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Everything posted by tassojunior
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According to NYT this morning Portland is very unsafe but not for crime reasons. I love the place and Silverado but it has the worst smoke problem in the US now by far:
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I'll never make fun of porn star Collin Simpson and his wife continually breaking up again. I just got this from someone highly educated concerning his long-term girlfriend he married in a huge L.A. wedding last week. Real life is often so much more ridiculous than what you can make up with the wildest imagination: (what happens to the wedding gifts?) (does he really think anyone is in suspense?) (He is HOT but he's vegan; did he catch her with a steak?
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Congress is 99% useless in a "strong executive" government like ours and what power they had they've mostly delegated to the executive branch anyway. They're mostly there for show and to get bribes now (and they bicker over those bribes vehemently.) But having a show of a legislature is important to the government. Obviously what we never hear about is the nuke-proof executive command center. I remember on 9/11 how W was rushed to somewhere mountain west (while I had to walk home from my fed job so important people could be driven). But what really matters evidently is that VISA/MC is safe buried somewhere out past Ashburn, Virginia (though I've heard they want a new bunker). Can't let borrowers get out of their credit card debt for a silly thing like a nuclear war. That one takes the cake.
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I'm pretty he has so many regulars he doesn't need to ever advertise in most places he visits. And as a major influencer with so many followers, not just from OF, I'm sure his social media management company rakes in a lot of money for him. Yet he still works Campus some although I think he stopped guest-working Johnson's FLL. The better guys I know have trouble enough juggling regulars, much less advertising with all it's headaches.
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all of a sudden "duck and cover" made zero sense once it was imminent. I remember for years all the ads for pre-fab fallout shelters to bury in your yard. Debates on whether to shoot your neighbors if they tried to get in too. The feds have a huge one out toward West Virginia for "the government" to go to. I remember on 9/11 the black suv's rushing them over the closed bridges to WV so it's still there. VISA/MC is buried out there too so they can keep working after nuclear war. Ridiculous.
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I was scared enough it was my first real fuzzy memory as a child who could only write my name and a couple words with help to bury in a bottle. Yet today putting nuclear missiles on Russia's border is no big deal they say and nuclear war is nothing to fear. Like living in a world of Dr. Strangeloves. Makes me cringe after that early trauma of nukes in Cuba. I think most adults then were just too stunned to talk about it. Imminent death stuns.
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There were a thousand invited people in the close-in area past the gates and my parents and I were at the circle area where they got out of their limousines and press were taking photos. He was the only one bold enough to do a photo op with a young child I guess at a funeral. I was too young to know who he was but he was in the news a lot making speeches for Goldwater against Rockefeller for the nomination. The convention was just a few months away and Reagan was Goldwater's main speechmaker. He became famous for those speeches and it propelled him into the governorship. In person he was different than other people. A lot.
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He was most definitely there. Remember, he had already quit GE and pretty sure SAG and was making speeches for Goldwater against Rockefeller for the next year's election. In three years Reagan would be governor of California. He was already a political mover and half the attendees were GOP. I just hope he got a better hair color and makeup.
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is that his mother? she's pretty.
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a friend I told just sent this. RT DC to Geneva for Christmas $1965 with AARP and Chase card discount First class. $12 AARP membership saves $200.
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and from DC (and Baltimore for BA) we only get old models usually. update: just got a notice the BA Business sale has been extended to Thanksgiving to New Years at $2300 RT to most major cities in EU and it does include Club Suite flights (labeled "Individual Suites" in google.) Great Christmas price ! 10% discount through AARP site and another 10% with Chase BA card.
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I'm reading there are plentiful British flights US to Athens in September for $2000 RT in September in Business class.
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streaming is one of our best inventions this century.
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Reverse Mortgage, anyone partake in one?
+ tassojunior replied to + glutes's topic in Personal Finance & Investing
There's actually a lot of people with paid off houses and a lot of income and other assets they did it with. Many people who do reverses don't want the government to get their homes and have complex tax avoidance trusts etc that a reverse sometimes fits into even though you can only pull out so much equity with one. Obviously the best plan is to sell your home and put the money into a trust of some kind so many years before your death or any extended care. But it's hard to plan when your death will be. I'm faced with the issue this year as I paid most of mine down and I got an extension to October to file to figure it out. It seems like I only get a fraction of the interest I paid as a deduction. (10% or 20%?). I'm not sure if I'll have to show repairs or improvements. It's usually an big issue to people who sell their home with a reverse on it they have to pay off. IDK. -
Reverse Mortgage, anyone partake in one?
+ tassojunior replied to + glutes's topic in Personal Finance & Investing
I agree a regular HELOC many times (like mine maybe) is better but there are downsides. The big one I'm aware of is the lender on a normal home equity can lower your credit limit at any time at will and that's more likely as you age. The RM credit limit is set no matter how old you get. Maybe a normal HELOC is best at first with RM if and when one's credit limit is, in fact, lowered or one needs more equity out than they can get from their normal HELOC. -
Not that I'm not fine that the murderer from 2010 was found, but could it possibly be that researching cases more than a decade old is safer than working murders that happened in the past few days? IDK about NYC but DC is full of daily murders with active murderers who are currently killing more people. But it makes a better story for the NYT than the dozen killed last weekend and makes the PD look so efficient.
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This blast from the past (2010) came across my Czech gay news feed today and I don't know how I missed it originally. The possibilities..... EU says Czech “arousal” test for gay asylum seekers could violate human rights convention
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Reverse Mortgage, anyone partake in one?
+ tassojunior replied to + glutes's topic in Personal Finance & Investing
Title doesn't change, it's the same as other mortgages. Upon death the house is sold and the excess value over the loan amount due and interest is given to your estate. The exception is if you have a surviving spouse they get to stay in the home until their death even though they were not an original borrower. I think 25% of value is closer than 55 % in most cases, especially if you are younger or have a younger spouse. It's basically a home equity line of credit (HELOC) with payments deferred. -
Reverse Mortgage, anyone partake in one?
+ tassojunior replied to + glutes's topic in Personal Finance & Investing
IMHO there's a lot of issues with reverse mortgages that should be regulated better. The cost of loan insurance is too high for any minimal "risk", lenders can require not replacement value but full value insurance on the home (at least in DC), and the points above prime for the interest rate are often a little high. Also the lenders doing them are not main banks but rather small lenders who may not be the easiest to deal with. My neighbor talked me into getting one after she did but it didn't take me long to realize I didn't need any extra "cushion" it provided and paid it to minimal. If I need a quick extra half million it's there but unless my lender drops the full-value home insurance requirement I've told him I'll just cancel it and get a regular home equity (they are basically home equities and that's how the feds treat them for tax purposes, ie if you pay it off you only can deduct a portion of interest). It's a shame terms aren't better and there's not enough pro-borrower regulation because they're a perfect idea to help the elderly have an alternative to the norm of the government taking your house away through forced sale to pay extended healthcare bills. Normal home equities can be much more limited amounts and borrowing limits can be decreased by the bank. My opinion is we're better than forced sales for healthcare but last week I was talking to someone at a bar in London who told me the forced-sale thing is in the UK too. Of course the best way to stiff the feds is to sell your home and divert the funds away long enough before you die or need extended care. But some of us like our homes and that's a tough one. Aging in place is my preference. -
Reason 10,141 "Why Women Live Longer".
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I'm sure there's a perfectly normal reasonable explanation for this. Or there's something even cheaper than cremation now.
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