Jump to content

wsc

Members
  • Posts

    1,317
  • Joined

  • Last visited

Reputation Activity

  1. Like
    wsc got a reaction from + bashful in Medicare question, supplemental vs. advantage?   
    I was auto-enrolled in Part A (hospital and institutional care), for which there is no premium, when I turned 65. I was still employed at that time and had medical coverage provided through an employer plan. When I retired at age 69, I enrolled in Part B and Part D, with supplemental plans instead of Advantage plans; premiums were significantly cheaper. My employer still provides a generous annual HSA to help defray premium costs and out-of-pocket expenses. It doesn't cover everything, but certainly helps, and overall I am very happy with my situation.
     
    I would counsel looking into two things.
     
    First, I retired from a large Fortune 500 company, plans of which and transitions from which Medicare was quite familiar with. I have spoken with friends in a variety of other circumstances, such as retiring from a Federal agency or from a certified small business, and learned the rules are almost as diverse as the individuals. If you are self-employed and/or self-insured, you may benefit from a Medicare Benefit Review service to help guide you through all the rules and options. I complained at the time, and to no avail, of a system that waits until one is older and more easily confused, then confronts them with a horridly complex system and a thousand similar, yet all different, options. My company paid for the services of such a review service and it was of great help.
     
    Second, be aware that your Part B premium cost will have to be paid under any plan - basic, supplemental, or advantage - and that the Part B premium goes up with your income. In the first two years, my monthly premium was almost 5x the normal amount paid by those below the first threshold for income-related adjustments to the premium. There's no escaping it, but you should look into it and be prepared for the possible shock. Instead of about $150/mo I paid out over $500/mo, which may explain why my blood pressure med costs were so high.?
     
    Hope some of this helps. Best of luck to you.
  2. Like
    wsc got a reaction from marylander1940 in Friday Funnies   
    I was so taken aback by this, I looked it up. I assumed it was a translation gone horribly awry, but found that's the actual name. And it was meant to be a compliment!
     
    After receiving some belated pushback, the company is considering a name change. Can't wait for the unveiling.
  3. Like
    wsc got a reaction from prof in Is it time for some sexy humor in the gallery?   
    Love the pump-style dispenser!
     
    Do they make mouthwash, too?
  4. Like
    wsc got a reaction from Redwine56 in best gallery thread ever is ...   
    I very much like the Wrestling thread, too, but find it a little frustrating in the way that the photograph of a good steak is frustrating; I can see it, but can't hear its sizzle or smell its juices.
     
    With the wrestlers, I see chiseled features, bulging biceps, broad shoulders, and big (but mostly covered) chests; all lovely to look at and to savor. And so, too, are those marvelous, magical, but altogether mysterious hidden mounds of butts, balls, and "bats". Thin layers of cloth frustrate my wish to see more, but leave me with only my imagination and desire. I must be content with these, and see the hidden treasures only in my dreams; my, gratefully, sometimes vivid dreams. Not a bad lot, that, really. And I must love them still, as I keep coming back for more. Please keep the supply coming. Thank you.
  5. Like
    wsc got a reaction from marylander1940 in Thank you for your service!   
    Hands-on training?
  6. Like
    wsc got a reaction from + Just966 in I like educated guys who love to read!   
    Looks like a how-to book.
    And he seems to be learning fast.
  7. Like
    wsc got a reaction from marylander1940 in Zac Efron's Tool...You Like?   
    Define "on" - I might watch.
  8. Like
    wsc got a reaction from beachboy in My "pics" Special Cowboy Edition   
    Wonder where he puts that saddle horn when no one's looking.
    No wait! I'm imagining it now.
  9. Like
    wsc got a reaction from Mjonis in I like educated guys who love to read!   
    Looks like a how-to book.
    And he seems to be learning fast.
  10. Like
    wsc got a reaction from marylander1940 in I like educated guys who love to read!   
    Looks like a how-to book.
    And he seems to be learning fast.
  11. Like
    wsc got a reaction from + Just966 in My "pics" Special Cowboy Edition   
    Wonder where he puts that saddle horn when no one's looking.
    No wait! I'm imagining it now.
  12. Like
    wsc reacted to + easygoingpal in My "pics" Special Cowboy Edition   
  13. Like
    wsc got a reaction from beachboy in Is it time for some sexy humor in the gallery?   
    Love the pump-style dispenser!
     
    Do they make mouthwash, too?
  14. Like
    wsc got a reaction from beachboy in I like educated guys who love to read!   
    Looks like a how-to book.
    And he seems to be learning fast.
  15. Like
    wsc got a reaction from + MysticMenace in If Granted...What are Your 3 Wishes?   
    Genie: You get three wishes.
    Me: I wish you were bad at math.
    Genie: OK! One down, nine to go.
     
    Technically, not a wish for more wishes, so not against the rules.
  16. Like
    wsc got a reaction from MscleLovr in Partners' input when getting tattoos?   
    He could get one only if it read: My husband is very understanding and I'm not as stupid as this tattoo makes me look.
  17. Like
    wsc got a reaction from + sync in Amish family values?   
    The prosecutor accepted that his decision would likely receive harsh backlash. “Previously, I’ve been very harsh on the Amish when they’ve been charged with crimes of this nature,” he insisted to the paper.
     
    Damn! How often do [these Amish} do crimes of this nature?!?
  18. Like
    wsc got a reaction from Danny-Darko in Can a guy wear earrings?   
    Garcon! I'll have what he's having.
     
    Oh. oh, oh. Please don't do that in public. If I witnessed that in person, I wouldn't be able to get up and walk straight. That act, with that face, is so erotic!
  19. Like
    wsc reacted to marylander1940 in Can a guy wear earrings?   
    width=664px
    https://64.media.tumblr.com/aed794d97f8b0f509290be47e284d10f/2103c7a8f5dcb485-80/s500x750/4028e17c68e7833c43467a6948c35576bff8a35a.jpg[/img]

  20. Like
    wsc got a reaction from + FreshFluff in Never Have I Ever   
    I have never seen the movie ET.
     
    Don't know why not, just haven't. But now it's become a kinda "thing" for me, almost a weird badge of honor, or at least distinction.
  21. Like
    wsc got a reaction from marylander1940 in The gym and the locker room   
    "Yes, Sir!" said I.
    "Yes what?" asked he, "I didn't say anything."
    "Yes, anything, Sir" I replied. "Anything you say, Sir."
    "We'll get along just fine," he said.
     
    And we would live happily ever after.
     
    DAMN! What a gorgeous hunk!
  22. Like
    wsc got a reaction from + azdr0710 in Amish family values?   
    The prosecutor accepted that his decision would likely receive harsh backlash. “Previously, I’ve been very harsh on the Amish when they’ve been charged with crimes of this nature,” he insisted to the paper.
     
    Damn! How often do [these Amish} do crimes of this nature?!?
  23. Like
    wsc got a reaction from + Axiom2001 in View from Down Under   
    I have, in my fantasies, named the dick-owner Pavlov, in that I have fixated my eyes on that image long enough to salivate, now even at the mere thought of it.
  24. Like
    wsc got a reaction from marylander1940 in Is he an exhibitionist?   
    I'm not sure a "No Entry" sign is the best place for that butt to stand next to.
  25. Like
    wsc got a reaction from marylander1940 in Nothing sexier than a guy undressing...   
    As with opening other packaged meats, I assume this is a Serving Suggestion?
×
×
  • Create New...