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chitownguy

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  1. Last July Medicare issued a draft proposal to pay for PreP both oral and injectable under Part B. They would cover it without any out of pocket cost along with the related HIV testing. They were suppose to issue the final rule last October but so far they haven't. CMS Proposes Medicare Coverage for PrEP, Invites Public Comment by August 11 WWW.HIV.GOV On July 12, 2023, the Centers for Medicare & Medicaid Services (CMS) announced the posting of a proposed Nat...
  2. If they do open a club in Chicago the dancers would not be able to go fully nude. The liquor laws do not allow nude dancing in clubs that serve alcohol.
  3. I visited Vietnam about a month ago. On my visa application I put none for religion. I received my visa within a few days after applying. And I didn't have any issues with immigration when I arrived in Hanoi.
  4. This reminds me of my high school swim classes where everyone had to swim naked.
  5. I usually keep mine at 72 daytime and 68 at night. The windchill is -25 right now in Chicago. So I have turned it up to 74. I live in an old loft style building that's not well insulated.
  6. If the beginning balance on the current month's statement is zero or you paid the prior month balance in full by the due date, no interest would be charged for the current month.
  7. Most credit cards use an average daily balance method to calculate the interest. The total balance on the card for each day in the billing period is divided by the number of days in the billing period. This is the average daily balance that the interest rate is applied to calculate interest charged that month.
  8. I am referring to the total current balance on yours cards at the time your score is calculated. Credit companies usually report your current balance and credit limit to the credit bureaus once a month on the closing date of your account.
  9. Having zero balances on your credit cards or paying them in full each month will not hurt your credit score. It can actually increase your score. One of the factors used in computing your score is your credit card use percentage. Total debt on all your cards divided by the total credit limit on all cards. A high percentage will lower your score. Having no balance or paying them off lowers your use percentage.
  10. Two of my favorites in Chicago were Gavin and Zsolt.
  11. Some expressions my father used - 'He drives like a bat out of hell'. Or referring to someone one wasn't to bright. 'He can't tell the difference between his ass and a hole in the ground.'
  12. Medicare will soon begin to pay for PREP. CMS recently issued a draft NCD-National Coverage Determination on PREP. It is proposing to pay for PREP both oral and injectable without any out of pocket cost, including the related HIV testing. https://www.hiv.gov/blog/cms-proposes-medicare-coverage-for-prep-invites-public-comment-by-august-11/
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