sutherland

Any ad that I see on rentmen that lacks a face photo is an ad that I ignore

Of course the tax laws can change dramatically, but the RMDs associated with my IRA will occur at a time when I'll be earning a pension from my job plus Social Security. I've known people whose retirement income was higher than the salary during their working years. Looking at the figures, it's better for me to pay $10k in taxes now with the Roth conversion rather than $20k in taxes in 2040. Also, hoping that I make good investment decisions, the 2040 balance on my Roth IRA will be much higher than my IRA balance now, so I'm happy to see that future investment income as tax free

This year I'll convert cash from my IRA to a Roth IRA. This is my first Roth conversion and I plan to do it annually for the several years. I've done my homework and I understand why the conversion has its benefits. I'll only convert from my IRA a sum that will put my taxable income at the upper limit of my tax bracket, without bumping me into a higher bracket. Have any of you done a Roth Conversion only to regret it later?

An interesting article in the March 2026 issue of AAII Journal (which I received today) looked at decades of dollar-cost averaging versus lump-sum investing. Lump-sum investing outperformed. Here's an interesting quote from the article for those against going in lump-sum : 'You must think that stocks are going to go up, or you wouldn't be buying them. Why do you think stocks will go down first? if you think they're going to go down, why buy them at all?'

I've been looking at his ad for a few months now since I prefer middle-aged muscle hunks. I wish I could see a face picture

Caruso, Callas, Pavarotti, Fleming, etc. all had some negative critics. I've met opera fans like Mr. Pons in the past, whose attitude is "I, truly, am one of the few who know great singing. You cannot fool me. The people running the operas houses in Vienna and New York don't know, but I know". Those of us who attend the opera on a regular basis all have our own opinions.

Simply put - I was so scared that I was not sexually active with other men. I rented a lot of porn videos during those years.

Have any of you discovered the Vocal Reckoning channel on youtube by ex-tenor Emilio Pons? Here is his review of the Met's Tristan und Isolde and, at 12:25, he says Ryan Speedo Green was horrible -

You wouldn't turn away the guy in the selfie, but would you pay the same price? I wouldn't pay the guy in the selfie the same amount as the guy in those photos that are now over 10 years old

Someone once said to me "a cluttered home is a cluttered mind" and I live in a very minimalist environment. It works for me and when I have to move into an assisted living facility it won't be difficult to downsize

Here is his ad, claiming to be 36 though he's 44 this year - DerekLV - Male Escort, Gay massage - Las Vegas | Rent.Men

I don't know who Mr. Chalamet is but, as an actor, would he say: "Who wants to see King Lear when Dancing with the Stars is so much more an enriching experience". He probably is 100% Hollywood - superficial and dumb

I have only seen Tristan und Isolde twice - Heppner & Eaglen, Robert Dean Smith & Voigt. Both sopranos were good. The third act is murderous for the tenor. Heppner, IMHO, was the most overrated tenor of his generation and he never made history as a Wagnerian tenor. Robert Dean Smith had a light voice and Tristan was not his role.

as the saying goes: "Time in the market is more important than Timing the market"

Big Frank appeared as a guest on the Robin Byrd Show. If you want to see Frank's ass as he dances go to the site below, scroll down; on the lower right you'll choose "Archive of Show Dancers". Then you'll click on the left "Frank 1" and "Frank 2". www.robinbyrd.com/robinbyrddotcom/main.html