Payment processors for sites like OFF/JFF/RM

[White Daddy Top]

Hello everyone,

I'm an infrequent participant in this hobby and I have had some paid accounts on sites like OFF, but the last of them is expiring in a couple of weeks. I used to use a payment processor that allowed me to maintain anonymous/virtual credit cards to pay for my premium account, but that processor no longer offers virtual cards. I tried Privacy.com but they don't allow payments to certain sites (presumably on moral grounds).

Does anyone know of a company that will allow me to create a virtual card to pay for my account? Ideally, it would work like my old provider: I register my bank information then set up a virtual card with a valid credit card number, expiration date and 3-digit verification code. I fund the card with a specific amount of money and then I can use it online. I would love to find a company that can provide that service in multiple currencies, but I'll settle for just one that allows payments in US dollars.

Many thanks in advance to everyone who can share their experience and words of wisdom!

Edited December 26, 2024 by White Daddy Top

[+ ThroatCummer]

Check out Revolut, but not available to everyone.  https://www.revolut.com/cards/virtual-card/

Have you checked with your credit card company?  I know Capital One has this feature where you can create virtual cards for specific merchants/uses. I think Citi has it as well.  Privacy.com is the best (I use it) but you're right about "restricted industries" and I guess (but didn't know) that adult is one of them. Cash App will also give you a virtual card and you can fund it from the app.  

 

 

 

[Thomas_Belgium]

On JFF you can pay with Bitcoins.

[Rodrodd]

What’s jff? Sorry I only know RM

[mike carey]

37 minutes ago, Rodrodd said:

What’s jff? Sorry I only know RM

'Just For Fans', a site for content providers to publicise themselves. Similar idea to Only Fans. It's not for people to advertise for meetings.

[Chien Andalou]

On 12/27/2024 at 7:12 AM, Thomas_Belgium said:

On JFF you can pay with Bitcoins.

Rentmen also accepts crypto. 
 

My main concern is the banks, card companies, and now government having proof that I spend money on these sites. I tried buying a disposable debit card to subscribe to RM, but it did not work. Does anyone have any suggestions on protecting this information on the back end? I have never figured out how to do crypto. 

[+ JamesB]

Paying for services with cryptocurrency is about as simple as doing a regular bank transfer. All you need to do is open a free account with a major exchange. You don’t even have to add money right away, just fund it when you’re ready to make a payment, or deposit a couple hundred bucks to start. If you’re worried about price swings, you can stick to stablecoins which stay pegged to the dollar. On top of that, many sites actually give you a discount for paying in crypto, which usually more than covers any small fees or commissions involved.

[DMonDude]

22 minutes ago, Chien Andalou said:

Rentmen also accepts crypto. 
 

My main concern is the banks, card companies, and now government having proof that I spend money on these sites. I tried buying a disposable debit card to subscribe to RM, but it did not work. Does anyone have any suggestions on protecting this information on the back end? I have never figured out how to do crypto. 

Only thing i'll say about doing it with crypto is that even doing it with crypto isn't totally anonymous unless you get somewhat advanced with it. Most regular people who buy crypto do so through a popular and well regulated exchange like Coinbase in the U.S., but to use Coinbase you have to KYC (Know Your Consumer), which means submit your ID/prove you are who you say you are. Which is normal for basically any financial/bank organization anywhere. But it means that the crypto you buy there is tied to your identity which is tied to the crypto wallet on your Coinbase account, and sending crypto from your Coinbase wallet to say RMs crypto wallet is public on the Blockchain. A regular person wouldn't be able to make the tie though unless they had access to your bank statements like a spouse or trusted family member possibly might. But it does mean, if it ever happened, and law enforcement/government was investigating you, they can compel that information from both RM and Coinbase and your bank. But generally, something else has already gone wrong for you if that is happening.

So unless you go through more advanced steps like going to crypto exchanges that aren't regulated and are anonymous (and usually they don't allow U.S./Western customers on, but a VPN usually can get around that) and buying crypto coins that are specifically designed to be anonymous like Monero (there are other ones too but i don't know them), crypto isn't much to hide behind either. Unless you're dealing exclusively in cash, it's near impossible to not have some kind of trail that points back to you.

[+ JamesB]

Cryptocurrency payments can provide a higher level of privacy, but they aren’t fully anonymous by default. Most coins run on public blockchains where every transaction is visible, each tied to a wallet address (a pseudonymous ID). If you want extra privacy, you can fund your account through P2P transfers or a crypto ATM, that’s usually enough to stay off most curious eyes. For the average person, crypto still offers more privacy than traditional banking. And honestly, if the government is actively tracking your blockchain transactions, you probably have bigger concerns than just paying for a subscription to RM.

[Thomas_Belgium]

15 hours ago, Chien Andalou said:

... I have never figured out how to do crypto. 

 

In my opinion figuring out how to do crypto is worth the time.

[maninsoma]

I get wanting to keep your Rentmen subscription private, but Only Fans?  They have over 300 million user accounts, about half of which are people in the USA.  I don't see how it would be possible for the US government to go after subscribers in any specific way unless somehow illegal activity got uploaded to the site and you consumed it.