Kevin Slater

Quite a bit, but it's more how much they spend each time. Kevin Slater

Per annual tradition: 2023 revenue was down 12% from year prior. 44% of 2023 revenue came from the year’s top three clients, up from 36% in 2022. Kevin Slater

Let's not stray too far from the topic of this thread: is a recession coming? Kevin Slater

All of that, and the moronic way it weighs the components (by ticker price rather than the far more rational market cap). So if a stock splits say four-for-one, it loses three quarters of its weighting in the DJIA. And many stocks simply cannot be added to the index because their nominal stock price would override all other components of the index. Apple was excluded from the Dow until it issued a seven-for-one split which just happened to put make it eligible for the index. Kevin Slater

I hate the Dow as a metric. How 'bout the S&P at 5,000? Kevin Slater

Moderator's note: the gun debate stops here.

Sex Workers Have Been Shunned by Banks, Even When Their Work Is Legal - The New York Times WWW.NYTIMES.COM Financial service companies often avoid what they deem high-risk industries like adult entertainment. When workers lose their accounts, they are left with... I've seen this happen a bit. Kevin Slater

Stop the personal barbs and stick to the subject at hand. Several posts edited.

Reminder that this forum is about personal investing, not politics. Several posts have been hidden.

Can he just claim it's his vacation home? Or a rental? I've never had an insurance company drill down on who occupies the insured unit. Kevin Slater

Retailers are oft eager to blame inventory shrinkage on shoplifters, but the true problem is more often their own employees. And by definition, the stuff has disappeared, so most of the time you truly don't know. Kevin Slater

Drill down a bit. On the main page (where it appears just to show your purchase price), click on the savings bonds link under current holdings. There you should see the current total. If you want more detail, click on the radio button next to Series I Savings Bond and hit submit. Kevin Slater

Gents, let's get this forum back to personal finance and investing, and away from political bickering. If you have a take about how to invest in a given environment, post it here. If your post is simply to laud one administration or blame another, don't. The investing forum is not your cudgel for political spats.

Huh? Kevin Slater

My Fidelity ATM card charges nothing, reimburses any ATM fees, and gives me the spot exchange rate. So does the Schwab checking account. Kevin Slater

I held Phillip Morris back in the day, which has subsequently turned into shares of Altria, Phillip Morris International, Kraft and Mondelez. I suspect ten or so of my holdings are the results of spinoffs from previous, larger entities which I held. Wall Street seems to be waiting for Amazon to split off Amazon Web Services under the presumption that the two parts would grow faster if separated. I expect the stock will get a very healthy bump the day that's announced. Kevin Slater

Also, often the ATM will prompt you with a screen saying something like "the conversion rate we're offering you is XXX" which is invariably worse than the spot rate your bank will give you. You have the option to accept (meaning the charge will go through as dollars but at their bad rate) or to decline (meaning the charge will go through as ,say, Euros and then get your bank's exchange rate). You're best off declining their proffered rate of conversion. Kevin Slater

Appears to be back. Kevin Slater

Never met him, but have heard good things. He has a lot of porn out there, if that helps. Kevin Slater

Just met with him for fun, not work. Good guy. Kevin Slater

It was also really stoopid because they required your password to have at least one uppercase and one lowercase letter, then the virtual keyboard didn't make a distinction. Kevin Slater

That's why we recommended 5000 & 5000! Kevin Slater

So over the long haul, these new bonds will pay better than the previous offering. One play would be to keep your funds in a high yield money market fund (currently earning more than 4.3%) until mid-October, then purchase these new bonds to lock in the nice fixed rate and getting interest from the first of the month. Kevin Slater

I don't think you get ferry tickets in advance. I never did. There will be a couple of vans waiting for you at the train station to take you to the ferry for like $10 or so. Same in reverse. Kevin Slater

Most financial advisers and brokerages will have some financial planning tool, usually accessible online. It'll ask you about your situation and give you the opportunity to input predicted expenditures. I'm sure the tool doesn't mind if you mislabel hookers as something else. Kevin Slater