Kevin Slater

You joke, but there is a non-negligible chance of something similar. In which case I'd be happy to amend the report. Kevin Slater

Per annual tradition: Revenue was flat from 2021 to 2022. 36% of 2022 revenue came from the year’s top three clients, down from 46% in 2021. Kevin Slater

In 2022, there were ~100 days where I saw no clients. That's higher than usual because I did a lot of personal travel (and plan to keep doing so). Kevin Slater

I live in Times Square, within the cordoned-off ball drop zone. I always love the guy who calls me at 11pm looking for an incall. Kevin Slater

Which is exactly why I require a phone number. Hit me up when you're serious about hiring me, not kicking tires. Kevin Slater

Heard. But what's the fear of doing that via text? Kevin Slater

And I don't want to trade countless rentmen messages with you until I know you're not just fantasizing. A phone number means you have some skin in the game, not just getting the keyboard sticky. And I'll have my communications on a platform I control (text or preferably iMessage), not one controlled by some outside party. Kevin Slater

That explains a lot. For each of my rental property purchases, the mortgage process got increasingly invasive. I would have thought seeing my 1040 with all its schedules (and verifying that it was the same as filed with the IRS) would be enough, but this makes sense. It's also why I recently declined to pick up a fourth property-- they were already greasing up the probe. Kevin Slater

Or just pay your taxes. Kevin Slater

There's already a discussion of that here. Kevin Slater

You're talking about the nanny tax. The distinction there is that the nanny is characterized by the IRS as an employee: she works exclusively for one family, they control how her work is performed and set her regular hours. Independent contractors, however, are not subject to nanny taxes. You would have to withhold social security and medicare taxes, unemployment insurance, etc. from the nanny's wages, but not so for the gardener (assuming you are one of his several accounts), pool boy or escort, all of whom are independent contractors. To correct your examples above, you would not issue a 1099 to the weekly housekeeper (again, unless you hired her though your own small business). Kevin Slater

Yes, it is. That would only be appropriate if you were hiring him in the course of operating a business. So long as it's a personal expense, there is indeed no reporting requirement on the client side. It's payment for personal services rendered. You, the client, have no reporting requirement. End of story. Kevin Slater

Also depends on what happens to the fixed rate portion. Kevin Slater

I'll probably buy $5k in January, another $5k with my tax refund, and then see the rate announcement in late April before deciding whether to buy the third tranche in April or May. Kevin Slater

When you call it, you get some bullshit message saying “the Text2Mail number you’re calling doesn’t accept incoming calls” or the like. Kevin Slater

Which is why I don't engage with any burner number. Kevin Slater

It's hard to parse what your post is trying to say, but it sounds like you have multiple instances of cancelling with short notice. So why even book in advance, rather than waiting til you know you're actually free? If you want to reply "because my time is limited and I want to be sure that he'll be available when I might be" I'd ask why the provider isn't afforded the same consideration. Kevin Slater

So it turns out the current rate (6.89%) is better than the previous 9.62% due to the fixed rate component (.4% vs 0%). In just four years the "lower" rate new issues will be worth more than the previous batch, as the .4% is guaranteed for the life of the bond. https://finance.yahoo.com/news/pays-procrastinate-6-89-bonds-175401666.html Kevin Slater

Client just brought him into my place. I wouldn't call it an abundance of personality. Kevin Slater

So... what are you wearing? Kevin Slater

Fidelity offers a Visa with 2% cash back on everything. I do not, however, use it. Kevin Slater

Aww hell no. What little decorum we have would be thrown out the window if people could post with no skin in the game. If you don't have the balls to stand behind it, it probably shouldn't be posted in a public forum. Kevin Slater (qua member)

Oh, I don't mind when the ATMs describe me as meat. Kevin Slater

I say it's the provider's job to keep track of time. He's the professional in the room. Your only job is to relax and have fun. Kevin Slater

I'm under the impression that not speaking english would be a benefit to finding your Über, as none of the drivers do either. Kevin Slater