I am in a bad spot - again

[MscleLovr]

On 8/21/2026 at 5:30 PM, McWilson said:

I never loan money to friends or family

Me too.
I’ve been asked for loans several times by different people - maybe a total of 6x in 40 years.
If it seems worthwhile or helpful to them, I give the money outright. 
Over the years, I’ve only been let down twice (by false friends who requested funds and then let contact lapse).

My advice to the OP is to clear your debts.
Paying people back and reducing the debt will ease your mental anxiety. 
Stop subsidising others (as mentioned above); you can’t afford it. 
And stop comparing yourself to rich friends; you’re broke and it’s unhelpful.

Edited 3 hours ago by MscleLovr