chitownguy
-
Posts
15 -
Joined
-
Last visited
Content Type
Forums
Donations
News
Events
Gallery
Posts posted by chitownguy
-
-
It looks like they are planning on using the Berlin site for the Chicago club. However there is opposition from the community.
Berlin Nightclub Could Be Replaced By Male Strip Club Accused Of 'Toxic Masculinity,' Discrimination
BLOCKCLUBCHICAGO.ORG
More than 1,000 people have signed an online petition protesting the business and hiring practices of Johnson’s Chicago and its owner Matt Colunga. -
Last July Medicare issued a draft proposal to pay for PreP both oral and injectable under Part B. They would cover it without any out of pocket cost along with the related HIV testing. They were suppose to issue the final rule last October but so far they haven't.
CMS Proposes Medicare Coverage for PrEP, Invites Public Comment by August 11
WWW.HIV.GOV
On July 12, 2023, the Centers for Medicare & Medicaid Services (CMS) announced the posting of a proposed Nat... -
If they do open a club in Chicago the dancers would not be able to go fully nude. The liquor laws do not allow nude dancing in clubs that serve alcohol.
-
-
-
-
1 hour ago, Shoedog112 said:
Thank you, that makes sense. So even if you pay the balance off by the due date, there will still be interest incurred because there was a balance carried during the billing period?
If the beginning balance on the current month's statement is zero or you paid the prior month balance in full by the due date, no interest would be charged for the current month.
- + Charlie and Shoedog112
- 2
-
12 hours ago, Shoedog112 said:
Is interest calculated on the month end balance that posts at the billing cycle, or your daily balance during the month?
Most credit cards use an average daily balance method to calculate the interest. The total balance on the card for each day in the billing period is divided by the number of days in the billing period. This is the average daily balance that the interest rate is applied to calculate interest charged that month.
-
17 hours ago, Shoedog112 said:
Thanks for the explanation. Makes sense. When you refer to the term “debt”, are you referring to “total charges”, or “debt, as in balance”?
My average annual charges are between $30,000-$32,000 a year. I use my rewards card for almost everything. My credit limit is $35,000. Monthly balance I have been leaving about $1000 a month?
I am referring to the total current balance on yours cards at the time your score is calculated. Credit companies usually report your current balance and credit limit to the credit bureaus once a month on the closing date of your account.
-
On 1/5/2024 at 2:13 AM, Shoedog112 said:
I’ve always left a small balance on the one credit card that I use for everything besides my debit card. I’m not sure where I heard this info, but was under the impression that having zero balances on credit cards could affect your credit score? It never made sense to me, but for some reason went along with it. I’m not a financial expert by any means but if I’m believing misinformation, please let me know! 🙏. Otherwise, I have no credit card debt other than less than $1,000 intentional balance.
Having zero balances on your credit cards or paying them in full each month will not hurt your credit score. It can actually increase your score. One of the factors used in computing your score is your credit card use percentage. Total debt on all your cards divided by the total credit limit on all cards. A high percentage will lower your score. Having no balance or paying them off lowers your use percentage.
-
Two of my favorites in Chicago were Gavin and Zsolt.
- + Italiano and + Axiom2001
- 1
- 1
-
Some expressions my father used - 'He drives like a bat out of hell'. Or referring to someone one wasn't to bright. 'He can't tell the difference between his ass and a hole in the ground.'
- Lookin, TorontoDrew and liubit
- 1
- 2
-
Medicare will soon begin to pay for PREP. CMS recently issued a draft NCD-National Coverage Determination on PREP. It is proposing to pay for PREP both oral and injectable without any out of pocket cost, including the related HIV testing.
Pineapple point in Fort Lauderdale - room selection
in The Americas
Posted
I frequently stay at Pineapple Point. It is one of my favorite gay resorts.
I am not that much of an exhibitionist. But there are several rooms that I have stayed in that I think would meet your requirements. Rooms 11 and 12 in the middle of the resort. A lot of people walk past them to going to/from gym or the rooms in the back. Room 4 which has a private patio also has a lot of foot traffic in front of it. The rooms with the double doors by the lap pool do get some foot traffic from people going to the back hot tub. Although they can be noisy at night. That hot tub can get be very "active" late at night.
Feel free to DM me if you want any more specific information. Enjoy your stay!