Jim_n_NYC

KevinFerrer on RentMasseur RENTMASSEUR.COM View my profile on RentMasseur.com

His private pics are enticing. Can someone PM me his rates?

Except for '21 and '22, if the next cola is 3.1%, it'll be the highest since 2011. So, historically not all that bad. With compounding and the 5.9% and 8.7% of the last 2 years, the dollar amount rise will be higher than it otherwise would have been if inflation had stayed low.

LOL.

Dynamic Currency Conversion (DCC)...always a rip off.

Agreed, I was thinking about hiring him when I'm there in Sept, but that price is pretty steep compared to other guys.

I just love clicking on a gay video link and getting an ad showing a fat chick with huge floppy tits, LOL. You'd think the ads would be geared more toward the audience.

Nick_William - Male Escort, Gay massage - New York City | Rent.Men RENT.MEN Nick_William Gay Escort in New York City, New York, available for Gay Escorting,Boyfriend Experience. | Find... Surprised this guy hasn't been brought up yet. 29 5-star reviews on rent.men. Any intel?

Did he get nude?

Yes, and the fact that the massage actually looks like a massage with the guy going deep. Not one of those "let me rub my finger tips over your skin for 2 minutes....now, f... my ass". LOL.

During the first 5 years you own the bond, you will lose the last three months of interest if you cash it in. You also do not earn interest in the month that you cancel the bond. When they post the interest earned each month, those four months are already figured into, which is why no interest posts to the account until the 1st day of the 5th month of ownership. I like the way this woman explains this stuff much better than Suzie. The interest and its accrual is explained starting at 3:30.

Current Fidelity treasuries are just shy of 5.2% and don't pay state and local taxes...which saves another 10% here in NYC as compared to their MM's. I'll gladly "lock in" the funds for 3 months to a year for that.

First time post...must not be real.

LOL, for frequent US travelers, this has been a thing for years.

And then on the other hand, we've been to Iceland twice (2017 and 2021) and I don't even know what their currency looks like. They are all in on electronic payments for everything. Tap your card or your phone or however. I had to go out of my way to make sure I got some currency as a souvenir.

"Dynamic Currency Conversion"...the worst deal ever. Always use local currency if asked when using a credit card. Probably second worst deal next to changing money at the airport currency conversion desk...ugh.

We've never had an issue with foreign ATMs. Of course, my telling you this will jinx you. Since we go to Europe so much, I have a little bit of Euros and Pounds that I have so we won't be stuck when we get over. You can hit the ATM at the airport, but depending on how many there are and if all the other pax are trying to use the same one to get cash.

I just put in an order on 3-mo treasuries this morning at a listed rate of 5.19%. So, the annualized compounded return will be more than that...probably about a full % point above the current I-bond rate.

Yea, I was going to get the green card since it is a good balance of bonus points on travel and dining (3x each), but while I was considering it we did a trip to Spain and Portugal and I was checking most places we went to (restaurants mostly) and I don't remember a single place that took Amex. Surprisingly, last fall in Germany (Bavaria), I was surprised at how many places didn't take CC's at all. We used ATMs a lot more than we usually do.

Just checked Fidelity's treasury yields and the 3-mo's are listing around 5.4% on the secondary market. I have a new buy coming soon and I buy new issues instead of on the secondary, so the yield should be VERY slightly higher.

A link to his ad would really help.

Meh, I decided to stay with my 3-month Treasuries strat for now. IF the debt ceiling talks fail, I'll just catch the higher rates in my buy next month. This buy came in at about 5.28% when adding in compounding over a year.

If only this part of the forums were named "Spas & Masseurs"

Yea, I think his a lot of his ad is him trying to be funny...at least I hope so.

Ephraim on RentMasseur RENTMASSEUR.COM View my profile on RentMasseur.com Says he's in LIC so could be a neighbor. Anyone have any info?