyone upset over his mandate was free to find another job on Wall Street." JPMorgan's Jamie Dimon slams 'f---ing' anti-RTO petition: 'Don't... NYPOST.COM During a raucous town hall meeting on Wednesday, Dimon tore into the nearly 1,300 workers who signed a petition over the bank axing the COVID-era hybrid...
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Myth #5: Small Earthquakes Relieve Pressure and Prevent Larger Ones FALSE: It’s a common misconception that small earthquakes can release pressure along fault lines and prevent more significant earthquakes. While small earthquakes can indeed relieve some stress along a fault, they typically DO NOT significantly affect the likelihood of larger earthquakes. In fact, a sequence of smaller quakes can SOMETIMES indicate that a larger one is on the horizon, but not always. It’s essential to remember that earthquakes are unpredictable and can happen at any time or anywhere.
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"'Affordable' is a relative term." You can say that again. $1.85 million qualifies as "affordable" housing?
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That's impressive!
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It is no better to dismiss someone on the basis of the "entitlement of straight men" or superficial reductionist psychological explanations than it is to be dismissed on the basis your preferred news sources.
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Actually, Gen Z seems less likely to know how to use computers and software programs (which is an employment disadvantage) because they're accustomed to using apps on their phones and tablets . Gen X (forgotten as usual) and Millennials tend to be more versatile. 😜
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Phone numbers from scammers are frequently spoofed. Contacting your financial institution using the information on your card or statement is safer than looking it up online because google's algorithm to block fake websites isn't perfect.
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Credit unions are less likely to be targets than big banks, but they also tend to use older technology and have fewer resources to combat fraud: more than 50% of credit unions use legacy computer systems.
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Yes, Zelle is pretty insecure and does not offer the same fraud protection as a credit card: “Zelle’s speed and convenience have made it a target for bad actors looking to trick unsuspecting consumers out of their hard-earned money,” said Senator Blumenthal. “Despite this growing threat, Zelle and the banks that own it have failed to implement adequate safeguards and reimbursement policies to make consumers whole when they fall victim to scams and fraud." The Economist's lead article last week was "Scam Inc.": "Online scamming compares in size and scope to the illegal drug industry. Except that in many ways it is worse. One reason is that everyone becomes a potential target simply by going about their lives. Among the victims we identify are a neuroscience PhD and even relatives of FBI investigators whose job is to shut scams down. Operating manuals give people like Rita step-by-step instructions on how to manipulate their targets by preying on their emotions. It is a mistake to think romance is the only hook. Scammers target all human frailties: fear, loneliness, greed, grief and boredom. Another reason scamming is worse than drugs is that the industry is often beyond the reach of the law. ...Some of the profits buy protection from politicians and officials. In the Philippines a Chinese national called Alice Guo became the mayor of a small, run-down town and built a scamming complex there with about 30 buildings. Over $400m passed through her bank accounts in 2019-24. In Cambodia, Laos and Myanmar cybercrime is a mainstay of the economy. Scam states are likely to become even harder to deal with than narco states. ...AI will turbocharge this innovation. Even today, just 15 seconds of someone’s voice is enough to produce a clone that criminals use for impersonation. An employee in the Hong Kong office of Arup, a British engineering firm, was tricked into paying out $25m by a video call with deepfakes of his colleagues, including the head of finance... ...Today too many police forces that devote huge resources to combating the drugs trade treat scamming as a nuisance and victims as dupes." So don't expect law enforcement or your bank to protect you from financial fraud. You need to protect yourself.
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Minus 119 horsepower (Day 1394) | PorridgeWog | Blipfoto WWW.BLIPFOTO.COM The van went to the garage for repairs today. I thought it best to leave the joiners to get on with the house re-furb spent the morning at home...
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