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His rentmen ad was hidden long before monkeypox arrived on the scene.

What you are referring to is called "pass through" deposit insurance, which is how balances held on prepaid debit cards, services like Venmo and PayPal, and non-bank Fintechs such as Chime are insured. Wise does not work like that. Per their Customer Agreement, "...Holding A Balance in your Borderless Account Wise is not a bank and your Borderless Account is not a bank account. The specified bank account details that we provide to you in order for you to receive funds from third parties are for accounts held by Wise and its affiliates (and we will credit your Borderless Account, which is held by us, upon receipt of such funds), and are not for a bank account held by you. Value held as a balance in your Borderless Account represents an unsecured claim against Wise and is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other deposit protection scheme. Wise invests balances held by its customers in permissible investments in accordance with state money transmitter laws. Wise owns the interest or other earnings on these investments, if any. Wise does not use balances held by its customers for operating expenses or other corporate purposes and will not voluntarily make such funds available to its creditors in the event of bankruptcy. For further information on how we look after your money, please visit our Frequently Asked Questions page..." Searching for "safeguarding" on the website lead to this: Despite their claim of providing "radical transparency," they don't list the institutions that hold their funds in the US. Not that it matters, as they don't offer pass-through deposit insurance. Regarding their being a publicly-traded company, Citibank, Bank of America, and Washington Mutual were all long-standing institutions that were traded on public stock exchanges at the time of their failures. Citi and BofA received "open bank assistance" (i.e. a bailout from the FDIC) to remain open and WaMu was seized and sold to JP Morgan Chase. In all three of these cases, routine business continued. If Wise becomes insolvent there will be no rescue. If you are using Wise to maintain a small (i.e. less than $1K) balance while on a trip, they might be worth the risk assuming you are comfortable with their fees and the hassle of maintaining one more bank-like account. I haven't done an analysis, but I suspect their total fees and the fees charged for non-US transactions by a US bank probably end up being the same or similar.

A couple of things jumped out at this former retail banker: Deposit Insurance: Funds on deposit with Wise are not insured, as are funds on deposit at a bank. If they become insolvent, you have no guarantee that you will receive your funds. Their "Help" section states depositors' funds are "safeguarded" by being deposited into bank accounts that are separate from Wise's corporate accounts. While it could be true that the funds would not be available to creditors in the case of insolvency, there is no guarantee the depositor will receive all of their funds up to the $250K maximum set forth by the FDIC. Absence of FDIC Supervision: The FDIC does more than insure deposits. They also ensure that failed institutions are resolved as seamlessly and orderly as possible. In 99% of bank failures, the FDIC appoints a different bank to assume the deposits of the failed institution and the depositors are able to access their money as if nothing happened. Additionally, the FDIC requires institutions to demonstrate they can maintain operations in case of a failure. This is done by conducting an annual takeover simulation, evaluating the results, and making them available for the FDIC to examine. Having participated in these exercises over the course of 10 years I can tell you they are rigorous and one tiny mistake can land you in a vat of boiling oil. (as it should when handling ither people's money) Squishy language about regulations: They claim to be regulated by FinCEN (The Financial Crimes Enforcement Network). That's technically incorrect. They are required to register as a money transfer business with the US Department of the Treasury, of which FinCEN is a program. It's OK to make little mistakes in casual conversation, but regulatory language needs to be correct. Makes me wonder what other mistakes they make.

Moderator's Note: This topic was split from one about PrEP and PEP because it is an important discussion but strayed away from the original topic.

I received the first shot in my forearm on September 1. A week later, it looks like a mosquito bite - slightly raised red welt. The nurse mentioned it might itch (like a mosquito bite) but it doesn't. It is just red.

Am I the only one who sees the humor and irony in the notion that "other people being triggered" is, in itself, a trigger worthy of two pages worth of commentary?

I've seen Twitter users get suspended for posting "unacceptable content" and scratch my head because nothing they posted seemed unacceptable. It is possible that someone you messaged objected to receiving a tweet, but if one is posting suggestive pictures of oneself one should expect suggestive messages. Perhaps the problem is with the poetic language you used. Maybe if you said "bro, you DTF?" they would have been more receptive.

Moderator's Note: Just wanted to remind everyone of what @Cooper wrote in his message. Please remain on topic and refrain from making commentary about other members. Thank you

The Los Angeles Times quoted Anne Heche's son as stating she was taken off life support and has died.

Moderator's Note: Please keep the conversation about Anne Heche. Stop commenting about each other's posting practices.

If you took off the "LV" the socks would pass for an Amazon knockoff of the three-pack Dillard's sells in the "old fart" section.

I've had an issue on the mobile app where it doesn't recognize me as a premium member. RM said it is a known issue that they are working to address.

The Los Angeles Times reports that LAPD said "...Heche suffered significant burns and was deemed to be under the influence and acting erratically..." and that due to her condition they had not been able to discuss what had happened. My guess is TMZ's information is dated and hasn't been updated yet or they are full of shit.

His Rentmasseur ad works: https://rentmasseur.com/strongtwohands. Looks like he logged in on 8/5/2022.

I hired him recently and would not repeat. Feel free to PM.

Funny you should say that, @Unicorn, because I've always liked trimmers made by Dutch multinational Philips. They've discontinued my fave - a trimmer w/a vacuum feature. You can find it on Amazon for >$150 or on eBay for around $75.

In Phoenix, people routinely thank the bus driver when they leave the bus. This was even true during the pandemic. On light rail, the driver sits behind a locked door, but passengers will thank the fare inspectors when they happen to be on board. Here in San Francisco, where I have been staying the last week, almost every rider thanks the driver upon leaving the bus.

I haven't used Mrs Meyers' laundry detergent since SC Johnson bought the company that makes it, but I found it did not rinse very well. Even after a few rinse cycles there was still a residue. Seventh Generation is actually pretty good.

I moved to San Diego in 2000 at the age of 36 when I was in great shape. Guys were flaky. When someone would follow through, we'd inevitably compare stories about flakes. Hot young guys complained about flakiness, also. It's a city of flakes!

Taking out a Rentmen ad certainly seems like an expensive way to promote one's Onlyfans account. I probably would not contact the escort, either, as I wouldn't know anything about him or the services he provides.

You've expressed several doubts about going through with this, which makes me think you should trust your gut and say "no." While this will sound coarse, how this affects them is really beside the point. The point is how this will affect you. It sounds like the effect will not be positive.