Lol yes it’s a difference in intensity of negative outcomes from not agreeing to something. That is obvious, and the degree of difference between death and not seeing a hot guy because you declined his deposit is as plain as day.
I can tell you’re being disingenuous because you focused on the difference in intensity between the two scenarios I am analogizing, rather than the fact that in both scenarios, a service that entails risk is being declined.
As the heart patient could have benefitted from the surgery, the client could have benefitted from that fun time with a provider he was interested in. The intensity of the outcomes is not at all the point.